0000920427-16-000054.txt : 20160127 0000920427-16-000054.hdr.sgml : 20160127 20160127080002 ACCESSION NUMBER: 0000920427-16-000054 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 4 CONFORMED PERIOD OF REPORT: 20160127 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20160127 DATE AS OF CHANGE: 20160127 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UNITY BANCORP INC /NJ/ CENTRAL INDEX KEY: 0000920427 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 223282551 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-12431 FILM NUMBER: 161363019 BUSINESS ADDRESS: STREET 1: 64 OLD HIGHWAY 22 CITY: CLINTON STATE: NJ ZIP: 08809 BUSINESS PHONE: 9087307630 MAIL ADDRESS: STREET 1: 64 OLD HIGHWAY 22 CITY: CLINTON STATE: NJ ZIP: 08809 FORMER COMPANY: FORMER CONFORMED NAME: UNITY BANCORP INC /DE/ DATE OF NAME CHANGE: 19940316 8-K 1 unty-20160127x8k.htm 8-K UNTY - 8K Q4 Earnings

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

__________________________________

 

FORM 8-K

 

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

 

January 27, 2016

Date of Report (Date of earliest event reported)

__________________________________

bancorp.jpg

UNITY BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

 

New Jersey

(State or Other Jurisdiction of Incorporation)

 

1-12431

(Commission File Number)

 

22-3282551

(IRS Employer Identification No.)

 

64 Old Highway 22

Clinton, NJ 08809

(Address of Principal Executive Office)

 

(908) 730-7630

(Registrant's Telephone Number, Including Area Code)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

o

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

o

Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)

 

o

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

o

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Item 2.02

Results of Operation and Financial Condition

 

 

 

The Registrant issued a press release on January 27, 2016 announcing results for the three and twelve months ended December  31, 2015, the full text of which is incorporated by reference to this Item.

 

 

Item 9.01

Financial Statements and Exhibits

 

 

(d) Exhibits   

 

 

 

Exhibit 99.1

Press release issued by the Registrant on January 27, 2016   

 

 

 

SIGNATURES

 

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

 

UNITY BANCORP, INC.

(Registrant)

 

 

Date: January 27, 2016

By: /s/     Alan J. Bedner     

Alan J. Bedner

EVP and Chief Financial Officer

 

 

 

 

EXHIBIT INDEX

 

 

 

 

EXHIBIT #

DESCRIPTION

 

 

99.1   

Press release issued by the Registrant on January 27, 2016

 

 

 

EX-99.1 2 unty-20160127ex9914ea898.htm EX-99.1 UNTY - 8K Exhibit 991 - Q4 Earnings

unty-20130131x8kg1.jpg

Unity Bancorp, Inc.

64 Old Highway 22

Clinton, NJ 08809

800-618-BANK

www.unitybank.com

NewsNewsNewsNewsNews

 

For Immediate Release:

 

January 27, 2016

News Media & Financial Analyst Contact:

Alan J. Bedner, EVP

Chief Financial Officer

(908) 713-4308

 

 

Unity Bancorp Reports Quarterly Net Income Increased 55%

and Annual Earnings Increased 49%

 

Clinton, NJ - Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, reported increased fourth quarter and year-to-date earnings.   Major contributing factors included strong loan growth, increased deposits and improved credit quality.  Commercial, residential mortgage and consumer lending were up; with over 16% annual growth in total loans. 

“The performance this year is a reflection of the power of an organization that focuses on culture” reported James A Hughes, President and CEO.  “Our employees are joined together to provide an exceptional banking experience for the benefit of all our stakeholders.   As a result of their efforts, we had an exceptional year, and I have never felt more invigorated about 2016 and beyond.” 

 

Net income was $2.6 million, or $0.31 per diluted share, for the three months ended December 31, 2015, a 55% increase compared to net income of $1.7 million, or $0.20 per diluted share, for the same period a year ago.  Return on average assets and average common equity for the quarter were 1.00% and 13.59%, respectively, compared to 0.70% and 9.78% for the same period a year ago. 

 

Highlights include:

 

·

16.7% loan growth since year-end 2014 – 30.4% growth in consumer loans, 19.8% growth in residential mortgage loans, and 15.8% growth in commercial loans.

·

21.3% increase in noninterest-bearing demand deposits since year-end 2014.

·

13.8% increase in net interest income compared to the prior year’s quarter due to strong loan growth. 

·

Net interest margin of 3.60% this quarter compared to 3.49% in the prior year’s quarter.

·

Improved credit quality metrics and reduced loan loss provision due to a significant reduction in loan charge-offs and a 36.1% decrease in nonperforming loans.  

 

 

“In 2016, we will continue on our journey of growth and increased profitability” said James A Hughes, President and CEO.  “Strategically, we will set our sights on growing our branches, improving our array of products and continuing our investment in technology to maintain our relevance to our customer base.”

 

For the twelve months ended December 31, 2015, net income totaled $9.6 million, or $1.12 per diluted share, compared to $6.4 million or $0.81 per diluted share in the prior year.  Return on average assets and average common equity for the year ended December 31, 2015 were 0.96% and 12.92%, respectively, compared to 0.70% and 10.28% for the prior year. 

 

Net Interest Income

Our core source of earnings, net interest income, increased $1.1 million to $9.0 million for the quarter ended December 31, 2015 compared to the prior year’s period.  This increase was the result of the strong loan growth in residential mortgage, commercial and consumer loans.  Quarterly average commercial loans increased $51.3 million, average residential mortgage loans have increased $42.9 million and consumer loans increased $17.9 million compared to the comparable quarter in 2014. Partially offsetting this increase was the lower level of interest income from our reduced investment portfolio and a slight increase in deposit interest expense.

The net interest margin increased 11 basis points to 3.60% for the quarter ended December 31, 2015 compared to 3.49% for the prior year’s quarter.  The expansion in the net interest margin was due to strong loan growth and the increase in noninterest-bearing demand deposits, partially offset by lower balances of investment securities. 

Provision for Loan Losses

 

The provision for loan losses totaled $100 thousand for the quarter ended December 31, 2015, compared to $850 thousand for the prior year period.  For the twelve months ended December 31, 2015, the provision for loan losses was $500 thousand compared to $2.6 million for the same period last year.  The decrease was the result of significantly lower levels of net charge-offs and reduced nonperforming assets. Quarterly net charge-offs declined $1.5 million compared to the fourth quarter 2014, while annual net charge-offs decreased $2.8 million.

 

Noninterest Income

Noninterest income increased $260 thousand to $1.9 million for the three months ended December 31, 2015, compared to the same period last year. For the year ended December 31, 2015, noninterest income increased $1.1 million to $7.7 million, compared to the same period a year ago.   Quarterly and year-to-date noninterest income increased due to higher gains on the sale of residential mortgage and SBA loans.  

During the quarter, $36.3 million in residential mortgage loans were originated, of which $16.3 million were sold at a gain of $379 thousand, compared to $31.1 million originated and $14.1 million sold at a gain of $323 thousand during the prior year’s quarter. For the twelve month period, $181.0 million in residential mortgage loans were originated, of which $94.3 million were sold at a gain of $2.3 million, compared to $129.8 million originated and $59.2 million sold at a gain of $1.1 million in the prior year.  All residential mortgage loans originated in 2015 that are held in portfolio for investment are adjustable rate mortgages or fixed rate mortgages with a term of 15 years or less. 

SBA loan sales totaled $7.2 million with net gains on sale of $533 thousand for the quarter.  There were $4.0 million in SBA loan sales with net gains of $342 thousand in the prior year’s quarter.  For the year, SBA loan sales totaled $14.1 million with net gains of $1.2 million in 2015 and $10.4 million with net gains of $975 thousand in 2014.  The increased sale volume is directly related to the increase in the origination of SBA loans within our lending area.

In addition to the noninterest income increases noted above, other notable items included: 

·

Branch fee income rose in both the quarterly and year over year periods due to increased fees as our volume of commercial checking account customers has risen.

·

Service and loan fee income declined in the quarterly period due to reduced loan late charges and payoff fees, combined with lower SBA servicing fees as our serviced loan portfolio declined compared to the same quarter a year ago.  For the year, increased loan volume drove loan processing and mortgage application fees higher, offsetting the decline in SBA servicing income.

·

BOLI income declined for the year as the prior year’s period included a death benefit.

 

Noninterest Expense

Noninterest expense increased $801 thousand to $6.8 million for the quarter and increased $2.2 million to $26.9 million for the year ended December 31, 2015, respectively.  The majority of the increase was due to higher compensation and benefits expenses of $331 thousand for the quarter and $1.5 million for the year.  Compensation and benefits expenses have increased over the past twelve months due to increased head count in loan origination and support staff, and a lower overall vacancy rate when compared to the prior year. In addition, mortgage commission expense increased due to the larger volume of mortgages originated.  Benefits expense also increased due to the adoption of supplemental executive retirement plans. 

Other expense fluctuations included:  higher software maintenance and network monitoring expense, increased audit expenses related to Federal Deposit Insurance Corporation Improvement Act (“FDICIA”) testing and director fees.  As credit quality improved this year, our loan and OREO expenses have decreased despite an OREO expense increase quarter over quarter due to a $263 thousand loss on a sale in the fourth quarter. 

Financial Condition

At December 31, 2015, total assets were $1.1 billion, an increase of $76.1 million from year-end 2014:

·

Total loans increased $127.1 million or 16.7%, from year-end 2014 to $889.0 million at December 31, 2015. The majority of the growth came in our commercial, residential mortgage and consumer loan portfolios which increased $63.6 million, $43.6 million and $18.0 million, respectively. 

·

Total deposits increased $100.2 million or 12.6%, to $894.5 million at December 31, 2015, due primarily to increased time deposits and noninterest-bearing demand deposits. 

·

Borrowed funds decreased $33.0 million to $92.0 million at December 31, 2015, due to reduced overnight borrowings of $7.0 million compared to $50.0 million at year-end 2014.  In addition, during the quarter, $20.0 million in Federal Home Loan Bank borrowings at an average cost of 4.11% were extended to 2020 at an average rate of 2.08%. 

·

Shareholders’ equity was $78.5 million at December 31, 2015, an increase of $8.3 million from year-end 2014, due to year-to-date net income less the dividends paid to shareholders.

·

Book value per common share was $9.30 as of December 31, 2015.

·

At December 31, 2015, the leverage, common equity Tier I, Tier I and Total Risk Based Capital ratios were 8.82%, 9.37%, 11.18% and 12.43% respectively, all in excess of the ratios required to be deemed “well-capitalized”. 

 

 

Credit Quality

·

Nonperforming assets totaled $8.9 million at December 31, 2015, or 0.99% of total loans and OREO, compared to $12.5 million or 1.64% of total loans and OREO at year-end 2014. 

·

Nonperforming loans decreased 36.1% to $7.3 million at December 31, 2015 from year-end.

·

OREO increased $429 thousand to $1.6 million at December 31, 2015 from year-end.

·

The allowance for loan losses totaled $12.8 million at December 31, 2015, or 1.44% of total loans compared to $12.6 million and 1.65% at December 31, 2014.

·

Net recoveries were $238 thousand for the three months ended December 31, 2015, compared to net charge-offs of $1.2 million for the same period a year ago.  For the year ended December 31, 2015, net charge-offs were $292 thousand, a decrease of $2.8 million compared to the prior year’s period.

Unity Bancorp, Inc. is a financial service organization headquartered in Clinton, New Jersey, with approximately $1.1 billion in assets and $894 million in deposits.  Unity Bank provides financial services to retail, corporate and small business customers through its 15 retail service centers located in Hunterdon, Middlesex, Somerset, Union and Warren Counties in New Jersey and Northampton County, Pennsylvania.  For additional information about Unity, visit our website at www.unitybank.com , or call 800- 618-BANK.

