Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 26,053	$ 22,750
Interest-bearing deposits	218,765	196,561
Cash and cash equivalents	244,818	219,311
Securities:
Debt securities available for sale (amortized cost of $56,442 in 2021 and $45,921 in 2020)	56,480	45,617
Securities held to maturity (fair value of $14,229 in 2021)	14,276
Equity securities with readily determinable fair values (amortized cost of $8,163 in 2021 and $2,112 in 2020)	8,566	1,954
Total securities	79,322	47,571
Loans:
Total loans	1,649,448	1,627,817
Allowance for loan losses	(22,302)	(23,105)
Net loans	1,627,146	1,604,712
Premises and equipment, net	19,914	20,226
Bank owned life insurance ("BOLI")	26,608	26,514
Deferred tax assets	10,040	9,183
Federal Home Loan Bank ("FHLB") stock	3,550	10,594
Accrued interest receivable	9,586	10,429
Goodwill	1,516	1,516
Prepaid expenses and other assets	11,213	8,858
Total assets	2,033,713	1,958,914
Deposits:
Noninterest-bearing demand	529,227	459,677
Interest-bearing demand	244,073	204,236
Savings	694,161	455,449
Time, under $100,000	194,961	264,671
Time, $100,000 to $250,000	62,668	95,595
Time, $250,000 and over	33,791	78,331
Total deposits	1,758,881	1,557,959
Borrowed funds	40,000	200,000
Subordinated debentures	10,310	10,310
Accrued interest payable	129	248
Accrued expenses and other liabilities	18,664	16,486
Total liabilities	1,827,984	1,785,003
Shareholders' equity:
Common stock, no par value, 12,500 shares authorized, 11,094 shares issued and 10,391 shares outstanding in 2021; 10,961 shares issued and 10,456 shares outstanding in 2020	94,003	91,873
Retained earnings	123,037	90,669
Treasury stock, at cost (703 shares in 2021 and 505 shares in 2020)	(11,633)	(7,442)
Accumulated other comprehensive income (loss)	322	(1,189)
Total shareholders' equity	205,729	173,911
Total liabilities and shareholders' equity	2,033,713	1,958,914
SBA loans held for sale
Loans:
Total loans	27,373	9,335
SBA loans held for investment
Loans:
Total loans	36,075	39,587
Allowance for loan losses	(1,074)	(1,301)
SBA PPP loans
Loans:
Total loans	46,450	118,257
Commercial loans
Loans:
Total loans	931,726	839,788
Allowance for loan losses	(15,053)	(14,992)
Residential mortgage loans
Loans:
Total loans	409,355	467,586
Allowance for loan losses	(4,114)	(5,318)
Consumer loans
Loans:
Total loans	77,944	66,100
Allowance for loan losses	(671)	(681)
Residential construction loans
Loans:
Total loans	120,525	87,164
Allowance for loan losses	$ (1,390)	$ (813)