Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 26,728	$ 26,053
Interest-bearing deposits	160,998	218,765
Cash and cash equivalents	187,726	244,818
Securities:
Debt securities available for sale (amortized cost of $78,910 in 2022 and $56,442 in 2021)	77,878	56,480
Securities held to maturity (fair value of $28,931 in 2022 and $14,229 in 2021)	30,367	14,276
Equity securities with readily determinable fair values (amortized cost of $8,164 in 2022 and 8,163 in 2021)	8,009	8,566
Total securities	116,254	79,322
Loans:
Total loans	1,701,384	1,649,448
Allowance for loan losses	(22,168)	(22,302)
Net loans	1,679,216	1,627,146
Premises and equipment, net	19,593	19,914
Bank owned life insurance ("BOLI")	26,652	26,608
Deferred tax assets	9,928	10,040
Federal Home Loan Bank ("FHLB") stock	3,541	3,550
Accrued interest receivable	9,568	9,586
Goodwill	1,516	1,516
Prepaid expenses and other assets	13,698	11,213
Total assets	2,067,692	2,033,713
Deposits:
Noninterest-bearing demand	541,990	529,227
Interest-bearing demand	240,757	244,073
Savings	707,498	694,161
Time, under $100,000	186,260	194,961
Time, $100,000 to $250,000	60,569	62,668
Time, $250,000 and over	34,094	33,791
Total deposits	1,771,168	1,758,881
Borrowed funds	40,000	40,000
Subordinated debentures	10,310	10,310
Accrued interest payable	132	129
Accrued expenses and other liabilities	31,154	18,664
Total liabilities	1,852,764	1,827,984
Shareholders' equity:
Common stock	94,853	94,003
Retained earnings	131,100	123,037
Treasury stock	(11,633)	(11,633)
Accumulated other comprehensive income	608	322
Total shareholders' equity	214,928	205,729
Total liabilities and shareholders' equity	2,067,692	2,033,713
SBA loans held for sale
Loans:
Total loans	25,282	27,373
SBA loans held for investment
Loans:
Total loans	33,048	36,075
Allowance for loan losses	(941)	(1,074)
SBA PPP loans
Loans:
Total loans	28,618	46,450
Commercial loans
Loans:
Total loans	979,911	931,726
Allowance for loan losses	(14,705)	(15,053)
Residential mortgage loans
Loans:
Total loans	427,165	409,355
Allowance for loan losses	(4,284)	(4,114)
Consumer loans
Loans:
Total loans	77,702	77,944
Allowance for loan losses	(642)	(671)
Residential construction loans
Loans:
Total loans	129,658	120,525
Allowance for loan losses	$ (1,596)	$ (1,390)