XML 149 R130.htm IDEA: XBRL DOCUMENT v3.10.0.1
Regulatory Capital Requirements and Restrictions on Subsidiary Dividends (Details) - USD ($)
$ in Thousands
Dec. 31, 2018
Dec. 31, 2017
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 1,200,947 $ 1,010,116
Actual - Ratio 13.72% 13.45%
For Capital Adequacy Purposes - Amount $ 700,490 $ 600,924
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 1,064,669 $ 879,133
Actual - Ratio 12.16% 11.70%
For Capital Adequacy Purposes - Amount $ 525,368 $ 450,693
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 933,755 $ 756,309
Actual - Ratio 10.66% 10.07%
For Capital Adequacy Purposes - Amount $ 394,026 $ 338,019
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 1,064,669 $ 879,133
Actual - Ratio 9.73% 9.20%
For Capital Adequacy Purposes - Amount $ 437,858 $ 382,089
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
Minimum Capital Requirement    
Tier 1 Capital (to Average Assets)    
Retained earnings available for dividend payments $ 486,500  
Capital Requirement to Remain Well Capitalized    
Tier 1 Capital (to Average Assets)    
Retained earnings available for dividend payments 311,300  
Dubuque Bank and Trust Company    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 165,687 $ 156,544
Actual - Ratio 14.10% 13.63%
For Capital Adequacy Purposes - Amount $ 93,975 $ 91,878
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 117,469 $ 114,848
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 155,391 $ 148,080
Actual - Ratio 13.23% 12.89%
For Capital Adequacy Purposes - Amount $ 70,482 $ 68,909
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 93,975 $ 91,878
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 155,391 $ 148,080
Actual - Ratio 13.23% 12.89%
For Capital Adequacy Purposes - Amount $ 52,861 $ 51,681
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 76,355 $ 74,651
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 155,391 $ 148,080
Actual - Ratio 9.97% 10.05%
For Capital Adequacy Purposes - Amount $ 62,317 $ 58,932
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 77,897 $ 73,666
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
Illinois Bank & Trust    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 74,657 $ 71,410
Actual - Ratio 13.02% 12.62%
For Capital Adequacy Purposes - Amount $ 45,884 $ 45,265
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 57,355 $ 56,582
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 70,470 $ 66,547
Actual - Ratio 12.29% 11.76%
For Capital Adequacy Purposes - Amount $ 34,413 $ 33,949
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 45,884 $ 45,265
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 70,470 $ 66,547
Actual - Ratio 12.29% 11.76%
For Capital Adequacy Purposes - Amount $ 25,810 $ 25,462
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 37,281 $ 36,778
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 70,470 $ 66,547
Actual - Ratio 8.56% 8.39%
For Capital Adequacy Purposes - Amount $ 32,941 $ 31,728
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 41,177 $ 39,660
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
Wisconsin Bank & Trust    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 115,318 $ 113,045
Actual - Ratio 13.90% 14.57%
For Capital Adequacy Purposes - Amount $ 66,351 $ 62,057
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 82,939 $ 77,572
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 108,193 $ 106,236
Actual - Ratio 13.04% 13.70%
For Capital Adequacy Purposes - Amount $ 49,763 $ 46,543
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 66,351 $ 62,057
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 108,193 $ 106,236
Actual - Ratio 13.04% 13.70%
For Capital Adequacy Purposes - Amount $ 37,323 $ 34,907
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 53,910 $ 50,422
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 108,193 $ 106,236
Actual - Ratio 10.47% 10.53%
For Capital Adequacy Purposes - Amount $ 41,317 $ 40,373
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 51,647 $ 50,466
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
New Mexico Bank & Trust    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 150,261 $ 133,274
Actual - Ratio 12.92% 11.42%
For Capital Adequacy Purposes - Amount $ 93,063 $ 93,401
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 116,328 $ 116,751
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 141,161 $ 123,519
Actual - Ratio 12.13% 10.58%
For Capital Adequacy Purposes - Amount $ 69,797 $ 70,050
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 93,063 $ 93,401
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 141,161 $ 123,519
Actual - Ratio 12.13% 10.58%
For Capital Adequacy Purposes - Amount $ 52,348 $ 52,538
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 75,613 $ 75,888
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 141,161 $ 123,519
Actual - Ratio 9.58% 8.54%
For Capital Adequacy Purposes - Amount $ 58,958 $ 57,834
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 73,697 $ 72,292
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
Arizona Bank & Trust    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 63,606 $ 61,550
Actual - Ratio 11.90% 13.39%
For Capital Adequacy Purposes - Amount $ 42,766 $ 36,773
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 53,458 $ 45,966
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 59,993 $ 56,870
Actual - Ratio 11.22% 12.37%
For Capital Adequacy Purposes - Amount $ 32,075 $ 27,579
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 42,766 $ 36,773
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 59,993 $ 56,870
Actual - Ratio 11.22% 12.37%
For Capital Adequacy Purposes - Amount $ 24,056 $ 20,685
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 34,748 $ 29,878
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 59,993 $ 56,870
Actual - Ratio 9.20% 9.94%
For Capital Adequacy Purposes - Amount $ 26,089 $ 22,890
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 32,611 $ 28,613
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
Rocky Mountain Bank    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 51,982 $ 50,729
Actual - Ratio 14.26% 13.78%
For Capital Adequacy Purposes - Amount $ 29,160 $ 29,461
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 36,449 $ 36,826
