Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)

12 Months Ended

Dec. 31, 2012

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

The following tables detail the activity in the allowance for loan losses by portfolio segment for the past two years:

	For the year ended December 31, 2012
(In thousands)	SBA held to maturity		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Balance, beginning of period	$	4,088	$	1,423	$	8,129	$	1,703	$	536	$	469	$	16,348
Charge-offs		(1,332)		(808)		(3,504)		(824)		(56)		-		(6,524)
Recoveries		518		108		306		-		2		-		934
Net charge-offs		(814)		(700)		(3,198)		(824)		(54)		-		(5,590)
Provision for loan losses charged to expense		104		589		2,160		890		42		215		4,000
Balance, end of period	$	3,378	$	1,312	$	7,091	$	1,769	$	524	$	684	$	14,758

	For the year ended December 31, 2011
(In thousands)	SBA held to maturity		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Balance, beginning of period	$	4,198	$	1,551	$	6,011	$	1,679	$	586	$	339	$	14,364
Charge-offs		(2,348)		(950)		(1,809)		(215)		(177)		-		(5,499)
Recoveries		216		77		330		54		6		-		683
Net charge-offs		(2,132)		(873)		(1,479)		(161)		(171)		-		(4,816)
Provision for loan losses charged to expense		2,022		745		3,597		185		121		130		6,800
Balance, end of period	$	4,088	$	1,423	$	8,129	$	1,703	$	536	$	469	$	16,348

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	December 31, 2012
(In thousands)	SBA held to maturity		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	1,159	$	217	$	625	$	-	$	-	$	-	$	2,001
Collectively evaluated for impairment		2,219		1,095		6,466		1,769		524		684		12,757
Total	$	3,378	$	1,312	$	7,091	$	1,769	$	524	$	684	$	14,758
Loan ending balances:
Individually evaluated for impairment	$	3,712	$	6,852	$	12,802	$	-	$	-	$	-	$	23,366
Collectively evaluated for impairment		54,881		34,586		288,762		132,094		46,410		-		556,733
Total	$	58,593	$	41,438	$	301,564	$	132,094	$	46,410	$	-	$	580,099

	December 31, 2011
(In thousands)	SBA held to maturity		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	1,694	$	1	$	2,754	$	-	$	-	$	-	$	4,449
Collectively evaluated for impairment		2,394		1,422		5,375		1,703		536		469		11,899
Total	$	4,088	$	1,423	$	8,129	$	1,703	$	536	$	469	$	16,348
Loan ending balances:
Individually evaluated for impairment	$	6,316	$	6,458	$	20,186	$	-	$	-	$	-	$	32,960
Collectively evaluated for impairment		57,859		48,650		262,918		134,090		48,447		-		551,964
Total	$	64,175	$	55,108	$	283,104	$	134,090	$	48,447	$	-	$	584,924