XML 89 R50.htm IDEA: XBRL DOCUMENT v3.21.1
ALLOWANCE FOR CREDIT LOSSES (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance $ 131,606 $ 70,395
Charge-offs (2,126) (6,300)
Recoveries 676 1,319
Provision 16 19,865
Ending Balance 130,172 97,350
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]    
Beginning balance 15,280 248
Impact of ASU 2016-13 adoption on January 1, 2020 14,619 15,468
Provision (661) 1,616
Ending balance 14,619 15,468
Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   12,071
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]    
Beginning balance   13,604
Impact of ASU 2016-13 adoption on January 1, 2020   13,604
Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   82,466
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]    
Beginning balance   13,852
Impact of ASU 2016-13 adoption on January 1, 2020   13,852
Agricultural and Agricultural Real Estate    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 7,129 5,680
Charge-offs (318) (253)
Recoveries 21 826
Provision 279 (1,069)
Ending Balance 7,111 4,797
Agricultural and Agricultural Real Estate | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   (387)
Agricultural and Agricultural Real Estate | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   5,293
Residential Real Estate    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 11,935 1,504
Charge-offs (21) (79)
Recoveries 5 3
Provision (907) 2,480
Ending Balance 11,012 8,725
Residential Real Estate | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   4,817
Residential Real Estate | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   6,321
Consumer    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 12,770 4,822
Charge-offs (798) (717)
Recoveries 302 220
Provision (361) 1,131
Ending Balance 11,913 9,765
Consumer | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   4,309
Consumer | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   9,131
Commercial and Industrial | Commercial and industrial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 38,818 34,207
Charge-offs (948) (5,230)
Recoveries 293 264
Provision (2,068) 3,486
Ending Balance 36,095 32,455
Commercial and Industrial | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   (272)
Commercial and Industrial | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   33,935
Paycheck Protection Program ("PPP") | Commercial and industrial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 0 0
Charge-offs 0 0
Recoveries 0 0
Provision 0 0
Ending Balance 0 0
Paycheck Protection Program ("PPP") | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   0
Paycheck Protection Program ("PPP") | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   0
Owner occupied commercial real estate | Commercial and industrial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 20,001 7,921
Charge-offs (41)
Recoveries 53 1
Provision (597) 2,529
Ending Balance 19,416 10,337
Owner occupied commercial real estate | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   (114)
Owner occupied commercial real estate | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   7,807
Non-owner occupied commercial real estate | Commercial and industrial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 20,873 7,584
Charge-offs 0 0
Recoveries 0 0
Provision 3,821 3,353
Ending Balance 24,694 8,320
Non-owner occupied commercial real estate | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   (2,617)
Non-owner occupied commercial real estate | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   4,967
Real Estate Construction | Commercial and industrial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 20,080 8,677
Charge-offs 0 (21)
Recoveries 2 5
Provision (151) 7,955
Ending Balance $ 19,931 22,951
Real Estate Construction | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   6,335
Real Estate Construction | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   $ 15,012