This news release contains certain forward-looking statements, either expressed or implied, which are provided to assist the reader in understanding anticipated future financial performance.  These statements may be identified by use of the words “believe”, “expect”, “intend”, “anticipate”, “estimate”, “project” or similar expressions.  These statements involve certain risks, uncertainties, estimates and assumptions made by management, which are subject to factors beyond the company’s control and could impede its ability to achieve these goals.  These factors include those items included in our Annual Report on Form 10-K under the heading “Item IA-Risk Factors” as well as general economic conditions, trends in interest rates, the ability of our borrowers to repay their loans, our ability to manage and reduce the level of our nonperforming assets, and results of regulatory exams, among other factors.

 

 

This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

 

 

 

UNITY BANCORP, INC.

SUMMARY FINANCIAL HIGHLIGHTS

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Dec. 31, 2015 vs.

 

 

 

 

 

 

 

 

 

 

Sept. 30, 2015

 

Dec. 31, 2014

 

(In thousands, except percentages and per share amounts)

 

Dec. 31, 2015

 

Sept. 30, 2015

 

Dec. 31, 2014

 

 

%

 

%

 

BALANCE SHEET DATA:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total assets

 

$

 1,084,866 

 

$

 1,052,711 

 

$

 1,008,788 

 

 

 3.1 

%

 7.5 

%

Total deposits

 

 

 894,493 

 

 

 866,247 

 

 

 794,341 

 

 

 3.3 

 

 12.6 

 

Total loans

 

 

 888,958 

 

 

 855,560 

 

 

 761,825 

 

 

 3.9 

 

 16.7 

 

Total securities

 

 

 71,336 

 

 

 71,492 

 

 

 80,082 

 

 

 (0.2)

 

 (10.9)

 

Total shareholders' equity

 

 

 78,470 

 

 

 76,065 

 

 

 70,123 

 

 

 3.2 

 

 11.9 

 

Allowance for loan losses

 

 

 (12,759)

 

 

 (12,421)

 

 

 (12,551)

 

 

 2.7 

 

 1.7 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FINANCIAL DATA - QUARTER TO DATE:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Income before provision for income taxes

 

$

 3,954 

 

$

 3,845 

 

$

 2,653 

 

 

 2.8 

 

 49.0 

 

Provision for income taxes

 

 

 1,315 

 

 

 1,294 

 

 

 952 

 

 

 1.6 

 

 38.1 

 

Net income

 

$

 2,639 

 

$

 2,551 

 

$

 1,701 

 

 

 3.4 

 

 55.1 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net income per common share - Basic

 

$

 0.31 

 

$

 0.30 

 

$

 0.21 

 

 

 3.3 

 

 47.6 

 

Net income per common share - Diluted

 

$

 0.31 

 

$

 0.30 

 

$

 0.20 

 

 

 3.3 

 

 55.0 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Return on average assets

 

 

 1.00 

%

 

 1.00 

%

 

 0.70 

%

 

 -

 

 42.9 

 

Return on average equity

 

 

 13.59 

%

 

 13.54 

%

 

 9.78 

%

 

 0.4 

 

 39.0 

 

Efficiency ratio

 

 

 62.81 

%

 

 62.88 

%

 

 63.68 

%

 

 (0.1)

 

 (1.4)

 

Net interest margin

 

 

 3.60 

%

 

 3.60 

%

 

 3.49 

%

 

 -

 

 3.2 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FINANCIAL DATA - YEAR TO DATE:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Income before provision for income taxes

 

$

 14,368 

 

 

 

 

$

 9,553 

 

 

 

 

 50.4 

 

Provision for income taxes

 

 

 4,811 

 

 

 

 

 

 3,145 

 

 

 

 

 53.0 

 

Net income

 

$

 9,557 

 

 

 

 

$

 6,408 

 

 

 

 

 49.1 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net income per common share - Basic

 

$

 1.13 

 

 

 

 

$

 0.82 

 

 

 

 

 37.8 

 

Net income per common share - Diluted

 

$

 1.12 

 

 

 

 

$

 0.81 

 

 

 

 

 38.3 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Return on average assets

 

 

 0.96 

%

 

 

 

 

 0.70 

%

 

 

 

 37.1 

 

Return on average equity

 

 

 12.92 

%

 

 

 

 

 10.28 

%

 

 

 

 25.7 

 

Efficiency ratio

 

 

 64.41 

%

 

 

 

 

 67.90 

%

 

 

 

 (5.1)

 

Net interest margin

 

 

 3.63 

%

 

 

 

 

 3.53 

%

 

 

 

 2.8 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SHARE INFORMATION:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Market price per share

 

$

 12.47 

 

$

 9.77 

 

$

 9.43 

 

 

 27.6 

 

 32.2 

 

Dividends paid

 

$

 0.04 

 

$

 0.04 

 

$

 0.03 

 

 

 -

 

 0.3 

 

Book value per common share

 

$

 9.30 

 

$

 9.02 

 

$

 8.36 

 

 

 3.1 

 

 11.2 

 

Average diluted shares outstanding (QTD)

 

 

 8,547 

 

 

 8,536 

 

 

 8,478 

 

 

 0.1 

 

 0.8 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CAPITAL RATIOS:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total equity to total assets

 

 

 7.23 

%

 

 7.23 

%

 

 6.95 

%

 

 -

 

 4.0 

 

Leverage ratio

 

 

 8.82 

%

 

 8.92 

%

 

 8.71 

%

 

 (1.1)

 

 1.3 

 

Common equity tier 1 risk-based capital ratio

 

 

 9.37 

%

 

 9.37 

%

 

n/a

 

 

n/a

 

n/a

 

Tier 1 risk-based capital ratio

 

 

 11.18 

%

 

 11.25 

%

 

 11.57 

%

 

 (0.6)

 

 (3.4)

 

Total risk-based capital ratio

 

 

 12.43 

%

 

 12.50 

%

 

 12.83 

%

 

 (0.6)

 

 (3.1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CREDIT QUALITY AND RATIOS:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Nonperforming assets

 

$

 8,851 

 

$

 12,501 

 

$

 12,530 

 

 

 (29.2)

 

 (29.4)

 

QTD net chargeoffs (annualized) to QTD average loans

 

 

 (0.11)

%

 

 0.09 

%

 

 0.63 

%

 

 (222.2)

 

 (117.5)

 

Allowance for loan losses to total loans

 

 

 1.44 

%

 

 1.45 

%

 

 1.65 

%

 

 (0.7)

 

 (12.7)

 

Nonperforming assets to total loans
and OREO

 

 

 0.99 

%

 

 1.46 

%

 

 1.64 

%

 

 (32.2)

 

 (39.6)

 

Nonperforming assets to total assets

 

 

 0.82 

%

 

 1.19 

%

 

 1.24 

%

 

 (31.1)

%

 (33.9)

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

UNITY BANCORP, INC.

CONSOLIDATED BALANCE SHEETS

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Dec. 31, 2015 vs.

 

 

 

 

 

 

 

 

 

 

 

 

 

Sept. 30, 2015

 

Dec. 31, 2014

 

(In thousands, except percentages)

 

Dec. 31, 2015

 

Sept. 30, 2015

 

Dec. 31, 2014

 

 

%

 

%

 

ASSETS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cash and due from banks

 

$

 22,681 

 

$

 21,863 

 

$

 29,351 

 

 

 3.7 

%

 (22.7)

%

Federal funds sold and interest-bearing deposits

 

 

 65,476 

 

 

 66,994 

 

 

 100,470 

 

 

 (2.3)

 

 (34.8)

 

Cash and cash equivalents

 

 

 88,157 

 

 

 88,857 

 

 

 129,821 

 

 

 (0.8)

 

 (32.1)

 

Securities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Securities available for sale

 

 

 52,865 

 

 

 53,470 

 

 

 60,073 

 

 

 (1.1)

 

 (12.0)

 

Securities held to maturity

 

 

 18,471 

 

 

 18,022 

 

 

 20,009 

 

 

 2.5 

 

 (7.7)

 

Total securities

 

 

 71,336 

 

 

 71,492 

 

 

 80,082 

 

 

 (0.2)

 

 (10.9)

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans held for sale

 

 

 13,114 

 

 

 13,937 

 

 

 5,179 

 

 

 (5.9)

 

 153.2 

 

SBA loans held for investment

 

 

 39,393 

 

 

 39,728 

 

 

 40,401 

 

 

 (0.8)

 

 (2.5)

 

SBA 504 loans

 

 

 29,353 

 

 

 29,221 

 

 

 34,322 

 

 

 0.5 

 

 (14.5)

 

Commercial loans

 

 

 465,518 

 

 

 442,970 

 

 

 401,949 

 

 

 5.1 

 

 15.8 

 

Residential mortgage loans

 

 

 264,523 

 

 

 255,447 

 

 

 220,878 

 

 

 3.6 

 

 19.8 

 

Consumer loans  

 

 

 77,057 

 

 

 74,257 

 

 

 59,096 

 

 

 3.8 

 

 30.4 

 

Total loans

 

 

 888,958 

 

 

 855,560 

 

 

 761,825 

 

 

 3.9 

 

 16.7 

 

Allowance for loan losses

 

 

 (12,759)

 

 

 (12,421)

 

 

 (12,551)

 

 

 (2.7)

 

 1.7 

 

Net loans

 

 

 876,199 

 

 

 843,139 

 

 

 749,274 

 

 

 3.9 

 

 16.9 

 

Premises and equipment, net

 

 

 15,171 

 

 

 15,297 

 

 

 15,231 

 

 

 (0.8)

 

 (0.4)

 

Bank owned life insurance ("BOLI")

 

 

 13,381 

 

 

 13,285 

 

 

 13,001 

 

 

 0.7 

 

 2.9 

 

Deferred tax assets

 

 

 5,968 

 

 

 6,107 

 

 

 5,860 

 

 

 (2.3)

 

 1.8 

 

Federal Home Loan Bank ("FHLB") stock

 

 

 4,600 

 

 

 4,510 

 

 

 6,032 

 

 

 2.0 

 

 (23.7)

 

Accrued interest receivable

 

 

 3,884 

 

 

 3,704 

 

 

 3,518 

 

 

 4.9 

 

 10.4 

 

Other real estate owned ("OREO")

 

 

 1,591 

 

 

 1,759 

 

 

 1,162 

 

 

 (9.6)

 

 36.9 

 

Goodwill and other intangibles

 

 

 1,516 

 

 

 1,516 

 

 

 1,516 

 

 

 -

 

 -

 

Other assets

 

 

 3,063 

 

 

 3,045 

 

 

 3,291 

 

 

 0.6 

 

 (6.9)

 

Total assets

 

$

 1,084,866 

 

$

 1,052,711 

 

$

 1,008,788 

 

 

 3.1 

%

 7.5 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LIABILITIES AND SHAREHOLDERS' EQUITY

 

 

 

 

 

 

 

 

 

 

 

 

Liabilities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Deposits:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-bearing demand

 

$

 185,267 

 

$

 175,298 

 

$

 152,785 

 

 

 5.7 

%

 21.3 

%

Interest-bearing demand

 

 

 130,605 

 

 

 123,984 

 

 

 128,875 

 

 

 5.3 

 

 1.3 

 

Savings

 

 

 301,447 

 

 

 299,017 

 

 

 300,348 

 

 

 0.8 

 

 0.4 

 

Time, under $100,000

 

 

 134,468 

 

 

 124,348 

 

 

 113,119 

 

