Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 29,384	$ 24,272
Federal funds sold and interest-bearing deposits	72,205	75,132
Cash and cash equivalents	101,589	99,404
Securities:
Securities available for sale	66,054	81,133
Securities held to maturity (fair value of $20,738 and $25,549, respectively)	20,825	26,381
Total securities	86,879	107,514
Loans:
SBA loans held for sale	7,835	6,673
SBA loans held to maturity	44,502	48,918
SBA 504 loans	34,152	31,564
Commercial loans	391,338	363,340
Residential mortgage loans	211,450	182,067
Consumer loans	55,089	46,139
Total loans	744,366	678,701
Allowance for loan losses	(12,918)	(13,141)
Net loans	731,448	665,560
Premises and equipment, net	15,420	15,672
Bank owned life insurance ("BOLI")	12,907	12,749
Deferred tax assets	6,066	6,752
Federal Home Loan Bank stock	4,907	5,392
Accrued interest receivable	3,422	3,272
Other real estate owned ("OREO")	1,658	633
Goodwill and other intangibles	1,516	1,516
Other assets	3,781	2,654
Total assets	969,593	921,118
Liabilities:
Deposits: Noninterest-bearing demand deposits	149,272	136,035
Deposits: Interest-bearing demand deposits	117,260	130,806
Deposits: Savings deposits	292,108	266,503
Deposits: Time deposits, under $100,000	115,143	108,258
Deposits: Time deposits, $100,000 and over	108,137	97,096
Total deposits	781,920	738,698
Borrowed funds	100,000	107,000
Subordinated debentures	15,465	15,465
Accrued interest payable	476	454
Accrued expenses and other liabilities	3,348	2,328
Total liabilities	901,209	863,945
Commitments and contingencies
Shareholders' equity:
Common stock	58,638	52,051
Retained earnings	9,751	5,598
Accumulated other comprehensive loss	(5)	(476)
Total shareholders' equity	68,384	57,173
Total liabilities and shareholders' equity	$ 969,593	$ 921,118