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 48,428 $ 47,660
Actual - Ratio 13.29% 12.94%
For Capital Adequacy Purposes - Amount $ 21,870 $ 22,096
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 29,160 $ 29,461
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 48,428 $ 47,660
Actual - Ratio 13.29% 12.94%
For Capital Adequacy Purposes - Amount $ 16,402 $ 16,572
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 23,692 $ 23,937
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 48,428 $ 47,660
Actual - Ratio 9.82% 9.82%
For Capital Adequacy Purposes - Amount $ 19,730 $ 19,418
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 24,662 $ 24,272
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
Citywide Banks    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 235,691 $ 226,493
Actual - Ratio 13.46% 13.63%
For Capital Adequacy Purposes - Amount $ 140,117 $ 132,975
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 175,146 $ 166,219
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 226,645 $ 221,239
Actual - Ratio 12.94% 13.31%
For Capital Adequacy Purposes - Amount $ 105,088 $ 99,731
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 140,117 $ 132,975
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 226,645 $ 221,239
Actual - Ratio 12.94% 13.31%
For Capital Adequacy Purposes - Amount $ 78,816 $ 74,799
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 113,845 $ 108,042
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 226,645 $ 221,239
Actual - Ratio 10.53% 10.03%
For Capital Adequacy Purposes - Amount $ 86,129 $ 88,240
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 107,662 $ 110,300
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
Minnesota Bank & Trust    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 69,002 $ 23,760
Actual - Ratio 12.99% 13.76%
For Capital Adequacy Purposes - Amount $ 42,493 $ 13,811
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 53,117 $ 17,264
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 63,633 $ 22,554
Actual - Ratio 11.98% 13.06%
For Capital Adequacy Purposes - Amount $ 31,870 $ 10,358
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 42,493 $ 13,811
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 63,633 $ 22,554
Actual - Ratio 11.98% 13.06%
For Capital Adequacy Purposes - Amount $ 23,903 $ 7,769
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 34,526 $ 11,222
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 63,633 $ 22,554
Actual - Ratio 10.00% 10.77%
For Capital Adequacy Purposes - Amount $ 25,445 $ 8,379
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 31,806 $ 10,473
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
Morrill & Janes Bank and Trust Company    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 72,520 $ 72,471
Actual - Ratio 16.14% 13.42%
For Capital Adequacy Purposes - Amount $ 35,937 $ 43,206
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 44,922 $ 54,007
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 67,975 $ 67,328
Actual - Ratio 15.13% 12.47%
For Capital Adequacy Purposes - Amount $ 26,953 $ 32,404
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 35,937 $ 43,206
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 67,975 $ 67,328
Actual - Ratio 15.13% 12.47%
For Capital Adequacy Purposes - Amount $ 20,215 $ 24,303
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 29,199 $ 35,104
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 67,975 $ 67,328
Actual - Ratio 11.31% 9.47%
For Capital Adequacy Purposes - Amount $ 24,041 $ 28,435
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 30,052 $ 35,543
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
Premier Valley Bank    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 85,710 $ 83,772
Actual - Ratio 13.71% 12.95%
For Capital Adequacy Purposes - Amount $ 50,017 $ 51,743
For Capital Adequacy Purposes - Ratio 8.00% 8.00%
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 62,521 $ 64,679
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00% 10.00%
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 82,321 $ 81,213
Actual - Ratio 13.17% 12.56%
For Capital Adequacy Purposes - Amount $ 37,513 $ 38,808
For Capital Adequacy Purposes - Ratio 6.00% 6.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 50,017 $ 51,743
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00% 8.00%
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 82,321 $ 81,213
Actual - Ratio 13.17% 12.56%
For Capital Adequacy Purposes - Amount $ 28,134 $ 29,106
For Capital Adequacy Purposes - Ratio 4.50% 4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 40,639 $ 42,042
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50% 6.50%
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 82,321 $ 81,213
Actual - Ratio 10.53% 9.80%
For Capital Adequacy Purposes - Amount $ 31,285 $ 33,157
For Capital Adequacy Purposes - Ratio 4.00% 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 39,106 $ 41,446
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% 5.00%
First Bank & Trust    
Total Capital (to Risk-Weighted Assets)    
Actual - Amount $ 102,795  
Actual - Ratio 13.48%  
For Capital Adequacy Purposes - Amount $ 61,004  
For Capital Adequacy Purposes - Ratio 8.00%  
To Be Well Capitalized Under Prompt Corrective Action - Amount $ 76,255  
To Be Well Capitalized Under Prompt Corrective Action - Ratio 10.00%  
Tier 1 Capital (to Risk-Weighted Assets)    
Actual - Amount $ 100,884  
Actual - Ratio 13.23%  
For Capital Adequacy Purposes - Amount $ 45,753  
For Capital Adequacy Purposes - Ratio 6.00%  
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 61,004  
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 8.00%  
Common Equity Tier 1 (to Risk-Weighted Assets)    
Actual - Amount $ 100,884  
Actual - Ratio 13.23%  
For Capital Adequacy Purposes - Amount $ 34,315  
For Capital Adequacy Purposes - Ratio 4.50%  
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 49,566  
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 6.50%  
Tier 1 Capital (to Average Assets)    
Actual - Amount $ 100,884  
Actual - Ratio 10.13%  
For Capital Adequacy Purposes - Amount $ 39,846  
For Capital Adequacy Purposes - Ratio 4.00%  
To Be Well Capitalized Under Prompt Corrective Action Provisions - Amount $ 49,807  
To Be Well Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00%