Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 19,699	$ 26,053
Interest-bearing deposits	95,094	218,765
Cash and cash equivalents	114,793	244,818
Securities:
Debt securities available for sale	95,393	56,480
Debt securities held to maturity	35,760	14,276
Equity securities with readily determinable fair values	9,793	8,566
Total securities	140,946	79,322
Loans:
Total loans	2,106,559	1,649,448
Allowance for loan losses	(25,196)	(22,302)
Net loans	2,081,363	1,627,146
Premises and equipment, net	20,002	19,914
Bank owned life insurance ("BOLI")	26,776	26,608
Deferred tax assets	12,345	10,040
Federal Home Loan Bank ("FHLB") stock	19,064	3,550
Accrued interest receivable	13,403	9,586
Goodwill	1,516	1,516
Prepaid expenses and other assets	14,740	11,213
Total assets	2,444,948	2,033,713
Deposits:
Noninterest-bearing demand	494,184	529,227
Interest-bearing demand	276,218	244,073
Savings	591,826	694,161
Time, under $100,000	273,954	194,961
Time, $100,000 to $250,000	84,002	62,668
Time, $250,000 and over	67,344	33,791
Total deposits	1,787,528	1,758,881
Borrowed funds	383,000	40,000
Subordinated debentures	10,310	10,310
Accrued interest payable	691	129
Accrued expenses and other liabilities	24,192	18,664
Total liabilities	2,205,721	1,827,984
Shareholders' equity:
Common stock, no par value, 12,500 shares authorized, 11,289 shares issued and 10,584 shares outstanding as of December 31, 2022; 11,094 shares issued and 10,391 shares outstanding as of December 31, 2021	97,204	94,003
Retained earnings	156,958	123,037
Treasury stock, at cost (705 shares as of December 31, 2022 and 703 shares as of December 31, 2021)	(11,675)	(11,633)
Accumulated other comprehensive (loss) income	(3,260)	322
Total shareholders' equity	239,227	205,729
Total liabilities and shareholders' equity	2,444,948	2,033,713
SBA loans held for sale
Loans:
Total loans	27,928	27,373
SBA loans held for investment
Loans:
Total loans	38,468	36,075
Allowance for loan losses	(875)	(1,074)
SBA PPP loans
Loans:
Total loans	5,908	46,450
Commercial loans
Loans:
Total loans	1,187,543	931,726
Allowance for loan losses	(15,254)	(15,053)
Residential mortgage loans
Loans:
Total loans	605,091	409,355
Allowance for loan losses	(5,450)	(4,114)
Consumer loans
Loans:
Total loans	78,164	77,944
Allowance for loan losses	(990)	(671)
Residential construction loans
Loans:
Total loans	163,457	120,525
Allowance for loan losses	$ (2,627)	$ (1,390)