Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)

6 Months Ended

Jun. 30, 2020

Jun. 30, 2019

Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]

Activity in Allowance for Loan Losses by Portfolio Segment

The following tables detail the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2020 and 2019:

	For the three months ended June 30, 2020
	SBA held
	for
(In thousands)	investment		Commercial		Residential		Consumer		Total
Balance, beginning of period	$	1,005	$	10,129	$	4,763	$	1,479	$	17,376
Charge-offs		—		(219)		—		—		(219)
Recoveries		75		502		—		—		577
Net recoveries		75		283		—		—		358
Provision for (credit to) loan losses charged to expense		(76)		1,924		676		(24)		2,500
Balance, end of period	$	1,004	$	12,336	$	5,439	$	1,455	$	20,234

	For the three months ended June 30, 2019
	SBA held
	for
(In thousands)	investment		Commercial		Residential		Consumer		Total
Balance, beginning of period	$	1,678	$	8,793	$	4,016	$	1,197	$	15,684
Charge-offs		(84)		—		—		—		(84)
Recoveries		1		4		—		10		15
Net (charge-offs) recoveries		(83)		4		—		10		(69)
Provision for (credit to) loan losses charged to expense		(274)		347		182		95		350
Balance, end of period	$	1,321	$	9,144	$	4,198	$	1,302	$	15,965

	For the six months ended June 30, 2020
	SBA held
	for
(In thousands)	investment		Commercial		Residential		Consumer		Total
Balance, beginning of period	$	1,079	$	9,722	$	4,254	$	1,340	$	16,395
Charge-offs		(25)		(519)		(200)		—		(744)
Recoveries		80		503		—		—		583
Net recoveries (charge-offs)		55		(16)		(200)		—		(161)
Provision (credit) for loan losses charged to expense		(130)		2,630		1,385		115		4,000
Balance, end of period	$	1,004	$	12,336	$	5,439	$	1,455	$	20,234

	For the six months ended June 30, 2019
	SBA held
	for
(In thousands)	investment		Commercial		Residential		Consumer		Total
Balance, beginning of period	$	1,655	$	8,705	$	3,900	$	1,228	$	15,488
Charge-offs		(393)		(1)		—		(1)		(395)
Recoveries		3		9		—		10		22
Net (charge-offs) recoveries		(390)		8		—		9		(373)
Provision for loan losses charged to expense		56		431		298		65		850
Balance, end of period	$	1,321	$	9,144	$	4,198	$	1,302	$	15,965

Allowance for Credit Losses on Financing Receivables on Basis of Impairment Method

The following tables present loans and their related allowance for loan losses, by portfolio segment, as of June 30, 2020 and December 31, 2019:

	June 30, 2020
	SBA held
	for
(In thousands)	investment		Commercial		Residential		Consumer		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	177	$	413	$	256	$	—	$	846
Collectively evaluated for impairment		827		11,923		5,183		1,455		19,388
Total	$	1,004	$	12,336	$	5,439	$	1,455	$	20,234
Loan ending balances:
Individually evaluated for impairment	$	2,056	$	1,097	$	6,192	$	505	$	9,850
Collectively evaluated for impairment		170,949		791,655		463,795		145,656		1,572,055
Total	$	173,005	$	792,752	$	469,987	$	146,161	$	1,581,905

	December 31, 2019
	SBA held
	for
(In thousands)	investment		Commercial		Residential		Consumer		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	41	$	373	$	—	$	—	$	414
Collectively evaluated for impairment		1,038		9,349		4,254		1,340		15,981
Total	$	1,079	$	9,722	$	4,254	$	1,340	$	16,395
Loan ending balances:
Individually evaluated for impairment	$	1,105	$	1,234	$	—	$	—	$	2,339
Collectively evaluated for impairment		34,662		763,798		467,706		143,524		1,409,690
Total	$	35,767	$	765,032	$	467,706	$	143,524	$	1,412,029