Exhibit 99.2

[LOGO OF UNITY BANCORP INC]

Super
Community
Bank
Conference
Nov 6 - 7
2006

[LOGO OF UNITY BANCORP INC] Forward-Looking Statement

This presentation contains certain  forward-looking statements, either expressed or implied, which are provided to assist the reader in understanding anticipated future financial performance. These statements involve certain risks, uncertainties, estimates and assumptions made by management, which are subject to factors beyond the company’s control and could impede its ability to achieve these goals. These factors include general economic conditions, trends in interest rates, the ability of our borrowers to repay their loans, and results of regulatory exams, among other factors.

[LOGO OF UNITY BANCORP INC] Unity Company Profile

• State Chartered - Opened 1991

• Assets of $672 million

• Deposits of $557 million

• 14 branches, headquartered in Clinton, NJ

• Strategic commercial lending focus

• Nationally recognized SBA lender

[LOGO OF UNITY BANCORP INC] Total Assets

In millions

[CHART APPEARS HERE]

[LOGO OF UNITY BANCORP INC] Milestones

• Unity recorded record profits, YTD $4.9 million

• 10th Consecutive year of SBA awards

– Bronze award from the State of New York 2005

– Gold award from the State of New Jersey 2005

– 33rd largest SBA Lender in the United States

– 8th largest SBA Lender in the State of New Jersey

• NY Sales production office

• Branch acquisition in Phillipsburg, NJ closed Nov. ‘05 - $22 million in deposits and loans

• Announcement of 2 future branch sites in NJ

• Pennsylvania expansion into Forks Township

[LOGO OF UNITY BANCORP INC] Performance Ratios

							QTD			YTD
	2004			2005			9/30/06			9/30/06
Earnings Per Diluted Share	$	0.83		$	0.96		$	0.23		$	0.71
Return on Assets		1.10	%		1.10	%		0.97	%		1.02	%
Return on Common Equity		16.32	%		16.29	%		15.00	%		15.54	%
Efficiency Ratio		64.51	%		61.53	%		65.48	%		65.29	%

[LOGO OF UNITY BANCORP INC] Unity Footprint

[GRAPHIC APPEARS HERE]

[LOGO OF UNITY BANCORP INC] Unity “Commandments”

• Treat all employees and customers with dignity and respect

• Provide the highest level of service for our customers

• Increase the profits of the bank

• Always do the right thing

[LOGO OF UNITY BANCORP INC] Experienced Management Team

Name	Title	Years Banking Experience
Jim Hughes, CPA	President and CEO	24
Alan Bedner, CPA	Executive VP, CFO	13
Mike Downes	Executive VP, CLO	21
John Kauchak	Executive VP, CRO	26
Kelly Stashko	Executive VP, CIO	21

[LOGO OF UNITY BANCORP INC] Prudent Credit Culture

• Experienced Lenders

• Comprehensive Approval Process

• Reliance on Cash Flow and Collateral

• External and Internal Loan Review Process

• Experienced Asset Management Process

[LOGO OF UNITY BANCORP INC] Strategic Initiatives for 2007

• National SBA Program

• Sale of Non Bank Products in Branch Network

• Expansion of Mortgage Department

• Development of Internet Bank Channel

• Remote Deposit Capture

[LOGO OF UNITY BANCORP INC]

Financial Presentation

[LOGO OF UNITY BANCORP INC] Income Statement

In thousands

										9/30/2006						% Change
	2003			2004			2005			2005 YTD			2006 YTD
Net interest income	$	17,867		$	19,158		$	22,234		$	16,267		$	18,030			10.8	%
Provision for loan losses		1,600			1,175			1,850			1,325			950			-28.3	%
Non-interest income		8,343			7,629			8,190			6,118			5,892			-3.7	%
Non-interest expense		17,329			17,230			18,676			13,872			15,573			12.3	%
Net income before tax		7,281			8,382			9,898			7,188			7,399			2.9	%
Tax expense		2,698			3,052			3,688			2,732			2,478			-9.3	%
Net income	$	4,583		$	5,330		$	6,210		$	4,456		$	4,921			10.4	%
N/I per diluted share	$	0.70		$	0.79		$	0.91		$	0.66		$	0.71			7.6	%
Performance Ratios
ROAA		1.04	%		1.10	%		1.10	%		1.08	%		1.02	%
ROAE		16.05	%		16.32	%		16.29	%		15.85	%		15.54	%
Efficiency Ratio		66.60	%		64.50	%		61.50	%		62.16	%		65.29	%

[LOGO OF UNITY BANCORP INC] Total Assets

In millions

[CHART APPEARS HERE]

[LOGO OF UNITY BANCORP INC] Total Loans

In millions

[CHART APPEARS HERE]

[LOGO OF UNITY BANCORP INC] Loans by Type

12/31/01	9/30/06
[CHART APPEARS HERE]	[CHART APPEARS HERE]

Commercial & SBA	63.4%	Commercial	78.0%
Res Mortgage	26.8%	Res Mortgage	12.4%
Consumer	9.8%	Consumer	9.6%

[LOGO OF UNITY BANCORP INC] Asset Quality

	2003			2004			2005			9/30/2006
Nonperforming assets		5,722			4,436			4,539			6,473
ALLL/Total Loans		1.58	%		1.57	%		1.54	%		1.50	%
ALLL/NPL		99.20	%		143.14	%		158.04	%		115.56	%
NPL/Total Loans		1.59	%		1.10	%		0.97	%		1.30	%
Net Charge-Off Ratio		0.11	%		0.19	%		0.20	%		0.10	%

[LOGO OF UNITY BANCORP INC] Net Interest Margin

[CHART APPEARS HERE]

	2001			2002			2003			2004			2005			9/30/06
Prime Rate		4.75	%		4.25	%		4.00	%		5.25	%		7.25	%		8.25	%

[LOGO OF UNITY BANCORP INC] Total Deposits

In millions

[CHART APPEARS HERE]

[LOGO OF UNITY BANCORP INC] Shareholders’ Equity

In millions

[CHART APPEARS HERE]

[LOGO OF UNITY BANCORP INC] Capital Ratios

[CHART APPEARS HERE]

[LOGO OF UNITY BANCORP INC]

Key Investment Appeals

[LOGO OF UNITY BANCORP INC] Key Investment Appeals

• Top Quartile Performance Ratios

• Continued Earnings Momentum

• Focus on Deposit and Loan Growth

• Leader in SBA Lending

• Insider Ownership

• Attractive Valuation

• Expansion Strategy

• Growing Market Share in Attractive Markets

[LOGO OF UNITY BANCORP INC] Ratios

	Quarter September 30, 2006
	Unity		Peer*
Performance Ratios (%):
ROAA		0.97		0.72
ROAE		15.00		7.89
Net Interest Margin		3.78		3.81
Efficiency Ratio		65.48		69.61
Loans / Deposits		89.49		81.48
Market Ratios:
Price/Earnings (x)		15.75		25.32
Price/Book (%)		220.80		188.61
Dividend Yield (%)		1.31		1.17

[LOGO OF UNITY BANCORP INC] Stock Price

[CHART APPEARS HERE]

[LOGO OF UNITY BANCORP INC]

[GRAPHIC APPEARS HERE]

[LOGO OF UNITY BANCORP INC]

Peer Data Includes the median of 36 Public Commercial Banks in New Jersey.  Data as of, or for the period ending June 30, 2006

Pricing data as of November 1, 2006