Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 28,892	$ 20,668
Interest-bearing deposits	165,609	174,108
Cash and cash equivalents	194,501	194,776
Securities:
Debt securities available for sale ("AFS"), at fair value	97,651	91,765
Debt securities held to maturity ("HTM"), at amortized cost	36,225	36,122
Equity securities, at fair value	9,836	7,802
Total securities	143,712	135,689
Loans:
Total loans	2,217,393	2,172,063
Allowance for credit losses	(27,002)	(25,854)
Net loans	2,190,391	2,146,209
Premises and equipment, net	18,857	19,567
Bank owned life insurance ("BOLI")	25,619	25,230
Deferred tax assets, net	14,517	12,552
Federal Home Loan Bank ("FHLB") stock	14,584	18,435
Accrued interest receivable	12,913	13,582
Goodwill	1,516	1,516
Prepaid expenses and other assets	18,709	10,951
Total assets	2,635,319	2,578,507
Deposits:
Noninterest-bearing demand	423,968	419,636
Interest-bearing demand	325,264	312,208
Savings	524,607	497,491
Brokered deposits	214,679	268,408
Time deposits	557,619	426,397
Total deposits	2,046,137	1,924,140
Borrowed funds	266,798	356,438
Subordinated debentures	10,310	10,310
Accrued interest payable	1,765	1,924
Accrued expenses and other liabilities	26,052	24,265
Total liabilities	2,351,062	2,317,077
Shareholders' equity:
Common stock	102,886	100,426
Retained earnings	217,141	191,108
Treasury stock	(33,566)	(27,367)
Accumulated other comprehensive loss	(2,204)	(2,737)
Total shareholders' equity	284,257	261,430
Total liabilities and shareholders' equity	2,635,319	2,578,507
SBA loans held for sale
Loans:
Total loans	14,621	18,242
SBA loans held for investment
Loans:
Total loans	37,904	38,584
Allowance for credit losses	(1,317)	(1,221)
SBA PPP loans
Loans:
Total loans	1,593	2,318
Commercial loans
Loans:
Total loans	1,368,763	1,277,460
Allowance for credit losses	(17,574)	(15,876)
Residential Portfolio Segment [Member]
Loans:
Total loans	623,529	631,506
Allowance for credit losses	(6,434)	(6,529)
Consumer Portfolio Segment [Member]
Loans:
Total loans	72,291	72,676
Allowance for credit losses	(799)	(1,022)
Residential construction loans
Loans:
Total loans	98,692	131,277
Allowance for credit losses	$ (878)	$ (1,206)