 

 8.1 

 

 18.9 

 

Time, $100,000 and over, under $250,000

 

 

 104,106 

 

 

 115,912 

 

 

 81,532 

 

 

 (10.2)

 

 27.7 

 

Time, $250,000 and over

 

 

 38,600 

 

 

 27,688 

 

 

 17,682 

 

 

 39.4 

 

 118.3 

 

Total deposits

 

 

 894,493 

 

 

 866,247 

 

 

 794,341 

 

 

 3.3 

 

 12.6 

 

Borrowed funds

 

 

 92,000 

 

 

 90,000 

 

 

 125,000 

 

 

 2.2 

 

 (26.4)

 

Subordinated debentures

 

 

 15,465 

 

 

 15,465 

 

 

 15,465 

 

 

 -

 

 -

 

Accrued interest payable

 

 

 461 

 

 

 460 

 

 

 474 

 

 

 0.2 

 

 (2.7)

 

Accrued expenses and other liabilities

 

 

 3,977 

 

 

 4,474 

 

 

 3,385 

 

 

 (11.1)

 

 17.5 

 

Total liabilities

 

 

 1,006,396 

 

 

 976,646 

 

 

 938,665 

 

 

 3.0 

 

 7.2 

 

Shareholders' equity:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common stock

 

 

 59,371 

 

 

 59,205 

 

 

 58,785 

 

 

 0.3 

 

 1.0 

 

Retained earnings

 

 

 19,566 

 

 

 17,270 

 

 

 11,195 

 

 

 13.3 

 

 74.8 

 

Accumulated other comprehensive (loss) income

 

 

 (467)

 

 

 (410)

 

 

 143 

 

 

NM

 

NM

 

Total shareholders' equity

 

 

 78,470 

 

 

 76,065 

 

 

 70,123 

 

 

 3.2 

 

 11.9 

 

Total liabilities and shareholders' equity

 

$

 1,084,866 

 

$

 1,052,711 

 

$

 1,008,788 

 

 

 3.1 

%

 7.5 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Issued and outstanding common shares

 

 

 8,436 

 

 

 8,429 

 

 

 8,388 

 

 

 

 

 

 

 

UNITY BANCORP, INC.

QTD CONSOLIDATED STATEMENTS OF INCOME

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Dec. 31, 2015 vs.

 

 

 

For the three months ended

 

 

Sept. 30, 2015

 

Dec. 31, 2014

 

(In thousands, except percentages and per share amounts)

 

Dec. 31, 2015

 

Sept. 30, 2015

 

Dec. 31, 2014

 

 

$

 

%

 

$

 

%

 

INTEREST INCOME

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Federal funds sold and interest-bearing deposits

 

$

 13 

 

$

 11 

 

$

 13 

 

 

$

 2 

 

 

 18.2 

%

$

 -

 

 

 -

%

FHLB stock

 

 

 37 

 

 

 36 

 

 

 38 

 

 

 

 1 

 

 

 2.8 

 

 

 (1)

 

 

 (2.6)

 

Securities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Taxable

 

 

 360 

 

 

 349 

 

 

 444 

 

 

 

 11 

 

 

 3.2 

 

 

 (84)

 

 

 (18.9)

 

Tax-exempt

 

 

 70 

 

 

 71 

 

 

 79 

 

 

 

 (1)

 

 

 (1.4)

 

 

 (9)

 

 

 (11.4)

 

Total securities

 

 

 430 

 

 

 420 

 

 

 523 

 

 

 

 10 

 

 

 2.4 

 

 

 (93)

 

 

 (17.8)

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans

 

 

 713 

 

 

 696 

 

 

 605 

 

 

 

 17 

 

 

 2.4 

 

 

 108 

 

 

 17.9 

 

SBA 504 loans

 

 

 346 

 

 

 353 

 

 

 425 

 

 

 

 (7)

 

 

 (2.0)

 

 

 (79)

 

 

 (18.6)

 

Commercial loans

 

 

 5,637 

 

 

 5,378 

 

 

 5,064 

 

 

 

 259 

 

 

 4.8 

 

 

 573 

 

 

 11.3 

 

Residential mortgage loans

 

 

 2,939 

 

 

 2,811 

 

 

 2,461 

 

 

 

 128 

 

 

 4.6 

 

 

 478 

 

 

 19.4 

 

Consumer loans

 

 

 880 

 

 

 849 

 

 

 673 

 

 

 

 31 

 

 

 3.7 

 

 

 207 

 

 

 30.8 

 

Total loans

 

 

 10,515 

 

 

 10,087 

 

 

 9,228 

 

 

 

 428 

 

 

 4.2 

 

 

 1,287 

 

 

 13.9 

 

Total interest income

 

 

 10,995 

 

 

 10,554 

 

 

 9,802 

 

 

 

 441 

 

 

 4.2 

 

 

 1,193 

 

 

 12.2 

 

INTEREST EXPENSE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-bearing demand deposits

 

 

 121 

 

 

 108 

 

 

 112 

 

 

 

 13 

 

 

 12.0 

 

 

 9 

 

 

 8.0 

 

Savings deposits

 

 

 298 

 

 

 255 

 

 

 270 

 

 

 

 43 

 

 

 16.9 

 

 

 28 

 

 

 10.4 

 

Time deposits

 

 

 910 

 

 

 839 

 

 

 715 

 

 

 

 71 

 

 

 8.5 

 

 

 195 

 

 

 27.3 

 

Borrowed funds and subordinated debentures

 

 

 686 

 

 

 730 

 

 

 817 

 

 

 

 (44)

 

 

 (6.0)

 

 

 (131)

 

 

 (16.0)

 

Total interest expense

 

 

 2,015 

 

 

 1,932 

 

 

 1,914 

 

 

 

 83 

 

 

 4.3 

 

 

 101 

 

 

 5.3 

 

Net interest income

 

 

 8,980 

 

 

 8,622 

 

 

 7,888 

 

 

 

 358 

 

 

 4.2 

 

 

 1,092 

 

 

 13.8 

 

Provision for loan losses

 

 

 100 

 

 

 200 

 

 

 850 

 

 

 

 (100)

 

 

 100.0 

 

 

 (750)

 

 

 (88.2)

 

Net interest income after provision for loan losses

 

 

 8,880 

 

 

 8,422 

 

 

 7,038 

 

 

 

 458 

 

 

 5.4 

 

 

 1,842 

 

 

 26.2 

 

NONINTEREST INCOME

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Branch fee income

 

 

 402 

 

 

 399 

 

 

 362 

 

 

 

 3 

 

 

 0.8 

 

 

 40 

 

 

 11.0 

 

Service and loan fee income

 

 

 266 

 

 

 306 

 

 

 388 

 

 

 

 (40)

 

 

 (13.1)

 

 

 (122)

 

 

 (31.4)

 

Gain on sale of SBA loans held for sale, net

 

 

 533 

 

 

 308 

 

 

 342 

 

 

 

 225 

 

 

 100.0 

 

 

 191 

 

 

 55.8 

 

Gain on sale of mortgage loans, net

 

 

 379 

 

 

 926 

 

 

 323 

 

 

 

 (547)

 

 

 (59.1)

 

 

 56 

 

 

 17.3 

 

Net security gains

 

 

 -

 

 

 -

 

 

 55 

 

 

 

 -

 

 

 -

 

 

 (55)

 

 

 (100.0)

 

Other income

 

 

 340 

 

 

 336 

 

 

 190 

 

 

 

 4 

 

 

 1.2 

 

 

 150 

 

 

 78.9 

 

Total noninterest income

 

 

 1,920 

 

 

 2,275 

 

 

 1,660 

 

 

 

 (355)

 

 

 (15.6)

 

 

 260 

 

 

 15.7 

 

NONINTEREST EXPENSE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Compensation and benefits

 

 

 3,528 

 

 

 3,814 

 

 

 3,197 

 

 

 

 (286)

 

 

 (7.5)

 

 

 331 

 

 

 10.4 

 

Occupancy

 

 

 644 

 

 

 598 

 

 

 596 

 

 

 

 46 

 

 

 7.7 

 

 

 48 

 

 

 8.1 

 

Processing and communications

 

 

 620 

 

 

 631 

 

 

 615 

 

 

 

 (11)

 

 

 (1.7)

 

 

 5 

 

 

 0.8 

 

Furniture and equipment

 

 

 455 

 

 

 393 

 

 

 397 

 

 

 

 62 

 

 

 15.8 

 

 

 58 

 

 

 14.6 

 

Professional services

 

 

 213 

 

 

 251 

 

 

 131 

 

 

 

 (38)

 

 

 (15.1)

 

 

 82 

 

 

 62.6 

 

Loan costs

 

 

 113 

 

 

 265 

 

 

 211 

 

 

 

 (152)

 

 

 (57.4)

 

 

 (98)

 

 

 (46.4)

 

OREO expenses

 

 

 265 

 

 

 15 

 

 

 72 

 

 

 

 250 

 

 

 1,666.7 

 

 

 193 

 

 

 268.1 

 

Deposit insurance

 

 

 173 

 

 

 163 

 

 

 162 

 

 

 

 10 

 

 

 6.1 

 

 

 11 

 

 

 6.8 

 

Advertising

 

 

 302 

 

 

 203 

 

 

 269 

 

 

 

 99 

 

 

 48.8 

 

 

 33 

 

 

 12.3 

 

Other expenses

 

 

 533 

 

 

 519 

 

 

 395 

 

 

 

 14 

 

 

 2.7 

 

 

 138 

 

 

 34.9 

 

Total noninterest expense

 

 

 6,846 

 

 

 6,852 

 

 

 6,045 

 

 

 

 (6)

 

 

 (0.1)

 

 

 801 

 

 

 13.3 

 

Income before provision for income taxes

 

 

 3,954 

 

 

 3,845 

 

 

 2,653 

 

 

 

 109 

 

 

 2.8 

 

 

 1,301 

 

 

 49.0 

 

Provision for income taxes

 

 

 1,315 

 

 

 1,294 

 

 

 952 

 

 

 

 21 

 

 

 1.6 

 

 

 363 

 

 

 38.1 

 

Net income

 

$

 2,639 

 

$

 2,551 

 

$

 1,701 

 

 

$

 88 

 

 

 3.4 

%

$

 938 

 

 

 55.1 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Effective tax rate

 

 

 33.3 

%

 

 33.7 

%

 

 35.9 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net income per common share - Basic

 

$

 0.31 

 

$

 0.30 

 

$

 0.21 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net income per common share - Diluted

 

$

 0.31 

 

$

 0.30 

 

$

 0.20 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Weighted average common shares outstanding - Basic

 

 

 8,430 

 

 

 8,427 

 

 

 8,378 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Weighted average common shares outstanding - Diluted

 

 

 8,547 

 

 

 8,536 

 

 

 8,478 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

UNITY BANCORP, INC.

