Consolidated Balance Sheets (Unaudited) - USD ($) shares in Thousands, $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 24,066	$ 21,106
Federal funds sold and interest-bearing deposits	162,617	136,910
Cash and cash equivalents	186,683	158,016
Securities:
Debt securities available for sale (amortized cost of $52,288 in 2020 and $63,883 in 2019)	53,102	64,275
Equity securities with readily determinable fair values (amortized cost of $2,112 in 2020 and $2,218 in 2019)	1,786	2,289
Total securities	54,888	66,564
Loans:
SBA loans held for sale	10,602	13,529
Loans	1,581,905	1,412,029
Total loans	1,592,507	1,425,558
Allowance for loan losses	(20,234)	(16,395)
Net loans	1,572,273	1,409,163
Premises and equipment, net	20,751	21,315
Bank owned life insurance ("BOLI")	26,435	26,323
Deferred tax assets	7,274	5,559
Federal Home Loan Bank ("FHLB") stock	11,629	14,184
Accrued interest receivable	11,039	6,984
Other real estate owned ("OREO")	711	1,723
Goodwill	1,516	1,516
Prepaid expenses and other assets	7,575	7,595
Total assets	1,900,774	1,718,942
Deposits:
Noninterest-bearing demand	429,899	279,793
Interest-bearing demand	172,950	176,335
Savings	408,416	389,795
Time, under $100,000	271,974	195,446
Time, $100,000 to $250,000	113,237	126,192
Time, $250,000 and over	86,981	82,553
Total deposits	1,483,457	1,250,114
Borrowed funds	223,000	283,000
Subordinated debentures	10,310	10,310
Accrued interest payable	228	455
Accrued expenses and other liabilities	17,172	14,354
Total liabilities	1,734,167	1,558,233
Shareholders' equity:
Common stock	91,103	90,113
Retained earnings	79,253	70,442
Treasury stock	(2,991)	0
Accumulated other comprehensive (loss) income	(758)	154
Total shareholders' equity	166,607	160,709
Total liabilities and shareholders' equity	$ 1,900,774	$ 1,718,942
Shares issued	10,939	10,881
Shares outstanding	10,728	10,881
Treasury shares	211	0
SBA loans held for investment
Loans:
Loans	$ 36,966	$ 35,767
SBA PPP loans
Loans:
Loans	136,039	0
Commercial loans
Loans:
Loans	792,752	765,032
Residential mortgage loans
Loans:
Loans	469,987	467,706
Consumer loans
Loans:
Loans	$ 146,161	$ 143,524