REGULATORY CAPITAL REQUIREMENTS AND RESTRICTIONS ON SUBSIDIARY DIVIDENDS (Tables)

12 Months Ended

Dec. 31, 2020

Federal Home Loan Banks [Abstract]

Schedule of Actual Capital Amounts and Ratios

The Heartland banks’ actual capital amounts and ratios are also presented in the tables below, in thousands:

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2020
Total Capital (to Risk-Weighted Assets)
Consolidated	$	1,739,048	14.71	%	$	945,523	8.00	%	N/A
Dubuque Bank and Trust Company	177,782		13.94		102,018		8.00		$	127,523	10.00	%
Illinois Bank & Trust	133,674		13.13		81,432		8.00		101,790		10.00
Wisconsin Bank & Trust	121,899		14.35		67,956		8.00		84,945		10.00
New Mexico Bank & Trust	177,708		13.40		106,120		8.00		132,649		10.00
Arizona Bank & Trust	112,589		12.16		74,056		8.00		92,571		10.00
Rocky Mountain Bank	56,872		13.49		33,732		8.00		42,166		10.00
Citywide Banks	258,419		15.30		135,097		8.00		168,871		10.00
Minnesota Bank & Trust	85,566		13.11		52,206		8.00		65,258		10.00
Bank of Blue Valley	157,093		17.40		72,240		8.00		90,300		10.00
Premier Valley Bank	93,032		12.62		58,968		8.00		73,710		10.00
First Bank & Trust	304,397		15.34		158,705		8.00		198,381		10.00
Tier 1 Capital (to Risk-Weighted Assets)
Consolidated	$	1,401,131	11.85	%	$	709,142	6.00	%	N/A
Dubuque Bank and Trust Company	164,316		12.89		76,514		6.00		$	102,018	8.00	%
Illinois Bank & Trust	121,513		11.94		61,074		6.00		81,432		8.00
Wisconsin Bank & Trust	111,985		13.18		50,967		6.00		67,956		8.00
New Mexico Bank & Trust	161,750		12.19		79,590		6.00		106,120		8.00
Arizona Bank & Trust	102,882		11.11		55,542		6.00		74,056		8.00
Rocky Mountain Bank	51,597		12.24		25,299		6.00		33,732		8.00
Citywide Banks	237,295		14.05		101,323		6.00		135,097		8.00
Minnesota Bank & Trust	78,661		12.05		39,155		6.00		52,206		8.00
Bank of Blue Valley	145,795		16.15		54,180		6.00		72,240		8.00
Premier Valley Bank	85,456		11.59		44,226		6.00		58,968		8.00
First Bank & Trust	279,521		14.09		119,029		6.00		158,705		8.00

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2020
Common Equity Tier 1 (to Risk-Weighted Assets)
Consolidated	$	1,290,426	10.92	%	$	531,857	4.50	%	N/A
Dubuque Bank and Trust Company	164,316		12.89		57,385		4.50		$	82,890	6.50	%
Illinois Bank & Trust	121,513		11.94		45,806		4.50		66,164		6.50
Wisconsin Bank & Trust	111,985		13.18		38,225		4.50		55,214		6.50
New Mexico Bank & Trust	161,750		12.19		59,692		4.50		86,222		6.50
Arizona Bank & Trust	102,882		11.11		41,657		4.50		60,171		6.50
Rocky Mountain Bank	51,597		12.24		18,974		4.50		27,408		6.50
Citywide Banks	237,295		14.05		75,992		4.50		109,766		6.50
Minnesota Bank & Trust	78,661		12.05		29,366		4.50		42,418		6.50
Bank of Blue Valley	145,795		16.15		40,635		4.50		58,695		6.50
Premier Valley Bank	85,456		11.59		33,170		4.50		47,912		6.50
First Bank & Trust	279,521		14.09		89,271		4.50		128,948		6.50
Tier 1 Capital (to Average Assets)
Consolidated	$	1,401,131	9.02	%	$	621,275	4.00	%	N/A
Dubuque Bank and Trust Company	164,316		8.52		77,150		4.00		$	96,437	5.00	%
Illinois Bank & Trust	121,513		8.22		59,129		4.00		73,912		5.00
Wisconsin Bank & Trust	111,985		9.67		46,337		4.00		57,921		5.00
New Mexico Bank & Trust	161,750		8.11		79,764		4.00		99,705		5.00
Arizona Bank & Trust	102,882		9.09		45,295		4.00		56,619		5.00
Rocky Mountain Bank	51,597		8.41		24,552		4.00		30,690		5.00
Citywide Banks	237,295		9.67		98,182		4.00		122,728		5.00
Minnesota Bank & Trust	78,661		8.68		36,251		4.00		45,313		5.00
Bank of Blue Valley	145,795		10.93		53,343		4.00		66,679		5.00
Premier Valley Bank	85,456		8.57		39,893		4.00		49,866		5.00
First Bank & Trust	279,521		17.63		63,407		4.00		79,259		5.00