YTD CONSOLIDATED STATEMENTS OF INCOME

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

For the twelve months ended December 31,

 

 

Current YTD vs. Prior YTD

 

(In thousands, except percentages and per share amounts)

 

2015

 

2014

 

 

$

 

%

 

INTEREST INCOME

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Federal funds sold and interest-bearing deposits

 

$

 39 

 

$

 44 

 

 

$

 (5)

 

 

 (11.4)

%

FHLB stock

 

 

 155 

 

 

 165 

 

 

 

 (10)

 

 

 (6.1)

 

Securities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Taxable

 

 

 1,459 

 

 

 2,183 

 

 

 

 (724)

 

 

 (33.2)

 

Tax-exempt

 

 

 284 

 

 

 355 

 

 

 

 (71)

 

 

 (20.0)

 

Total securities

 

 

 1,743 

 

 

 2,538 

 

 

 

 (795)

 

 

 (31.3)

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans

 

 

 2,693 

 

 

 2,467 

 

 

 

 226 

 

 

 9.2 

 

SBA 504 loans

 

 

 1,414 

 

 

 1,676 

 

 

 

 (262)

 

 

 (15.6)

 

Commercial loans

 

 

 21,357 

 

 

 19,329 

 

 

 

 2,028 

 

 

 10.5 

 

Residential mortgage loans

 

 

 11,048 

 

 

 8,898 

 

 

 

 2,150 

 

 

 24.2 

 

Consumer loans

 

 

 3,202 

 

 

 2,301 

 

 

 

 901 

 

 

 39.2 

 

Total loans

 

 

 39,714 

 

 

 34,671 

 

 

 

 5,043 

 

 

 14.5 

 

Total interest income

 

 

 41,651 

 

 

 37,418 

 

 

 

 4,233 

 

 

 11.3 

 

INTEREST EXPENSE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-bearing demand deposits

 

 

 438 

 

 

 430 

 

 

 

 8 

 

 

 1.9 

 

Savings deposits

 

 

 1,088 

 

 

 856 

 

 

 

 232 

 

 

 27.1 

 

Time deposits

 

 

 3,160 

 

 

 2,777 

 

 

 

 383 

 

 

 13.8 

 

Borrowed funds and subordinated debentures

 

 

 2,974 

 

 

 3,243 

 

 

 

 (269)

 

 

 (8.3)

 

Total interest expense

 

 

 7,660 

 

 

 7,306 

 

 

 

 354 

 

 

 4.8 

 

Net interest income

 

 

 33,991 

 

 

 30,112 

 

 

 

 3,879 

 

 

 12.9 

 

Provision for loan losses

 

 

 500 

 

 

 2,550 

 

 

 

 (2,050)

 

 

 (80.4)

 

Net interest income after provision for loan losses

 

 

 33,491 

 

 

 27,562 

 

 

 

 5,929 

 

 

 21.5 

 

NONINTEREST INCOME

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Branch fee income

 

 

 1,520 

 

 

 1,469 

 

 

 

 51 

 

 

 3.5 

 

Service and loan fee income

 

 

 1,334 

 

 

 1,260 

 

 

 

 74 

 

 

 5.9 

 

Gain on sale of SBA loans held for sale, net

 

 

 1,204 

 

 

 975 

 

 

 

 229 

 

 

 23.5 

 

Gain on sale of mortgage loans, net

 

 

 2,336 

 

 

 1,139 

 

 

 

 1,197 

 

 

 105.1 

 

BOLI income

 

 

 380 

 

 

 559 

 

 

 

 (179)

 

 

 (32.0)

 

Net security gains

 

 

 28 

 

 

 433 

 

 

 

 (405)

 

 

 (93.5)

 

Other income

 

 

 927 

 

 

 844 

 

 

 

 83 

 

 

 9.8 

 

Total noninterest income

 

 

 7,729 

 

 

 6,679 

 

 

 

 1,050 

 

 

 15.7 

 

NONINTEREST EXPENSE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Compensation and benefits

 

 

 14,295 

 

 

 12,750 

 

 

 

 1,545 

 

 

 12.1 

 

Occupancy

 

 

 2,515 

 

 

 2,478 

 

 

 

 37 

 

 

 1.5 

 

Processing and communications

 

 

 2,461 

 

 

 2,461 

 

 

 

 -

 

 

 -

 

Furniture and equipment

 

 

 1,643 

 

 

 1,510 

 

 

 

 133 

 

 

 8.8 

 

Professional services

 

 

 942 

 

 

 748 

 

 

 

 194 

 

 

 25.9 

 

Loan costs

 

 

 759 

 

 

 780 

 

 

 

 (21)

 

 

 (2.7)

 

OREO expenses

 

 

 382 

 

 

 485 

 

 

 

 (103)

 

 

 (21.2)

 

Deposit insurance

 

 

 669 

 

 

 677 

 

 

 

 (8)

 

 

 (1.2)

 

Advertising

 

 

 1,030 

 

 

 998 

 

 

 

 32 

 

 

 3.2 

 

Other expenses

 

 

 2,156 

 

 

 1,801 

 

 

 

 355 

 

 

 19.7 

 

Total noninterest expense

 

 

 26,852 

 

 

 24,688 

 

 

 

 2,164 

 

 

 8.8 

 

Income before provision for income taxes

 

 

 14,368 

 

 

 9,553 

 

 

 

 4,815 

 

 

 50.4 

 

Provision for income taxes

 

 

 4,811 

 

 

 3,145 

 

 

 

 1,666 

 

 

 53.0 

 

Net income

 

$

 9,557 

 

$

 6,408 

 

 

$

 3,149 

 

 

 49.1 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Effective tax rate

 

 

 33.5 

%

 

 32.9 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net income per common share - Basic

 

$

 1.13 

 

$

 0.82 

 

 

 

 

 

 

 

 

Net income per common share - Diluted

 

$

 1.12 

 

$

 0.81 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Weighted average common shares outstanding - Basic

 

 

 8,425 

 

 

 7,856 

 

 

 

 

 

 

 

 

Weighted average common shares outstanding - Diluted

 

 

 8,529 

 

 

 7,945 

 

 

 

 

 

 

 

 

 

UNITY BANCORP, INC.

QTD NET INTEREST MARGIN

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(Dollar amounts in thousands, interest amounts and interest rates/yields on a fully tax-equivalent basis)

 

 

 

For the three months ended

 

 

 

December 31, 2015

 

September 30, 2015

 

 

 

Average Balance

 

Interest

 

Rate/Yield

 

Average Balance

 

Interest

Rate/Yield

 

ASSETS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-earning assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Federal funds sold and interest-bearing deposits

 

$

 47,421 

 

$

 13 

 

 

 0.11 

%

$

 34,465 

 

$

 11 

 

 0.13 

%

FHLB stock

 

 

 3,700 

 

 

 37 

 

 

 3.97 

 

 

 3,517 

 

 

 36 

 

 4.06 

 

Securities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Taxable

 

 

 59,425 

 

 

 360 

 

 

 2.40 

 

 

 61,542 

 

 

 349 

 

 2.25 

 

Tax-exempt

 

 

 11,564 

 

 

 104 

 

 

 3.57 

 

 

 11,612 

 

 

 105 

 

 3.59 

 

Total securities (A)

 

 

 70,989 

 

 

 464 

 

 

 2.59 

 

 

 73,154 

 

 

 454 

 

 2.46 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans

 

 

 54,912 

 

 

 713 

 

 

 5.15 

 

 

 53,325 

 

 

 696 

 

 5.18 

 

SBA 504 loans

 

 

 29,319 

 

 

 346 

 

 

 4.68 

 

 

 29,268 

 

 

 353 

 

 4.79 

 

Commercial loans

 

 

 452,494 

 

 

 5,637 

 

 

 4.94 

 

 

 433,285 

 

 

 5,378 

 

 4.92 

 

Residential mortgage loans

 

 

 259,938 

 

 

 2,939 

 

 

 4.49 

 

 

 254,765 

 

 

 2,811 

 

 4.38 

 

Consumer loans  

 

 

 75,789 

 

 

 880 

 

 

 4.61 

 

 

 72,641 

 

 

 849 

 

 4.64 

 

Total loans (B)

 

 

 872,452 

 

 

 10,515 

 

 

 4.78 

 

 

 843,284 

 

 

 10,087 

 

 4.75 

 

Total interest-earning assets

 

$

 994,562 

 

$

 11,029 

 

 

 4.40 

%

$

 954,420 

 

$

 10,588 

 

 4.41 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-earning assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cash and due from banks

 

 

 24,214 

 

 

 

 

 

 

 

 

 24,990 

 

 

 

 

 

 

Allowance for loan losses

 

 

 (12,801)

 

 

 

 

 

 

 

 

 (12,619)

 

 

 

 

 

 

Other assets

 

 

 44,055 

 

 

 

 

 

 

 

 

 44,098 

 

 

 

 

 

 

Total noninterest-earning assets

 

 

 55,468 

 

 

 

 

 

 

 

 

 56,469 

 

 

 

 

 

 

Total assets

 

$

 1,050,030 

 

 

 

 

 

 

 

$

 1,010,889 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LIABILITIES AND SHAREHOLDERS' EQUITY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-bearing liabilities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total interest-bearing demand deposits

 

$

 131,800 

 

$

 121 

 

 

 0.36 

%

$

 125,405 

 

$

 108 

 

 0.34 

%

Total savings deposits

 

 

 295,013 

 

 

 298 

 

 

 0.40 

 

 

 290,413 

 

 

 255 

 

 0.35 

 

Total time deposits

 

 

 271,647 

 

 

 910 

 

 

 1.33 

 

 

 256,216 

 

 

 839 

 

 1.30 

 

Total interest-bearing deposits

 

 

 698,460 

 

 

 1,329 

 

 

 0.75 

 

 

 672,034 

 

 

 1,202 

 

 0.71 

 

Borrowed funds and subordinated debentures

 

 

 87,465 

 

 

 686 

 

 

 3.11 

 

 

 83,383 

 

 

 730 

 

 3.47 

 

Total interest-bearing liabilities

 

$

 785,925 

 

$

 2,015 

 

 

 1.02 

%

$

 755,417 

 

$

 1,932 

 

 1.01 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-bearing liabilities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-bearing demand deposits

 

 

 182,024 

 

 

 

 

 

 

 

 

 176,085 

 

 

 

 

 

 

Other liabilities

 

 

 5,056 

 

 

 

 

 

 

 

 

 4,663 

 

 

 

 

 

 

Total noninterest-bearing liabilities

 

 

 187,080 

 

 

 

 

 

 

 

 

 180,748 

 

 

 

 

 

 

Total shareholders' equity

 

 

 77,025 

 

 

 

 

 

 

 

 

 74,724 

 

 

 

 

 

 

Total liabilities and shareholders' equity

 

$

 1,050,030 

 

 

 

 

 

 

 

$

 1,010,889 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net interest spread

 

 

 

 

$

 9,014 

 

 

 3.38 

%

 

 

 

$

 8,656 

 

 3.40 

%

Tax-equivalent basis adjustment

 

 

 

 

 

 (34)

 

 

 

 

 

 

 

 

 (34)

 

 

 

Net interest income

 

 

 

 

$

 8,980 

 

 

 

 

 

 

 

$

 8,622 

 

 

 

Net interest margin

 

 

 

 

 

 

 

 

 3.60 

%

 

 

 

 

 

 

 3.60 

%

 

(A)

Yields related to securities exempt from federal and state income taxes are stated on a fully tax-equivalent basis.  They are reduced by the nondeductible portion of interest expense, assuming a federal tax rate of 34 percent and applicable state rates.

(B)

The loan averages are stated net of unearned income, and the averages include loans on which the accrual of interest has been discontinued. 

 

 

UNITY BANCORP, INC.

