Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME
Federal funds sold and interest-bearing deposits	$ 9	$ 13	$ 31	$ 56
Federal Home Loan Bank stock	40	50	118	144
Securities:
Taxable	591	694	1,858	2,177
Tax-exempt	109	108	354	371
Total securities	700	802	2,212	2,548
Loans:
SBA loans	586	881	2,141	2,652
SBA 504 loans	411	647	1,503	2,098
Commercial loans	4,387	4,313	12,638	12,707
Residential mortgage loans	1,861	1,631	5,060	4,869
Consumer loans	480	534	1,485	1,624
Total loans	7,725	8,006	22,827	23,950
Total interest income	8,474	8,871	25,188	26,698
INTEREST EXPENSE
Interest-bearing demand deposits	90	108	281	368
Savings deposits	183	293	524	933
Time deposits	510	619	1,593	2,222
Borrowed funds and subordinated debentures	820	824	2,428	2,486
Total interest expense	1,603	1,844	4,826	6,009
Net interest income	6,871	7,027	20,362	20,689
Provision for loan losses	600	1,000	1,550	3,200
Net interest income after provision for loan losses	6,271	6,027	18,812	17,489
NONINTEREST INCOME
Branch fee income	398	383	1,093	1,131
Service and loan fee income	351	366	975	954
Gain on sale of SBA loans held for sale, net	280	46	607	427
Gain on sale of mortgage loans, net	314	662	1,339	1,526
BOLI income	100	74	246	220
Net security gains	34	7	367	514
Other income	173	236	505	558
Total noninterest income	1,650	1,774	5,132	5,330
NONINTEREST EXPENSE
Compensation and benefits	2,984	3,191	9,325	9,505
Occupancy	598	690	1,918	2,038
Processing and communications	598	544	1,720	1,631
Furniture and equipment	374	368	1,110	1,085
Professional services	210	196	634	598
Loan collection costs	188	182	594	453
OREO expenses	174	36	364	398
Deposit insurance	165	162	493	502
Advertising	218	181	519	630
Other expenses	426	449	1,457	1,319
Total noninterest expense	5,935	5,999	18,134	18,159
Income before provision for income taxes	1,986	1,802	5,810	4,660
Provision for income taxes	684	606	1,962	1,583
Net income	1,302	1,196	3,848	3,077
Preferred stock dividends and discount accretion	119	397	988	1,195
Income available to common shareholders	$ 1,183	$ 799	$ 2,860	$ 1,882
Net income per common share
Basic	$ 0.16	$ 0.11	$ 0.38	$ 0.25
Diluted	$ 0.15	$ 0.10	$ 0.36	$ 0.24
Weighted average common shares outstanding:
Basic	7,545	7,473	7,542	7,465
Diluted	7,822	7,782	7,867	7,786