Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 27,602	$ 23,705
Federal funds sold and interest-bearing deposits	47,124	70,487
Cash and cash equivalents	74,726	94,192
Securities:
Securities available for sale	80,926	89,538
Securities held to maturity (fair value of $25,261 and $22,741, respectively)	25,980	21,515
Total securities	106,906	111,053
Loans:
SBA loans held for sale	5,893	6,937
SBA loans held to maturity	50,445	58,593
SBA 504 loans	37,041	41,438
Commercial loans	348,625	301,564
Residential mortgage loans	173,129	132,094
Consumer loans	45,484	46,410
Total loans	660,617	587,036
Allowance for loan losses	(13,550)	(14,758)
Net loans	647,067	572,278
Premises and equipment, net	15,671	12,062
Bank owned life insurance ("BOLI")	12,648	9,402
Deferred tax assets	6,880	5,954
Federal Home Loan Bank stock	3,952	3,989
Accrued interest receivable	3,131	3,298
Other real estate owned ("OREO")	1,249	1,826
Prepaid FDIC insurance		1,929
Goodwill and other intangibles	1,516	1,516
Other assets	2,355	2,231
Total assets	876,101	819,730
Liabilities:
Deposits: Noninterest-bearing demand deposits	163,617	114,424
Deposits: Interest-bearing demand deposits	119,579	114,838
Deposits: Savings deposits	280,892	294,533
Deposits: Time deposits, under $100,000	95,990	76,994
Deposits: Time deposits, $100,000 and over	67,034	47,971
Total deposits	727,112	648,760
Borrowed funds	75,000	75,000
Subordinated debentures	15,465	15,465
Accrued interest payable	430	434
Accrued expenses and other liabilities	2,155	2,561
Total liabilities	820,162	742,220
Commitments and contingencies
Shareholders' equity:
Cumulative perpetual preferred stock		20,115
Common stock	51,944	54,274
Retained earnings	4,408	1,788
Accumulated other comprehensive income (loss)	(413)	1,333
Total shareholders' equity	55,939	77,510
Total liabilities and shareholders' equity	$ 876,101	$ 819,730