QTD NET INTEREST MARGIN

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(Dollar amounts in thousands, interest amounts and interest rates/yields on a fully tax-equivalent basis)

 

 

 

For the three months ended

 

 

 

December 31, 2015

 

December 31, 2014

 

 

 

Average Balance

 

Interest

 

Rate/Yield

 

Average Balance

 

Interest

Rate/Yield

 

ASSETS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-earning assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Federal funds sold and interest-bearing deposits

 

$

 47,421 

 

$

 13 

 

 

 0.11 

%

$

 50,929 

 

$

 13 

 

 0.10 

%

FHLB stock

 

 

 3,700 

 

 

 37 

 

 

 3.97 

 

 

 3,807 

 

 

 38 

 

 3.96 

 

Securities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Taxable

 

 

 59,425 

 

 

 360 

 

 

 2.40 

 

 

 71,542 

 

 

 444 

 

 2.48 

 

Tax-exempt

 

 

 11,564 

 

 

 104 

 

 

 3.57 

 

 

 13,226 

 

 

 117 

 

 3.54 

 

Total securities (A)

 

 

 70,989 

 

 

 464 

 

 

 2.59 

 

 

 84,768 

 

 

 561 

 

 2.65 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans

 

 

 54,912 

 

 

 713 

 

 

 5.15 

 

 

 50,816 

 

 

 605 

 

 4.76 

 

SBA 504 loans

 

 

 29,319 

 

 

 346 

 

 

 4.68 

 

 

 34,533 

 

 

 425 

 

 4.88 

 

Commercial loans

 

 

 452,494 

 

 

 5,637 

 

 

 4.94 

 

 

 401,215 

 

 

 5,064 

 

 5.01 

 

Residential mortgage loans

 

 

 259,938 

 

 

 2,939 

 

 

 4.49 

 

 

 217,008 

 

 

 2,461 

 

 4.54 

 

Consumer loans  

 

 

 75,789 

 

 

 880 

 

 

 4.61 

 

 

 57,923 

 

 

 673 

 

 4.61 

 

Total loans (B)

 

 

 872,452 

 

 

 10,515 

 

 

 4.78 

 

 

 761,495 

 

 

 9,228 

 

 4.82 

 

Total interest-earning assets

 

$

 994,562 

 

$

 11,029 

 

 

 4.40 

%

$

 900,999 

 

$

 9,840 

 

 4.35 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-earning assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cash and due from banks

 

 

 24,214 

 

 

 

 

 

 

 

 

 30,346 

 

 

 

 

 

 

Allowance for loan losses

 

 

 (12,801)

 

 

 

 

 

 

 

 

 (13,074)

 

 

 

 

 

 

Other assets

 

 

 44,055 

 

 

 

 

 

 

 

 

 43,577 

 

 

 

 

 

 

Total noninterest-earning assets

 

 

 55,468 

 

 

 

 

 

 

 

 

 60,849 

 

 

 

 

 

 

Total assets

 

$

 1,050,030 

 

 

 

 

 

 

 

$

 961,848 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LIABILITIES AND SHAREHOLDERS' EQUITY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-bearing liabilities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total interest-bearing demand deposits

 

$

 131,800 

 

$

 121 

 

 

 0.36 

%

$

 126,788 

 

$

 112 

 

 0.35 

%

Total savings deposits

 

 

 295,013 

 

 

 298 

 

 

 0.40 

 

 

 298,166 

 

 

 270 

 

 0.36 

 

Total time deposits

 

 

 271,647 

 

 

 910 

 

 

 1.33 

 

 

 219,866 

 

 

 715 

 

 1.29 

 

Total interest-bearing deposits

 

 

 698,460 

 

 

 1,329 

 

 

 0.75 

 

 

 644,820 

 

 

 1,097 

 

 0.68 

 

Borrowed funds and subordinated debentures

 

 

 87,465 

 

 

 686 

 

 

 3.11 

 

 

 91,009 

 

 

 817 

 

 3.51 

 

Total interest-bearing liabilities

 

$

 785,925 

 

$

 2,015 

 

 

 1.02 

%

$

 735,829 

 

$

 1,914 

 

 1.03 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-bearing liabilities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-bearing demand deposits

 

 

 182,024 

 

 

 

 

 

 

 

 

 152,359 

 

 

 

 

 

 

Other liabilities

 

 

 5,056 

 

 

 

 

 

 

 

 

 4,616 

 

 

 

 

 

 

Total noninterest-bearing liabilities

 

 

 187,080 

 

 

 

 

 

 

 

 

 156,975 

 

 

 

 

 

 

Total shareholders' equity

 

 

 77,025 

 

 

 

 

 

 

 

 

 69,044 

 

 

 

 

 

 

Total liabilities and shareholders' equity

 

$

 1,050,030 

 

 

 

 

 

 

 

$

 961,848 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net interest spread

 

 

 

 

$

 9,014 

 

 

 3.38 

%

 

 

 

$

 7,926 

 

 3.32 

%

Tax-equivalent basis adjustment

 

 

 

 

 

 (34)

 

 

 

 

 

 

 

 

 (38)

 

 

 

Net interest income

 

 

 

 

$

 8,980 

 

 

 

 

 

 

 

$

 7,888 

 

 

 

Net interest margin

 

 

 

 

 

 

 

 

 3.60 

%

 

 

 

 

 

 

 3.49 

%

 

(A)

Yields related to securities exempt from federal and state income taxes are stated on a fully tax-equivalent basis.  They are reduced by the nondeductible portion of interest expense, assuming a federal tax rate of 34 percent and applicable state rates.

(B)

The loan averages are stated net of unearned income, and the averages include loans on which the accrual of interest has been discontinued.

 

 

UNITY BANCORP, INC.

YEAR TO DATE NET INTEREST MARGIN

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(Dollar amounts in thousands, interest amounts and interest rates/yields on a fully tax-equivalent basis)

 

 

 

For the twelve months ended

 

 

 

December 31, 2015

 

December 31, 2014

 

 

 

Average Balance

 

Interest

 

Rate/Yield

 

Average Balance

 

Interest

 

Rate/Yield

 

ASSETS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-earning assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Federal funds sold and interest-bearing deposits

 

$

 34,883 

 

$

 39 

 

 

 0.11 

%

$

 44,900 

 

$

 44 

 

 

 0.10 

%

FHLB stock

 

 

 3,695 

 

 

 155 

 

 

 4.19 

 

 

 3,972 

 

 

 165 

 

 

 4.15 

 

Securities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Taxable

 

 

 62,937 

 

 

 1,459 

 

 

 2.32 

 

 

 81,334 

 

 

 2,183 

 

 

 2.68 

 

Tax-exempt

 

 

 11,739 

 

 

 421 

 

 

 3.59 

 

 

 14,493 

 

 

 526 

 

 

 3.63 

 

Total securities (A)

 

 

 74,676 

 

 

 1,880 

 

 

 2.52 

 

 

 95,827 

 

 

 2,709 

 

 

 2.83 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans

 

 

 50,997 

 

 

 2,693 

 

 

 5.28 

 

 

 53,232 

 

 

 2,467 

 

 

 4.63 

 

SBA 504 loans

 

 

 30,366 

 

 

 1,414 

 

 

 4.66 

 

 

 33,754 

 

 

 1,676 

 

 

 4.97 

 

Commercial loans

 

 

 428,702 

 

 

 21,357 

 

 

 4.98 

 

 

 379,327 

 

 

 19,329 

 

 

 5.10 

 

Residential mortgage loans

 

 

 246,278 

 

 

 11,048 

 

 

 4.49 

 

 

 196,333 

 

 

 8,898 

 

 

 4.53 

 

Consumer loans  

 

 

 69,580 

 

 

 3,202 

 

 

 4.60 

 

 

 51,188 

 

 

 2,301 

 

 

 4.50 

 

Total loans (B)

 

 

 825,923 

 

 

 39,714 

 

 

 4.81 

 

 

 713,834 

 

 

 34,671 

 

 

 4.86 

 

Total interest-earning assets

 

$

 939,177 

 

$

 41,788 

 

 

 4.45 

%

$

 858,533 

 

$

 37,589 

 

 

 4.38 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-earning assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cash and due from banks

 

 

 25,952 

 

 

 

 

 

 

 

 

 27,021 

 

 

 

 

 

 

 

Allowance for loan losses

 

 

 (12,638)

 

 

 

 

 

 

 

 

 (13,124)

 

 

 

 

 

 

 

Other assets

 

 

 43,742 

 

 

 

 

 

 

 

 

 44,312 

 

 

 

 

 

 

 

Total noninterest-earning assets

 

 

 57,056 

 

 

 

 

 

 

 

 

 58,209 

 

 

 

 

 

 

 

Total assets

 

$

 996,233 

 

 

 

 

 

 

 

$

 916,742 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LIABILITIES AND SHAREHOLDERS' EQUITY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-bearing liabilities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total interest-bearing demand deposits

 

$

 126,876 

 

$

 438 

 

 

 0.35 

%

$

 125,706 

 

$

 430 

 

 

 0.34 

%

Total savings deposits

 

 

 290,848 

 

 

 1,088 

 

 

 0.37 

 

 

 274,395 

 

 

 856 

 

 

 0.31 

 

Total time deposits

 

 

 240,132 

 

 

 3,160 

 

 

 1.32 

 

 

 214,984 

 

 

 2,777 

 

 

 1.29 

 

Total interest-bearing deposits

 

 

 657,856 

 

 

 4,686 

 

 

 0.71 

 

 

 615,085 

 

 

 4,063 

 

 

 0.66 

 

Borrowed funds and subordinated debentures

 

 

 87,652 

 

 

 2,974 

 

 

 3.39 

 

 

 91,230 

 

 

 3,243 

 

 

 3.55 

 

Total interest-bearing liabilities

 

$

 745,508 

 

$

 7,660 

 

 

 1.03 

%

$

 706,315 

 

$

 7,306 

 

 

 1.03 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-bearing liabilities:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest-bearing demand deposits

 

 

 172,172 

 

 

 

 

 

 

 

 

 144,310 

 

 

 

 

 

 

 

Other liabilities

 

 

 4,611 

 

 

 

 

 

 

 

 

 3,764 

 

 

 

 

 

 

 

Total noninterest-bearing liabilities

 

 

 176,783 

 

 

 

 

 

 

 

 

 148,074 

 

 

 

 

 

 

 

Total shareholders' equity

 

 

 73,942 

 

 

 

 

 

 

 

 

 62,353 

 

 

 

 

 

 

 

Total liabilities and shareholders' equity

 

$

 996,233 

 

 

 

 

 

 

 

$

 916,742 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net interest spread

 

 

 

 

$

 34,128 

 

 

 3.42 

%

 

 

 

$

 30,283 

 

 

 3.35 

%

Tax-equivalent basis adjustment

 

 

 

 

 

 (137)

 

 

 

 

 

 

 

 

 (171)

 

 

 

 

Net interest income

 

 

 

 

$

 33,991 

 

 

 

 

 

 

 

$

 30,112 

 

 

 

 

Net interest margin

 

 

 

 

 

 

 

 

 3.63 

%

 

 

 

 

 

 

 

 3.53 

%

(A)

Yields related to securities exempt from federal and state income taxes are stated on a fully tax-equivalent basis.  They are reduced by the nondeductible portion of interest expense, assuming a federal tax rate of 34 percent and applicable state rates.

(B)

The loan averages are stated net of unearned income, and the averages include loans on which the accrual of interest has been discontinued.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

UNITY BANCORP, INC.