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2019
Total Capital (to Risk-Weighted Assets)
Consolidated	$	1,388,511	13.75	%	$	807,881	8.00	%	N/A
Dubuque Bank and Trust Company	168,959		14.55		92,872		8.00		$	116,090	10.00	%
Illinois Bank & Trust	107,678		10.54		81,731		8.00		102,164		10.00
Wisconsin Bank & Trust	117,355		14.13		66,431		8.00		83,039		10.00
New Mexico Bank & Trust	157,555		12.33		102,193		8.00		127,741		10.00
Arizona Bank & Trust	75,498		11.19		53,982		8.00		67,477		10.00
Rocky Mountain Bank	53,266		13.80		30,868		8.00		38,585		10.00
Citywide Banks	240,735		13.88		138,704		8.00		173,380		10.00
Minnesota Bank & Trust	76,400		13.50		45,260		8.00		56,575		10.00
Bank of Blue Valley	145,256		14.50		80,153		8.00		100,191		10.00
Premier Valley Bank	91,257		13.21		55,273		8.00		69,091		10.00
First Bank & Trust	109,545		14.11		62,128		8.00		77,660		10.00

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2019
Tier 1 Capital (to Risk-Weighted Assets)
Consolidated	$	1,243,582	12.31	%	$	605,911	6.00	%	N/A
Dubuque Bank and Trust Company	159,579		13.75		69,654		6.00		$	92,872	8.00	%
Illinois Bank & Trust	103,011		10.08		61,298		6.00		81,731		8.00
Wisconsin Bank & Trust	109,939		13.24		49,824		6.00		66,431		8.00
New Mexico Bank & Trust	148,227		11.60		76,645		6.00		102,193		8.00
Arizona Bank & Trust	69,648		10.32		40,486		6.00		53,982		8.00
Rocky Mountain Bank	48,692		12.62		23,151		6.00		30,868		8.00
Citywide Banks	231,085		13.33		104,028		6.00		138,704		8.00
Minnesota Bank & Trust	70,235		12.41		33,945		6.00		45,260		8.00
Bank of Blue Valley	140,195		13.99		60,115		6.00		80,153		8.00
Premier Valley Bank	87,335		12.64		41,455		6.00		55,273		8.00
First Bank & Trust	104,914		13.51		46,596		6.00		62,128		8.00
Common Equity Tier 1 (to Risk Weighted Assets)
Consolidated	$	1,098,428	10.88	%	$	454,433	4.50	%	N/A
Dubuque Bank and Trust Company	159,579		13.75		52,241		4.50		$	75,459	6.50	%
Illinois Bank & Trust	103,011		10.08		45,974		4.50		66,407		6.50
Wisconsin Bank & Trust	109,939		13.24		37,368		4.50		53,976		6.50
New Mexico Bank & Trust	148,227		11.60		57,484		4.50		83,032		6.50
Arizona Bank & Trust	69,648		10.32		30,365		4.50		43,860		6.50
Rocky Mountain Bank	48,692		12.62		17,363		4.50		25,080		6.50
Citywide Banks	231,085		13.33		78,021		4.50		112,697		6.50
Minnesota Bank & Trust	70,235		12.41		25,459		4.50		36,774		6.50
Bank of Blue Valley	140,195		13.99		45,086		4.50		65,124		6.50
Premier Valley Bank	87,335		12.64		31,091		4.50		44,909		6.50
First Bank & Trust	104,914		13.51		34,947		4.50		50,479		6.50
Tier 1 Capital (to Average Assets)
Consolidated	$	1,243,582	10.10	%	$	492,725	4.00	%	N/A
Dubuque Bank and Trust Company	159,579		9.83		64,961		4.00		$	81,202	5.00	%
Illinois Bank & Trust	103,011		10.26		40,144		4.00		50,180		5.00
Wisconsin Bank & Trust	109,939		10.76		40,863		4.00		51,078		5.00
New Mexico Bank & Trust	148,227		9.11		65,076		4.00		81,345		5.00
Arizona Bank & Trust	69,648		9.87		28,235		4.00		35,293		5.00
Rocky Mountain Bank	48,692		9.22		21,132		4.00		26,415		5.00
Citywide Banks	231,085		10.66		86,732		4.00		108,416		5.00
Minnesota Bank & Trust	70,235		10.51		26,740		4.00		33,426		5.00
Bank of Blue Valley	140,195		11.07		50,638		4.00		63,297		5.00
Premier Valley Bank	87,335		10.43		33,487		4.00		41,859		5.00
First Bank & Trust	104,914		10.25		40,941		4.00		51,177		5.00