ALLOWANCE FOR LOAN LOSSES

9 Months Ended

Sep. 30, 2019

Loans and Leases Receivable Disclosure [Abstract]

Changes in the allowance for loan losses for the three- and nine-month periods ended September 30, 2019, and September 30, 2018, were as follows, in thousands:


	Commercial		Commercial Real Estate		Agricultural and Agricultural Real Estate		Residential Real Estate		Consumer		Total
Balance at June 30, 2019	$	24,082	$	27,300	$	6,049	$	1,572	$	4,847	$	63,850
Charge-offs	(2,175)		(135)		(1,670)		(3)		(859)		(4,842)
Recoveries	1,273		204		198		25		313		2,013
Provision	2,105		2,012		774		(152)		462		5,201
Balance at September 30, 2019	$	25,285	$	29,381	$	5,351	$	1,442	$	4,763	$	66,222

	Commercial		Commercial Real Estate		Agricultural and Agricultural Real Estate		Residential Real Estate		Consumer		Total
Balance at December 31, 2018	$	24,505	$	25,538	$	4,953	$	1,785	$	5,182	$	61,963
Charge-offs	(6,506)		(295)		(2,098)		(316)		(2,357)		(11,572)
Recoveries	1,642		381		533		72		1,449		4,077
Provision	5,644		3,757		1,963		(99)		489		11,754
Balance at September 30, 2019	$	25,285	$	29,381	$	5,351	$	1,442	$	4,763	$	66,222


	Commercial		Commercial Real Estate		Agricultural and Agricultural Real Estate		Residential Real Estate		Consumer		Total
Balance at June 30, 2018	$	20,709	$	23,727	$	5,709	$	1,857	$	9,322	$	61,324
Charge-offs	(2,945)		(199)		(1,145)		—		(1,831)		(6,120)
Recoveries	158		242		—		1		378		779
Provision	4,147		(80)		2		(8)		1,177		5,238
Balance at September 30, 2018	$	22,069	$	23,690	$	4,566	$	1,850	$	9,046	$	61,221

	Commercial		Commercial Real Estate		Agricultural and Agricultural Real Estate		Residential Real Estate		Consumer		Total
Balance at December 31, 2017	$	18,098	$	21,950	$	4,258	$	2,224	$	9,156	$	55,686
Charge-offs	(4,717)		(761)		(1,357)		(211)		(4,462)		(11,508)
Recoveries	562		1,013		14		77		1,045		2,711
Provision	8,126		1,488		1,651		(240)		3,307		14,332
Balance at September 30, 2018	$	22,069	$	23,690	$	4,566	$	1,850	$	9,046	$	61,221

Management allocates the allowance for loan losses by pools of risk within each loan portfolio. The allocation of the allowance for loan losses by loan portfolio is made for analytical purposes and is not necessarily indicative of the trend of future loan losses in any particular category. The total allowance for loan losses is available to absorb losses from any segment of the loan portfolio.