QUARTERLY ALLOWANCE FOR LOAN LOSSES AND LOAN QUALITY SCHEDULES

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Amounts in thousands, except percentages

 

Dec. 31, 2015

 

Sept. 30, 2015

 

Jun. 30, 2015

 

Mar. 31, 2015

 

Dec. 31, 2014

 

ALLOWANCE FOR LOAN LOSSES:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

 

$

 12,421 

 

$

 12,404 

 

$

 12,181 

 

$

 12,551 

 

$

 12,918 

 

Provision for loan losses charged to expense

 

 

 100 

 

 

 200 

 

 

 -

 

 

 200 

 

 

 850 

 

 

 

 

 12,521 

 

 

 12,604 

 

 

 12,181 

 

 

 12,751 

 

 

 13,768 

 

Less: Chargeoffs

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans

 

 

 151 

 

 

 86 

 

 

 6 

 

 

 128 

 

 

 569 

 

SBA 504 loans

 

 

 -

 

 

 -

 

 

 -

 

 

 589 

 

 

 -

 

Commercial loans

 

 

 52 

 

 

 10 

 

 

 147 

 

 

 100 

 

 

 377 

 

Residential mortgage loans

 

 

 -

 

 

 50 

 

 

 -

 

 

 -

 

 

 362 

 

Consumer loans

 

 

 41 

 

 

 52 

 

 

 7 

 

 

 30 

 

 

 -

 

Total chargeoffs

 

 

 244 

 

 

 198 

 

 

 160 

 

 

 847 

 

 

 1,308 

 

Add: Recoveries

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans

 

 

 6 

 

 

 10 

 

 

 2 

 

 

 37 

 

 

 12 

 

SBA 504 loans

 

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 

 -

 

Commercial loans

 

 

 476 

 

 

 5 

 

 

 370 

 

 

 201 

 

 

 31 

 

Residential mortgage loans

 

 

 -

 

 

 -

 

 

 10 

 

 

 39 

 

 

 40 

 

Consumer loans

 

 

 -

 

 

 -

 

 

 1 

 

 

 -

 

 

 8 

 

Total recoveries

 

 

 482 

 

 

 15 

 

 

 383 

 

 

 277 

 

 

 91 

 

Net chargeoffs (recoveries)

 

 

 (238)

 

 

 183 

 

 

 (223)

 

 

 570 

 

 

 1,217 

 

Balance, end of period

 

$

 12,759 

 

$

 12,421 

 

$

 12,404 

 

$

 12,181 

 

$

 12,551 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LOAN QUALITY INFORMATION:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Nonperforming loans (1)

 

$

 7,260 

 

$

 10,742 

 

$

 8,837 

 

$

 9,141 

 

$

 11,368 

 

Other real estate owned ("OREO")

 

 

 1,591 

 

 

 1,759 

 

 

 2,265 

 

 

 1,975 

 

 

 1,162 

 

Nonperforming assets

 

 

 8,851 

 

 

 12,501 

 

 

 11,102 

 

 

 11,116 

 

 

 12,530 

 

Less:  Amount guaranteed by SBA

 

 

 288 

 

 

 225 

 

 

 267 

 

 

 270 

 

 

 1,569 

 

Net nonperforming assets

 

$

 8,563 

 

$

 12,276 

 

$

 10,835 

 

$

 10,846 

 

$

 10,961 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans 90 days past due & still accruing 

 

$

 -

 

$

 272 

 

$

 273 

 

$

 5 

 

 

 890 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Performing Troubled Debt Restructurings (TDRs)

 

$

 2,995 

 

$

 3,268 

 

$

 3,360 

 

$

 3,458 

 

$

 3,548 

 

(1) Nonperforming TDRs included in nonperforming loans

 

 

 162 

 

 

 2,808 

 

 

 2,843 

 

 

 2,911 

 

 

 2,960 

 

Total TDRs

 

$

 3,157 

 

$

 6,076 

 

$

 6,203 

 

$

 6,369 

 

$

 6,508 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Allowance for loan losses to:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total loans at quarter end

 

 

 1.44 

%

 

 1.45 

%

 

 1.51 

%

 

 1.55 

%

 

 1.65 

%

Nonperforming loans (1)

 

 

 175.74 

 

 

 115.63 

 

 

 140.36 

 

 

 133.26 

 

 

 110.41 

 

Nonperforming assets

 

 

 144.15 

 

 

 99.36 

 

 

 111.73 

 

 

 109.58 

 

 

 100.17 

 

Net nonperforming assets

 

 

 149.00 

 

 

 101.18 

 

 

 114.48 

 

 

 112.31 

 

 

 114.51 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

QTD net chargeoffs (annualized) to QTD average loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SBA loans

 

 

 1.05 

%

 

 0.57 

%

 

 0.03 

%

 

 0.76 

%

 

 4.35 

%

SBA 504 loans

 

 

 -

 

 

 -

 

 

 -

 

 

 7.15 

 

 

 -

 

Commercial loans

 

 

 (0.37)

 

 

 -

 

 

 (0.21)

 

 

 (0.10)

 

 

 0.34 

 

Residential mortgage loans

 

 

 -

 

 

 0.08 

 

 

 (0.02)

 

 

 (0.07)

 

 

 0.59 

 

Consumer loans

 

 

 0.21 

 

 

 0.28 

 

 

 0.04 

 

 

 0.20 

 

 

 (0.05)

 

Total loans

 

 

 (0.11)

%

 

 0.09 

%

 

 (0.11)

%

 

 0.30 

%

 

 0.63 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Nonperforming loans to total loans

 

 

 0.82 

%

 

 1.26 

%

 

 1.08 

%

 

 1.16 

%

 

 1.49 

%

Nonperforming loans and TDRs to total loans

 

 

 1.15 

 

 

 1.64 

 

 

 1.48 

 

 

 1.61 

 

 

 1.96 

 

Nonperforming assets to total loans and OREO

 

 

 0.99 

 

 

 1.46 

 

 

 1.35 

 

 

 1.41 

 

 

 1.64 

 

Nonperforming assets to total assets

 

 

 0.82 

 

 

 1.19 

 

 

 1.08 

 

 

 1.07 

 

 

 1.24 

 

 

 

UNITY BANCORP, INC.

QUARTERLY FINANCIAL DATA

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(In thousands, except percentages and per share amounts)

 

Dec. 31, 2015

 

Sept. 30, 2015

 

Jun. 30, 2015

 

Mar. 31, 2015

 

Dec. 31, 2014

 

SUMMARY OF INCOME:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total interest income

 

$

 10,995 

 

$

 10,554 

 

$

 10,218 

 

$

 9,884 

 

$

 9,802 

 

Total interest expense

 

 

 2,015 

 

 

 1,932 

 

 

 1,849 

 

 

 1,864 

 

 

 1,914 

 

Net interest income

 

 

 8,980 

 

 

 8,622 

 

 

 8,369 

 

 

 8,020 

 

 

 7,888 

 

Provision for loan losses

 

 

 100 

 

 

 200 

 

 

 -

 

 

 200 

 

 

 850 

 

Net interest income after provision for loan losses

 

 

 8,880 

 

 

 8,422 

 

 

 8,369 

 

 

 7,820 

 

 

 7,038 

 

Total noninterest income

 

 

 1,920 

 

 

 2,275 

 

 

 1,893 

 

 

 1,641 

 

 

 1,660 

 

Total noninterest expense

 

 

 6,846 

 

 

 6,852 

 

 

 6,652 

 

 

 6,502 

 

 

 6,045 

 

Income before provision for income taxes

 

 

 3,954 

 

 

 3,845 

 

 

 3,610 

 

 

 2,959 

 

 

 2,653 

 

Provision for income taxes

 

 

 1,315 

 

 

 1,294 

 

 

 1,182 

 

 

 1,020 

 

 

 952 

 

Net income

 

$

 2,639 

 

$

 2,551 

 

$

 2,428 

 

$

 1,939 

 

$

 1,701 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net income per common share - Basic

 

$

 0.31 

 

$

 0.30 

 

$

 0.29 

 

$

 0.23 

 

$

 0.21 

 

Net income per common share - Diluted

 

$

 0.31 

 

$

 0.30 

 

$

 0.28 

 

$

 0.23 

 

$

 0.20 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

COMMON SHARE DATA:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Market price per share

 

$

 12.47 

 

$

 9.77 

 

$

 9.79 

 

$

 9.08 

 

$

 9.43 

 

Dividends paid

 

$

 0.04 

 

$

 0.04 

 

$

 0.03 

 

$

 0.03 

 

$

 0.03 

 

Book value per common share

 

$

 9.30 

 

$

 9.02 

 

$

 8.75 

 

$

 8.55 

 

$

 8.36 

 

Weighted average common shares outstanding - Basic

 

 

 8,430 

 

 

 8,427 

 

 

 8,425 

 

 

 8,417 

 

 

 8,378 

 

Weighted average common shares outstanding - Diluted

 

 

 8,547 

`

 

 8,536 

 

 

 8,524 

 

 

 8,514 

 

 

 8,478 

 

Issued and outstanding common shares

 

 

 8,436 

 

 

 8,429 

 

 

 8,425 

 

 

 8,423 

 

 

 8,388 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

OPERATING RATIOS (Annualized):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Return on average assets

 

 

 1.00 

%

 

 1.00 

%

 

 1.01 

%

 

 0.82 

%

 

 0.70 

%

Return on average equity

 

 

 13.59 

 

 

 13.54 

 

 

 13.35 

 

 

 11.08 

 

 

 9.78 

 

Efficiency ratio

 

 

 62.81 

 

 

 62.88 

 

 

 64.99 

 

 

 67.30 

 

 

 63.68 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

BALANCE SHEET DATA:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total assets

 

$

 1,084,866 

 

$

 1,052,711 

 

$

 1,024,303 

 

$

 1,035,404 

 

$

 1,008,788 

 

Total deposits

 

 

 894,493 

 

 

 866,247 

 

 

 815,427 

 

 

 789,441 

 

 

 794,341 

 

Total loans

 

 

 888,958 

 

 

 855,560 

 

 

 821,696 

 

 

 784,642 

 

 

 761,825 

 

Total securities

 

 

 71,336 

 

 

 71,492 

 

 

 74,375 

 

 

 77,308 

 

 

 80,082 

 

Total shareholders' equity

 

 

 78,470 

 

 

 76,065 

 

 

 73,690 

 

 

 71,987 

 

 

 70,123 

 

Allowance for loan losses

 

 

 (12,759)

 

 

 (12,421)

 

 

 (12,404)

 

 

 (12,181)

 

 

 (12,551)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

TAX EQUIVALENT YIELDS AND RATES:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-earning assets

 

 

 4.40 

%

 

 4.41 

%

 

 4.52 

%

 

 4.49 

%

 

 4.35 

%

Interest-bearing liabilities

 

 

 1.02 

 

 

 1.01 

 

 

 1.03 

 

 

 1.05 

 

 

 1.03 

 

Net interest spread

 

 

 3.38 

 

 

 3.40 

 

 

 3.49 

 

 

 3.44 

 

 

 3.32 

 

Net interest margin

 

 

 3.60 

 

 

 3.60 

 

 

 3.70 

 

 

 3.64 

 

 

 3.49 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CREDIT QUALITY:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Nonperforming assets

 

 

 8,851 

 

 

 12,501 

 

 

 11,102 

 

 

 11,116 

 

 

 12,530 

 

QTD net chargeoffs (annualized) to QTD average loans

 

 

 (0.11)

%

 

 0.09 

%

 

 (0.11)

%

 

 0.30 

%

 

 0.63 

%

Allowance for loan losses to total loans

 

 

 1.44 

 

 

 1.45 

 

 

 1.51 

 

 

 1.55 

 

 

 1.65 

 

Nonperforming assets to total loans and OREO

 

 

 0.99 

 

 

 1.46 

 

 

 1.35 

 

 

 1.41 

 

 

 1.64 

 

Nonperforming assets to total assets

 

 

 0.82 

 

 

 1.19 

 

 

 1.08 

 

 

 1.07 

 

 

 1.24 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CAPITAL RATIOS AND OTHER:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total equity to total assets

 

 

 7.23 

%

 

 7.23 

%

 

 7.19 

%

 

 6.95 

%

 

 6.95 

%

Leverage ratio

 

 

 8.82 

 

