Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST INCOME
Federal funds sold and interest-bearing deposits	$ 12	$ 9	$ 31	$ 31
Federal Home Loan Bank stock	40	40	127	118
Securities:
Taxable	461	591	1,740	1,858
Tax-exempt	81	109	275	354
Total securities	542	700	2,015	2,212
Loans:
SBA loans	636	586	1,863	2,141
SBA 504 loans	419	411	1,251	1,503
Commercial loans	4,926	4,387	14,264	12,638
Residential mortgage loans	2,327	1,861	6,438	5,060
Consumer loans	589	480	1,628	1,485
Total loans	8,897	7,725	25,444	22,827
Total interest income	9,491	8,474	27,617	25,188
INTEREST EXPENSE
Interest-bearing demand deposits	98	90	318	281
Savings deposits	216	183	586	524
Time deposits	725	510	2,062	1,593
Borrowed funds and subordinated debentures	820	820	2,426	2,428
Total interest expense	1,859	1,603	5,392	4,826
Net interest income	7,632	6,871	22,225	20,362
Provision for loan losses	550	600	1,700	1,550
Net interest income after provision for loan losses	7,082	6,271	20,525	18,812
NONINTEREST INCOME
Branch fee income	388	398	1,106	1,093
Service and loan fee income	292	351	872	975
Gain on sale of SBA loans held for sale, net	295	280	633	607
Gain on sale of mortgage loans, net	263	314	816	1,339
BOLI income	400	100	593	246
Net security gains		34	378	367
Other income	215	173	621	505
Total noninterest income	1,853	1,650	5,019	5,132
NONINTEREST EXPENSE
Compensation and benefits	3,214	2,984	9,553	9,325
Occupancy	604	598	1,882	1,918
Processing and communications	667	598	1,847	1,720
Furniture and equipment	377	374	1,112	1,110
Professional services	159	210	617	634
Loan collection costs	225	188	569	594
OREO expenses	71	174	414	364
Deposit insurance	166	165	515	493
Advertising	291	218	729	519
Other expenses	467	426	1,406	1,457
Total noninterest expense	6,241	5,935	18,644	18,134
Income before provision for income taxes	2,694	1,986	6,900	5,810
Provision for income taxes	808	684	2,193	1,962
Net income	1,886	1,302	4,707	3,848
Preferred stock dividends and discount accretion		119		988
Income available to common shareholders	$ 1,886	$ 1,183	$ 4,707	$ 2,860
Net income per common share
Basic	$ 0.24	$ 0.16	$ 0.61	$ 0.38
Diluted	$ 0.24	$ 0.15	$ 0.61	$ 0.36
Weighted average common shares outstanding:
Basic	7,847	7,545	7,680	7,542
Diluted	7,946	7,822	7,765	7,867