Exhibit 21.1

Subsidiaries of the Registrant
1.	Galena State Bank and Trust Company, an Illinois state bank with its main office located in Galena, Illinois
2.	Dubuque Bank and Trust Company, an Iowa state bank with its main office located in Dubuque, Iowa
2 a.	DB&T Insurance, Inc.
2 b.	DB&T Community Development Corp.
3.	Keokuk Bancshares, Inc. (dba KBS Investment Corp.)
4.	First Community Bank, an Iowa state bank with its main office located in Keokuk, Iowa
4 a.	KFS Services, Inc.
5.	Riverside Community Bank, and Illinois state bank with its main office located in Rockford, Illinois
6.	Citizens Finance Co.
7.	ULTEA, Inc.
7 a.	Autorent Wisconsin, Inc.
7 b.	Econo Lease, Inc
8.	Wisconsin Community Bank, a Wisconsin bank with its main office located in Cottage Grove, Wisconsin
8 a.	DBT Investment Corporation
8 b.	WCB Mortgage, LLC
9.	New Mexico Bank & Trust, a New Mexico state bank with its main office located in Albuquerque, New Mexico
10.	Arizona Bank & Trust, an Arizona state bank with its main office located in Mesa, Arizona
11.	Rocky Mountain Bank, a Montana state bank with its main office located in Billings, Montana
12.	HTLF Capital Corp.
13.	Heartland Statutory Trust II
14.	Heartland Capital Trust II
15.	Heartland Statutory Trust III
16.	Heartland Statutory Trust IV
17.	Rocky Mountain Statutory Trust I
18.	Heartland Community Development, Inc.