 

 8.92 

 

 

 9.09 

 

 

 8.94 

 

 

 8.71 

 

Common equity tier 1 risk-based capital ratio

 

 

 9.37 

 

 

 9.37 

 

 

 9.39 

 

 

 9.25 

 

 

n/a

 

Tier 1 risk-based capital ratio

 

 

 11.18 

 

 

 11.25 

 

 

 11.33 

 

 

 11.22 

 

 

 11.57 

 

 

Total risk-based capital ratio

 

 

 12.43 

 

 

 12.50 

 

 

 12.59 

 

 

 12.48 

 

 

 12.83 

 

Number of banking offices

 

 

 15 

 

 

 15 

 

 

 15 

 

 

 15 

 

 

 15 

 

Number of ATMs

 

 

 16 

 

 

 16 

 

 

 16 

 

 

 16 

 

 

 16 

 

Number of employees

 

 

 162 

 

 

 163 

 

 

 177 

 

 

 166 

 

 

 169 

 

 

GRAPHIC 3 unty-20160127ex9914ea898g001.jpg GRAPHIC begin 644 unty-20160127ex9914ea898g001.jpg M_]C_X 02D9)1@ ! 0$ W #< #_VP!# (! 0$! 0(! 0$" @(" @0# @(" M @4$! ,$!@4&!@8%!@8&!PD(!@<)!P8&" L("0H*"@H*!@@+# L*# D*"@K_ MVP!# 0(" @(" @4# P4*!P8'"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H* M"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@K_P 1" "V \@# 2( A$! Q$!_\0 M'P 04! 0$! 0$ $" P0%!@<("0H+_\0 M1 @$# P($ P4% M! 0 %] 0(# 01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D* M%A<8&1HE)B7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#]_**** "B MBB@ HHHH *"<4'@5Y_\ &OXU-\//L7@WP9HW]N^--=W)H&@1/C..&N;AAGR; M:/(+R'V498@$ 3XV?&P_#HV7@WP7HG]N^-->W+X?\/QR[-P'#7,[8/E6T>07 M<^RJ"Q JI\&/C5KVNZW*6_GTO6M+G^U>'O$-C@7.FW('#H?XE/1XS\KJ2"* .T M'(S17FGP9^,^N:QK<_P=^,5A!I7CG2X=\L465MM9MQP+VS+-Z?>C8[3Q M@GTN@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH * M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH * M*** "BBB@ H) H)P,UY_\;?C8?AR++P=X-T3^WO&FO;D\/>'XY-N_;C?<3M_ MRQMX\Y>0^RKEF H /C9\:S\.OL7@[P9HW]N^--=W)X?T")\9Q]ZYN&',-M'D M%Y#[*N6(%'P3^"?_ KG[;XQ\7ZU_;OC/7-K^(/$$J8W8Y6V@4_ZJVCZ)&#_ M +3$L2:/@E\$_P#A77VWQAXRUG^WO&>N[7\0>(98]I?&2EM O/DVT>2$C'NS M$L2:] Z4 'UHHHH XSXS?!C1/C!HL$4NH3Z3K6ES?:?#WB/3R%NM,N,??0 MGJK#Y7C/RNI((K'^"_QHUO6=;N?@_P#&.P@TKQSI4/F310Y%KK%OG O;(MR\ M9XWI]Z)CM/&&/I9&>#7%_&?X+Z'\7=%MT?4+C2M;TN;[3X>\1V&!=:9=A. H;L6 MK9X.M&-VQ[XI-0E81P*RY&X;V!(]!3C%RDDNI,I*$7 M)]#Z## ]*7/&:_ET_P"(LG_@K:./^$A\ _\ A&)_\_:,_:;_:X_8"\)_M)?M6WF MF2>(_%LMU=VB:5I8M(DL1,TOV:/#_P^NO"/@W6$TNSN M]2OH<4L?0C*S/Z;[_^3*/^(O?_ M (*D?]"?\*/_ E[O_Y,JOJ-?R^\G^T<.?TV%@.M*"#T-?S+6O\ P=^?\%0X M)O,G\"?"6=?^>1G$?UE1%Y^\:_3'2=7TO7=.@UC1=0@O+.Z MA66UN[699(YHV&5964D,",$$=:YYTYTW:2L=5.K"JKQ=RS1114&@4444 %%% M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 M4444 %%%% !1110 4$@=:"<#->?_ !L^-@^'/V+P=X0T7^W?&FO;D\/>'8I= MGF8P'N)WP?)MX\Y>0^RJ"S 4 )\;/C9_PKC[#X/\'Z+_ &]XSU[,?&.M_P!O>-->VMXB\0R1[?,V MYV6\"<^3;QY(1![LV6)-'P3^"@^'?VWQCXRUO^WO&FO%7\0^(9(MF_;G9;P) MD^3;QY(2,>[,2Q)KL]:U[2?#EI]NUB\$,18*'*D\^F "::3;LB92C"-Y.R+M M%CHJ*YP_%CP"/^9@7_ ,!Y/_B:RM-_:4^ VK?$%?A-8?%SP^_BEX6F3PX= M21;YHU0N7$!(CQGY74D$5C_!?XSZUK&MW'P=^,-A# MI7CG2K?S)8(LBWU>U!VB^M2>L;'[R?>C;@\8)ZAOBQX!Q_R,"_\ ?B3_ .)K MS/\ :<\;?LR:GX3L=4^)7QLTGP5J-C?B3PIXLU"]6S>QO]K%?+>;:LF0#NB) M(=0P([A.E42NTQQQ.'F[1FF_5'MX.>117F'P,^.6H^*K]OA;\4+>VL/&5A:+ M<8MGS:ZU9G 34+-OXHW_ (DSNC)P>,$^GU!N%%%% !1110 4444 5-/F536,?F)7[9_\ !FO^ MS7_;OQB^)_[5NIV&Z+0=(A\/Z5.R\">X82S$'U$<:CZ/7XF5_5O_ ,&RW[-1 M_9Z_X)4^$-:O[#R=2\?WEQXEO"RX8QS$) #WQY4:G'^T:VQL^6@UW,,!#FQ" M?8_06BBBO&/?$."0/QK\9/\ @\:_:4'A3]FGX=_LOZ3J&VY\5^)'U?4X5;DV MMI&53/L9)1]=OM7[-D=Q7\L'_!TA^TH/CO\ \%2]<\&:;?\ G:9\.]%M=!MU M#959P#-.1_P.3!]UKJP<.>NGV.+'5.3#M=S\XZU_A_X-U?XB^.]%\ :!;M-? M:WJMO8VD:C):26144?FU9%??IGA*6;Q'J M6Y?E M4W1 _64Q_7%>Q.7)%R['ATX\\U'N?U/_LS?!W1_P!GS]GOP7\$-!@6 M.U\*^&K/38U"@:K>G."8X(6E('N=N![D5U5?GE_P<^_M(_P#"@O\ M@D[XN\-Z;?\ DZK\0]3LO#5D%;YO*DD\ZY..X\B&1#[R"KIQYZBB9U9^SIN7 M8_EK^)7CWQ#\5/B'KOQ-\67)FU3Q#J]SJ6H2D_>FGE:1S]-S&L54=_N*3CT% M(>37[>_\&>7[(7@SXAZG\8/VDOB9X#TS6K.T@L/#FB)J^G1W$:2.6N;EE60$ M!@%M@"!G!89YKW*M14*7-V/G:5)UZJBNI^(GD3?\\6_[Y-'D3_\ /%_^^37] MP@_9K_9T_P"B!>"O_"6M/_C='_#-7[.G_1 O!7_A+6G_ ,;KC_M"/\OX_P# M._\ LR7\WX'\/15E^\"/K28-?VZZG^QW^R3K49BU;]E_X>7*MU$W@NQ;^<5> M'?M._P#!#3_@E]^U/X1NO#WB_P#9/\-:)?31D6OB'P?9+I=]:/V=7@"J^/[L MBLI[BFLPA?6)+RR:6DC^/OI7ZT?\&X/_ 6W\<_LR_&/1/V)?VCO&D^H?#'Q M7?)8^&[S4K@N?#-_*P6,([?=MI&(5D^ZA8,,#=GXC_X*F_\ !._QW_P3)_:Z MUK]FWQ9JK:MIR0QW_A;Q 81&-3TZ7[DA4$[75@T;K_>0D<$9^=[6YN;.YCO+ M.9HY87#Q2(<%6!R"#V.:ZY1A7IVZ,XJK=;H_NV1MRY!SQP:=7S=_P2*_ M::O_ -KS_@G)\)_CCK=WY^JWWA6&SUN8G)DO;7-M,Y]V>(N?=J^D:\&4>65N MQ])"2E%274****104444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1 M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%% M% !1110 4444 %%%% !1110 4444 %!('4T$X&:X'XT_&A_AXMIX1\&:(=>\ M9ZX&3P_X?BDV[L?>N9V_Y8VT>07D/J%4%F4$ ;\:_C8/AS]B\'^#]&_M[QGK MI:/P_P"'HI=N['#7,[8/DVT>07D(]%4%F )\$O@F?AQ]N\9^,=:&N^--?VOX MA\0/'M#XY6V@3_EC;1Y(2,>[-EF)I/@E\$_^%=F]\9^,]:_M[QIKVU_$/B"2 M/ ..5MK=3_J;:/)"1CW9B6)->@@8&,T (2J_A7D7[2_C!+.\T[PY%-C:C3S M'U^5?_9J]^,(-/M);ZZN@D4$322NS8"J!DD_A7P!_P $Y?=4+-_P&ND_X)Q_!M/V5/\ @G=\+OA; M<6GV?6-?TQO%GB1"N&^TWV&B1N^Y;=8@0>G2O.Q%+VF+A17JSZ/+L;]6R>OC M)=? M_P#"28Z2_K7YX_\ !1F&\_;=_P""HO[/7[ FES-<:59ZQ!XA\5Q1\JD'F$N6 M]Q!#+C/_ #U'K7V=/XHCMH7N)I J1H6=B> !R37R[_P0+\)W'[6'_!2WX]_\ M% ];MS<:9HC/X<\*7$@R 9)%4,A]K> <>DU>7FG[J@H]SZGA6;QN-=3I%?B_ MZ9^KGQ:^!OA_XH>&K*PMKJ71M6T-UG\,:[IX"SZ7.JX5D_O(1\K1GY77((], M[X,?&;6M9UJX^$/Q@L8=*\<:5#OFABR+?5[<<"]M"?O1G^)/O1L<'C!/I0Z< M5Q?QG^#&B_%S1+<-J,^E:YI4_P!I\/>(;' N=.N.S*?XD/W70_*ZD@BO /T( M[0$$9%%>:?!CXT:WK6LW'P@^,&FP:3XYTJ$//##D6VKV^<"\LRW+QGC1R/]PU_/_7WY_P '+'[2G_#1'_!5OQOIVFZAY^E>!;>U M\.:?M?