Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)

3 Months Ended

Mar. 31, 2014

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]

Allowance for Credit Losses on Financing Receivables

	For the three months ended March 31, 2014
(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Balance, beginning of period	$	2,587	$	957	$	6,840	$	2,132	$	573	$	52	$	13,141
Charge-offs		(53)		(92)		(454)		(172)		(179)		-		(950)
Recoveries		7		-		9		-		-		-		16
Net charge-offs		(46)		(92)		(445)		(172)		(179)		-		(934)
Provision for loan losses charged to expense		(195)		82		7		102		311		293		600
Balance, end of period	$	2,346	$	947	$	6,402	$	2,062	$	705	$	345	$	12,807

	For the three months ended March 31, 2013
(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Balance, beginning of period	$	3,378	$	1,312	$	7,091	$	1,769	$	524	$	684	$	14,758
Charge-offs		(570)		(200)		(375)		(125)		(59)		-		(1,329)
Recoveries		137		25		101		2		1		-		266
Net charge-offs		(433)		(175)		(274)		(123)		(58)		-		(1,063)
Provision for loan losses charged to expense		463		159		62		231		90		(355)		650
Balance, end of period	$	3,408	$	1,296	$	6,879	$	1,877	$	556	$	329	$	14,345

Allowance For Credit Losses On Financing Receivables On Basis Of Impairment Method

	March 31, 2014
(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	925	$	-	$	214	$	-	$	-	$	-	$	1,139
Collectively evaluated for impairment		1,421		947		6,188		2,062		705		345		11,668
Total	$	2,346	$	947	$	6,402	$	2,062	$	705	$	345	$	12,807
Loan ending balances:
Individually evaluated for impairment	$	3,086	$	2,237	$	6,394	$	-	$	-	$	-	$	11,717
Collectively evaluated for impairment		44,651		31,313		362,515		180,129		47,109		-		665,717
Total	$	47,737	$	33,550	$	368,909	$	180,129	$	47,109	$	-	$	677,434

	December 31, 2013
(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	831	$	29	$	278	$	-	$	-	$	-	$	1,138
Collectively evaluated for impairment		1,756		928		6,562		2,132		573		52		12,003
Total	$	2,587	$	957	$	6,840	$	2,132	$	573	$	52	$	13,141
Loan ending balances:
Individually evaluated for impairment	$	2,740	$	2,928	$	9,120	$	-	$	-	$	-	$	14,788
Collectively evaluated for impairment		46,178		28,636		354,220		182,067		46,139		-		657,240
Total	$	48,918	$	31,564	$	363,340	$	182,067	$	46,139	$	-	$	672,028