8-K

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) June 20, 2003

UNITY BANCORP, INC.

(Exact name of registrant as specified in its charter)

New Jersey	1-12431	22-3282551
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
64 OLD HIGHWAY 22, CLINTON, NEW JERSEY		08809
(Address of principal executive offices)		(Zip Code)
Registrant’s telephone number, including area code (908) 730-7630

Item 7. Financial Statements and Exhibits

The following exhibit is filed with this Current Report on Form 8-K.

EXHIBIT NO.	DESCRIPTION
99.1	Press Release dated June 19, 2003

Item 9. Regulation FD Disclosure

The Registrant issued a press release on June 19, 2003 advising that James A. Hughes, Unity Bank’s Chief Financial Officer, made a presentation discussing the history of Unity Bank and its recent performance at the June 17, 2003 Northeast Super-Community Bank Conference held in Boston, Massachusetts.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	UNITY BANCORP, INC.
	(Registrant)
Dated:  June 20, 2003	By:	/s/ James A. Hughes
	JAMES A. HUGHES
	Chief Financial Officer

3

EX-99.1

Exhibit 99.1

Unity Bancorp, Inc.

64 Old Highway 22

Clinton, NJ 08809

800 618-BANK

www.unitybank.com

NewsNewsNewsNewsNews

For Immediate Release:

June 19, 2003

News Media & Financial Analyst Contact:

James A. Hughes, EVP

Chief Financial Officer

(908) 713-4306

Unity Bank Tells Success Story at Investor Conference

Clinton, NJ - Unity Bancorp, Inc (NASDAQ: UNTY), parent company of Unity Bank, reported that on June 17, 2003, James A. Hughes, Unity’s Chief Financial Officer presented the Unity Bank turnaround story to institutional investors at the Super-Community Bank Conference held at the Omni Parker House in Boston, Massachusetts.

The conference was web-cast, and is available on www.unitybank.com.  Mr. Hughes discussed Unity’s history from its 1991 inception to its record earnings achieved for the quarter ended March 31, 2003.  Mr. Hughes highlighted the new management team and how their efforts were responsible for Unity’s robust loan and deposit growth, improved margins and continued trend of improved operating results.

Unity Bancorp, Inc. is a financial service organization headquartered in Clinton, New Jersey, with $450 million in assets and $395 million in deposits.  Unity Bank provides financial services to retail, corporate & small business customers through its’ 12 retail service centers located in Hunterdon, Middlesex, Somerset and Union counties in New Jersey. For additional information about Unity visit our website at www.unitybank.com or call 800 618-BANK.

This news release contains certain forward-looking statements, either expressed or implied, which are provided to assist the reader in understanding anticipated future financial performance.  These statements involve certain risks, uncertainties, estimates and assumptions made by management, which are subject to factors beyond the company’s control and could impede its ability to achieve these goals. These factors include general economic conditions, trends in interest rates, the ability of our borrowers to repay their loans, and results of regulatory exams, among other factors.