8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)
March 20, 2006 (March 17, 2006)

ADVOCAT INC.

(Exact name of registrant as specified in its charter)

Delaware	001-12996	62-1559667
(State or other jurisdiction of	(Commission File	(Employer Identification
incorporation)	Number)	Number)

1621 Galleria Boulevard Brentwood, TN 37027-2926
(Address of principal executive offices)

(615) 771-7575
(Registrant’s telephone number, including area code)

Not applicable
(Former name or former address, if changed since last report)

     Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

     o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

     o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

     o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

     o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

TABLE OF CONTENTS

	Item 1.01. Entry into a Material Definitive Agreement.
	Item 9.01. Financial Statements and Exhibits.
SIGNATURES
	EXHIBIT INDEX
EX-99.1 PRESS RELEASE 03/20/06

Item 1.01. Entry into a Material Definitive Agreement.

     On March 17, 2006 Advocat Inc. (the “Company”) entered into an Eighth Amendment to Master Amendment to Loan Documents and Agreement effective January 29, 2006 by and between the Company, certain of its subsidiaries and AMSOUTH BANK. A press release announcing this agreement is attached as an exhibit hereto.

Item 9.01. Financial Statements and Exhibits.

     (c) Exhibits

Number		Exhibit
	99.1	Press release dated March 20, 2006

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

ADVOCAT INC.
By:	/s/ Glynn Riddle, Jr.
	L. Glynn Riddle, Jr.
	Chief Financial Officer

Date: March 20, 2006

EXHIBIT INDEX

Number		Exhibit
	99.1	Press Release dated March 20, 2006.

EX-99.1

                                                                    EXHIBIT 99.1

                                 (ADVOCAT LOGO)

Contact:

William R. Council III                              C. Rodney O'Connor
President and Chief Executive Officer               Cameron Associates
(615) 771-7575                                      (212) 554-5470

                   ADVOCAT EXTENDS MATURITIES ON CERTAIN DEBT

          -------------------------------------------------------------

          ANNOUNCES CONFERENCE CALL FOR YEAR END 2005 OPERATING RESULTS

BRENTWOOD, TENN. (MARCH 20, 2006) - Advocat Inc. (NASDAQ OTC: AVCA) today
announced that it executed an agreement to extend the maturities of its working
capital line of credit and other borrowings with its primary commercial bank
lender. The extension relates to notes with a total balance outstanding of $5.3
million and also includes the Company's $2.3 million working capital line of
credit. There is currently no balance outstanding under the line of credit.

Under the terms of the agreement, the bank has agreed to extend the maturity
dates for the indebtedness for two years to January 29, 2008. The agreement also
amended certain covenants of the notes to bring Advocat into compliance with
such covenants. Other terms of the debt remain unchanged.

"This two year debt extension is a significant accomplishment in the Company's
turnaround, noted William R. Council, III, chief executive officer of Advocat.
"We continue to have an excellent working relationship with the bank and are
grateful for its support."

YEAR END CONFERENCE CALL
A conference call has been scheduled to discuss the fourth quarter and year end
results for the period ended December 31, 2005, which the Company will release
on March 29, 2006 after the market closes.

The conference call information is as follows:

                  
Date:                Thursday, March 30, 2006
Time:                1:00 P.M. Central Time, 2:00 P.M. Eastern
Webcast Address:     http://phx.corporate-ir.net/playerlink.zhtml?c=77083&s=wm&e=1235156
Dial in numbers:     (866) 277-1184 (domestic) or (617) 597-5360 (international)
Passcode:            77584680



A replay of the conference call will be accessible two hours after its
completion through April 13, 2006 by dialing (617) 801-6888 and entering
passcode 75328937.






FORWARD-LOOKING STATEMENTS

Forward-looking statements made in this release involve a number of risks and
uncertainties, including but not limited to, the Company's ability to
restructure or refinance its debt, the impact of under-insured professional
liability claims, the accuracy of the Company's estimate of its anticipated
professional liability expense, factors affecting the long-term care industry in
general, governmental reimbursement, government regulation, health care reforms,
the impact of future licensing surveys, changing economic and market conditions
and other risk factors detailed in the Company's Securities and Exchange
Commission filings. The Company has provided additional information in its
Annual Report on Form 10-K for the fiscal year ended December 31, 2004, as well
as in other filings with the Securities and Exchange Commission, which readers
are encouraged to review for further disclosure of other factors that could
cause actual results to differ materially from those indicated in the
forward-looking statements. Advocat Inc. is not responsible for updating the
information contained in this press release beyond the published date, or for
changes made to this document by wire services or Internet services.

Advocat Inc. provides long-term care services to nursing home patients and
residents of assisted living facilities in nine states, primarily in the
Southeast.

For additional information about the Company, visit Advocat's web site:
http://www.irinfo.com/avc





                                      -END-