*AX8@\^/\ MM)(#[K7P'7NX:')0BCYS%S]I7DSI_@K\-=8^,GQA\+? M"7P_ TM[XF\0V>F6R*N27GF2,<#_ 'J_MM^"?PTT?X,_"#PM\)- MUBLO#/A MZSTNUC7H$@A2,?\ H-?RW_\ !LO^S6?VA?\ @JQX0UB^L/.T[X?V5QXGNV9, MJDD&U(,^A\Z1"/\ =K^K<;2F87Q.\=:1\+ M_AUKOQ(\0W"Q6&@:/2.OCYXS^-6OW#R7 MGBKQ->ZG,SG)_?3,X'X @?A7]37_ I@(6BY=SQ\RG>:@%?O1_P &:/[-?D:-\5_VL]5T M_#3SVWAO1YV7JJCS[C!],F('Z5^"XY.*_KK_ ." ?[-B_LN_\$J?AEH.I60M MM1\0:4WB/5PRX;S;P^:N[Z1^6/H!6F.GRT;=S'+Z?/7OV/M .IZ,*-P]:_CZ M_P""N7[;OQ*_:&_X*,_%?XC^$_B?KEMHS>*)K'1H;#6)HXEM;;$"%0C@8/EE MOQKYP'QM^,V>?BYXG_\ !_<__%USQP$I13;.J69*,FN4_N4W+ZTM?B%_P9[? MMC^(/'7A_P"*'[*?Q \7WNHWNGSP>(M$;4KQYI/)<"&=%9R3@,L9P.!N)[U^ MWH.>:XZM-TJCBSNH556IJ:"BB@].*S-@R/6DW#UK^8S_ (.D/VS_ !QXZ_X* M:W_PG\ _$+5K'2_AUH-KI31Z9J*&9CA577KG))]/GKNA@93@I7M<\ZIF"A-Q4;V/[DMRGO1O7.,U\[?\$H MO@?K7[.W_!/+X4_#;Q3?W5QJ\/A*VO=:GO9VEE:ZN%\^7MVNFV<8UZY.9)Y5C7H^<9:OZ[/VFOB'I'_ 3W_P"":'B7 MQI#J+JGPY^&OV>PN)YLN]RENL$!+$\LTS)R>I-.MAG2:5[MDX?%JO&3M:Q]$ M!E/1A2Y'J*_ANN_CO\;+ZZEO+CXN^)C)-(SN1KUP!DG)XWU'_P +M^,__17? M$_\ X/[G_P"+KH_L]_S',\S7\OXG]RN1ZBC(]17\-7_"[?C/_P!%<\3_ /@_ MN?\ XNC_ (7;\9_^BN>)_P#P?W/_ ,71_9[_ )A?VHOY?Q/[EAI:_EI_X-G?VL/B!X._X*Q>#/"/C+XB:S?:=XSTO4-%>WU'599HS M*8#-'P[$ [H0!]<5_4JIR.:Y*]%T9\M[G=AZZQ$.:UA:**1FVGI6)T!N7IF@ M.IZ-7XJ_\'0O_!9VX^$N@7'_ 3M_9C\9O!XFU6!7^)&N:9=;9=*M3M=+!'0 MY2648:3&"L9 _C./P5_X79\9V_YJYXG_ /!_'-4U M:X*:EBLKY7[+8*+52OLS1/)]9# M71@8^)]1R MN"1<2E+?WQ]GBA./4FOY7/AQX$U_XI?$+0_AIX5MS+J?B#6+;3=/CP3NFGE6 M-!QVW,*_MZ^"_P ,M!^"OPA\+_"#PI!Y>F^%_#UGI5BF /W5O"D2DX[D+D^Y M-=&83M!1.7+87FY]CJ![44#':BO+/9"D(X&/UI:1B N[/%# _!'_ (/3O#GA M>W\4_ 'Q7;I&NM75CX@M;IA]][:-[!X\^P>67'^\?2OPR%?HC_P9>2H0<$>:?+SW\G/0BOSN MSQFO>PT7&C%,^;Q4XSQ$FC^I;_@U(U+4+[_@D1HEO>.Q2S\;:U#:[NT9E1^/ M^!.U?I-7Q5_P;T? W4_@+_P21^$_A_7+)K>\US3)M?GCD7#8O9GGC)^L31D> MV*^U:\6LTZTFNY[V'35"*?8***"2!D#-9FPA8#J:-P]:_&[_ (.K/^"K-Q\# MOA;;?L!_ _Q6]OXK\86RW7C>\L;C;+IVE9REON4Y5YR#G_IFI_O"OY\O^%H? M$SM\1-=_\&\W_P 5791P_C%X'\1^*+^^^T>$K&]A2]O'EV^5-[FW M\.:9-;3F.51.VZ9E((((A209'(S7\L?_ NSXRD?\E<\3_\ @_N?_BZZZ&%E M6AS7L<6(QBH3Y;7/[E"RCO2]:_AZ\)?M'?'/PAXJTWQ7IOQ<\3?:-,OX;N#= MKMP1OC<.,C?R,BO[/?V0/CQI'[3O[+O@'X_Z'<++!XM\+6>HL4(.V1XQYBG' M=7#J1Z@U-?#2H).][E8;%+$-JUK'I%%%%#;Z:P;=@M=&)D@4>YD9<5_&W?_'GXW:A?3ZA<_%[Q.99 MY6DD(UZX&68DG^/U-=.'PTJ\6[VL<>)Q:P\DK7/[CMR^M+D&OY:O^#:7P5\6 MOVF?^"I7A6X\2>/_ !%J&A^"=.NO$&J0W.L3R1,T:>7"KJ6((,LB'GN*_J44 M$9_2HKTO8SY;W-,/7=>'-:PM%(3BOS6_X*N?\'%_P(_8?OK_ ."O[/-C9?$' MXDVX:*[,=SG2]%DP>+B1#F60'K$A&/XF4\5B=!^DUW>6EA;/>WUU'##$A:26 M5PJHHZDD\ >]>.^/O^"BO[!7PMO7TWXA_MC_ UTBXC)#P7OC&S5P?3'F9S[ M5_++^UO_ ,%._P!N+]MS6Y]2^/OQ^UN]L992\7AW3KEK33(!DX5;:(A#@' + M;FQU)KP0L6)8DDGJ2>34\R*Y3^P?P=_P4Y_X)V_$"]33?!O[;7PQU"XD.$@A M\96F\GTP7!KVO2-:T?Q!IT6KZ#JMM>VDZ[H+JTG62.1?564D$?2OXC,#TKW+ M]CO_ (*/_MB_L*^+H/$W[/7QGU33[5)0]WX>O+AKC3+T?W9;9SL.EU?3[.'0?'F@1HGBWPH9]WE$Y"W$!/ M+P.0<'JI^4]B?KRJ)"BBLKQOXX\'_#7PI?\ CKQ_XFL=&T;2[9KC4=4U*Y6& M"WB49+.[$ "@#4W#.,U1\1^*_"_@[2I-=\7>(['2[*+_ %MYJ-VD$2?5W( _ M.OQ-_P""E/\ P=47UKJNH?"G_@G1H-N8H7:&?XC:_:"02GH6L[9N-O4"24'/ M9.AK\A?CO^U=^TI^T]XCD\5_M ?'#Q+XLO78E3K&K2RQQ9ZB.(G9&/95 J>8 M:3/ZQ/%7_!4/_@G+X(O'T_Q5^W!\+[*=#AH9?&=H7!^@&[F4-0]4?HP]#D!IIB::/H*C.* < MTV1TCC,DC!549+,< "F(=17\H7_!0/\ X*=?M=?$7]M;XF^*OAE^UA\1]$\. MR^,+V'0],T/QQ?VEK#:Q2F*,)%%,J)E4!.!U)->._P##P+]O/_H]OXN_^')U M3_X_4\Q7*?V/T5_'!_P\"_;S_P"CV_B[_P"')U3_ ./T?\/ OV\_^CV_B[_X M^#'_!4+X/3>*/"5G_87C#0PD?BSPA<7 >2T M=AQ-$W'F0.<[6P"""K $<_5M43L&:*_-W_@YU_:X\<_LS?L*:1X8^%'Q!U;P MUXE\:>+[>VM]4T'4Y;2[BM;=6GFV2Q,KH"1$I(/()!ZU^ 7_ \"_;T[_MM? M%W_PY.J?_'Z3=AI7/['Z*_C@_P"'@7[>?_1[?Q=_\.3JG_Q^C_AX%^WG_P!' MM_%W_P .3JG_ ,?I-=?WIX>T!9-JD+P]S07D[\*H+,!3_ (*_!8_#A+SQ9XNUPZ_X MRUS:_B'Q%-& 7QDK;P+_ ,L;:/)"1CW9B68D\A^T-\2[[X1?%G0?%.F6$4PG MTMX-0C9 &FA$N0N[&1@DD=LUZKX(\<>'OB!X>A\2>&KP36\PY'\4;=U8=F'I M3MH!L8'I1112 P_B-XJ@\%^ ]6\5W# +86,DHSW8+P/Q.!7YXS^*YKF9[FXG M+R2.6=B>6)Y)KZN_X*'_ !!3P;\"AH<4^V;6]1BMQ@\F-#YC_P#H*C\:^#_^ M$F7_ )Z'\J^RX=P3EA95;;O\C\-\2L^A2S>GA%+X(W?K+_@)'H'_ DH_P"> MAH_X23_IIW]:\_\ ^$F7_GH?RILOBJ*&)I9)@JJI9F;@ "OH?JMC\X6=1D[) MGS;^WG9ZA^V3^W7\"OV!=&N&DLK_ ,00:SXI$9R(;4.P=VZC*P1W#<_WAZU] MX?$CQY8:WXVO[K2%6*PBF^SZ="GW8K:(".)1[!%6OAC_ ()5W#_%7]JK]H3_ M (*)ZTIDL_#]F_A#P1<:^B_^$F&>9#7B97AWB\3 M6Q/2_*O1'WG%F9QR?+,'EE[2Y>>?K+^F>@?\)(/[]'_"2_\ 30UY_P#\),O_ M #T/Y4?\),O_ #T/Y5[?U3R/@O[-/&=M=^7?2:2] MCIAW<_:)_P!TA'/;<6_X":^LO^#>K]F-OV:O^"8_@PZKI_DZOXX>3Q1JK.F' M8W07R0M?M1?M"?!;]A/PG*[S>,?&%M-JB1D_+"9! M&"WH IE%](\$>$M+\%^'[1(+#1].@LK*"-<+'#%&(T4 = %4 M#'M7PV?5$\=[-?95OF]3]_\ #S#RCD"Q,MZK;^2T1IT445XI]V<7\9O@OHWQ M>TBWSJ$^DZYI4WVGP[XCL,"ZTVX_O(3U1A\KH?E=20163\%_C-K>N:S<_"+X MP:=!I7CG28 ]Q!!D6NK6^<"]LRW+QGCI^*7Q2\"?!CP)J/Q)^) M/B]'TN RW=W(-/*>\C = <*.!W)+!<_0GK10** "N6^-WQ/T+X)_![Q/ M\7O$]RL.G^&="NM2NY'Z!(8F<_RKJ:_/+_@YX_:6_P"% ?\ !*CQ9X;TV_\ M)U7Q_J%IX>L0K88QO*)+@C'/^IC>HHF=6:ITW+L?RX?%?XBZ[\7 MOB=X@^*GB>=I-0\1:S.[9)DFD9SS[;L?A7/T$YI54LP55)). !WKZ&R/ MF'JS^@;_ (,V/V:O[$^$'Q0_:OU33\2Z[K$/AW2IV3DP6ZK--@^ADDCS_N"O MVU[]*^3O^"('[-B_LM_\$P/A1\/+FQ%OJ%_X=CUO5EVX8W-Z!.<^I"NB\]E M[5]8\YZUX&(GSUFSZ3#4_9T(H*0G S2TAY!!%9&Y^!W_ >6_M*B^\6?"G]D M[2K_ .6PM;KQ%K,"/_'(1# &P?[JRG!]0:_#6OL;_@O=^TF?VH/^"IWQ1\9V M>H?:--T;55T'2ά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end GRAPHIC 4 unty-20160127x8kg001.jpg GRAPHIC begin 644 unty-20160127x8kg001.jpg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ⅅ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