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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
OPERATING ACTIVITIES:    
Net income $ 5,115 $ 4,244
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 2,350 4,000
Net amortization of purchase premiums and discounts on securities 713 827
Depreciation and amortization 1,267 1,358
Deferred income tax expense 389 783
Net security gains (390) (573)
Stock compensation expense 340 310
Loss on sale of OREO 52 85
Valuation writedowns on OREO 255 83
Gain on sale of mortgage loans held for sale, net (1,650) (2,274)
Gain on sale of SBA loans held for sale, net (628) (688)
Origination of mortgage loans held for sale (78,432) (105,543)
Origination of SBA loans held for sale (6,103) (6,427)
Proceeds from sale of mortgage loans held for sale, net 80,082 107,817
Proceeds from sale of SBA loans held for sale, net 6,962 7,452
Net change in other assets and liabilities 1,123 1,853
Net cash provided by operating activities 11,445 13,307
INVESTING ACTIVITIES:    
Purchases of securities held to maturity (9,871) (7,629)
Purchases of securities available for sale (29,136) (39,335)
Purchases of Federal Home Loan Bank stock, at cost (6,504)  
Maturities and principal payments on securities held to maturity 4,841 4,733
Maturities and principal payments on securities available for sale 22,210 30,667
Proceeds from sale of securities available for sale 12,178 8,103
Proceeds from redemption of Federal Home Loan Bank stock 5,101 99
Proceeds from sale of OREO 2,119 3,765
Net increase in loans (97,191) (4,205)
Purchase of BOLI (3,000)  
Purchases of premises and equipment (4,789) (1,817)
Net cash used in investing activities (104,042) (5,619)
FINANCING ACTIVITIES:    
Net increase (decrease) in deposits 89,938 4,789
Proceeds from new borrowings 32,000  
Redemption of perpetual preferred stock from U.S. Treasury (20,649)  
Repurchase of warrant from U.S. Treasury (2,707)  
Proceeds from exercise of stock options   173
Dividends on preferred stock (585) (1,032)
Dividends on common stock (188)  
Net cash provided by financing activities 97,809 3,930
Increase in cash and cash equivalents 5,212 11,618
Cash and cash equivalents, beginning of period 94,192  
Cash and cash equivalents, end of period 99,404 94,192
SUPPLEMENTAL DISCLOSURES:    
Cash: Interest paid 6,509 7,863
Cash: Income taxes paid 2,527 969
Noncash investing activities:    
Transfer of SBA loans held for sale to held to maturity 33 394
Transfer of loans to OREO $ 1,233 $ 3,560