Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
OPERATING ACTIVITIES:
Net income	$ 3,848	$ 3,077
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,550	3,200
Net amortization of purchase premiums and discounts on securities	550	638
Depreciation and amortization	961	999
Deferred income tax expense	225	594
Net security gains	(367)	(514)
Stock compensation expense	250	234
Loss on sale of OREO	61	77
Valuation writedowns on OREO	170	30
Gain on sale of mortgage loans held for sale, net	(1,339)	(1,526)
Gain on sale of SBA loans held for sale, net	(607)	(427)
Origination of mortgage loans held for sale	(62,589)	(71,568)
Origination of SBA loans held for sale	(5,323)	(4,700)
Proceeds from sale of mortgage loans held for sale, net	63,928	73,094
Proceeds from sale of SBA loans held for sale, net	6,940	5,087
Loss on sale or disposal of premises and equipment	5	23
Net change in other assets and liabilities	1,451	1,398
Net cash provided by operating activities	9,714	9,716
INVESTING ACTIVITIES:
Purchases of securities held to maturity	(8,578)	(624)
Purchases of securities available for sale	(25,863)	(32,802)
Purchases of Federal Home Loan Bank stock, at cost	(3,224)
Maturities and principal payments on securities held to maturity	3,983	3,706
Maturities and principal payments on securities available for sale	19,370	24,172
Proceeds from sale of securities available for sale	12,155	6,638
Proceeds from redemption of Federal Home Loan Bank stock	3,261	99
Proceeds from sale of OREO	1,146	3,525
Net increase in loans	(78,238)	(11,499)
Purchase of BOLI	(3,000)
Proceeds from sale or disposal of premises and equipment	1	12
Purchases of premises and equipment	(4,487)	(1,493)
Net cash used in investing activities	(83,474)	(8,266)
FINANCING ACTIVITIES:
Net increase (decrease) in deposits	78,352	(10,844)
Redemption of perpetual preferred stock from U.S. Treasury	(20,649)
Repurchase of warrant from U.S. Treasury	(2,707)
Proceeds from exercise of stock options		157
Dividends on preferred stock	(585)	(774)
Dividends on common stock	(117)
Net cash provided by (used in) financing activities	54,294	(11,461)
Decrease in cash and cash equivalents	(19,466)	(10,011)
Cash and cash equivalents, beginning of period	94,192	82,574
Cash and cash equivalents, end of period	74,726	72,563
SUPPLEMENTAL DISCLOSURES:
Cash: Interest paid	4,830	6,068
Cash: Income taxes paid	2,047	939
Noncash investing activities:
Transfer of SBA loans held for sale to held to maturity	34
Transfer of loans to OREO	$ 800	$ 2,772