Heartland Financial Usa, Inc.-00735513.0 Page 1 of 2 Legend: [***] CERTAIN INFORMATION IN THIS DOCUMENT HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) INFORMATION THAT THE COMPANY TREATS AS PRIVATE OR CONFIDENTIAL. Amendment 5 to Agreement This Amendment dated as of September 29, 2023 15:51 CDT (“Amendment Effective Date”) is entered into by and between Fiserv Solutions, LLC, a Wisconsin limited liability company with of fices located at 255 Fiserv Drive, Brookf ield, Wisconsin 53045 (“Fiserv”) and Heartland Financial USA, Inc. with of f ices located at 1800 Larimer St Ste 1800 Denver CO 80202-1411 (“Client”), and is an amendment to the Master Agreement dated July 1, 2021 between Fiserv and Client (and as subsequently amended through the date hereof , the (“Agreement”). WHEREAS, Fiserv and Client entered into the Agreement for Fiserv’s provision of various services and products to Client, WHEREAS, Fiserv and Client wish to amend the Agreement as described herein. NOW, THEREFORE, Fiserv and Client hereby agree as follows: 1. Unless otherwise def ined herein, capitalized terms used herein shall have the same meanings assigned them in the Agreement. 2. Deliverables. The Services Description Attachment to Statement Advantage Services Schedule to ASP Services Exhibit shall be amended to add the additional Services as set forth below: Weiland Account Analysis Statements Statements will be duplex printed on white paper stock and inserted into windowed envelopes. Costs below apply to each service performed and include processing and all materials except as where noted. Description Fee Implementation Fees Statement Advantage: One-time implementation fee for Weiland Account Analysis (single bank instance) [***] Digital Document Advantage (fka EDD): One-time implementation fee [***] Implementation Credit - to be used towards the Statement Advantage Project Fees [***] Services Fee Weiland Account Analysis Statement Composition - print and electronic (per duplex page) [***] Complete Statement Print - full color (per duplex page) [***] Statement File Archive - return f ile export to Archive (per duplex page) [***] Monthly Maintenance/Upgrades [***] Presort (#10 - per envelope) Presort (9x12 - per envelope); as needed [***] IMB - Intelligent Mail Barcode (per envelope) [***] Postage - based on current USPS rates [***] Volume Assumptions: (a) Approx [***]

Heartland Financial Usa, Inc.-00735513.0 Page 2 of 2 (b) Approx [***] 2. This Amendment is intended to be a modif ication of the Agreement. Except as expressly modified herein, the Agreement shall remain in full force and ef fect. In the event of a conf lict between the terms of this Amendment and the Agreement, this Amendment shall control. IN WITNESS WHEREOF, the parties have caused this Amendment to be executed by their duly authorized representatives as of the Amendment Ef fective Date. For Client: For Fiserv: Heartland Financial USA, Inc. Fiserv Solutions, LLC By: \si1\ By: \si2\ Name: na1\ Name: \na2\ Title: \Ti1\ Title: Authorized Signatory Date: \ds1as\ Date: \ds2\