8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)
April 29, 2005 (April 28, 2005)

ADVOCAT INC.

(Exact name of registrant as specified in its charter)

Delaware	001-12996	62-1559667
(State or other jurisdiction of incorporation)	(Commission File Number)	(Employer Identification Number)

277 Mallory Station Road, Suite 130, Franklin, Tennessee 37067
(Address of principal executive offices)

(615) 771-7575
(Registrant’s telephone number, including area code)

Not applicable
(Former name or former address, if changed since last report)

     Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

     o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

     o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

     o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

     o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

TABLE OF CONTENTS

	Item 1.01. Entry into a Material Definitive Agreement.
	Item 9.01. Financial Statements and Exhibits.
SIGNATURES
	EXHIBIT INDEX
Ex-99.1 Press Release

Item 1.01. Entry into a Material Definitive Agreement.

     On April 29, 2005 Advocat Inc. (the “Company”) announced that it executed an agreement to refinance debt related to its nursing home property in Hartford, Alabama. A press release regarding the refinancing is attached hereto as exhibit 99.1

Item 9.01. Financial Statements and Exhibits.

(c)   Exhibits

Number	Exhibit
99.1	Press release dated April 29, 2005

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

ADVOCAT INC.
By:	/s/ L. Glynn Riddle, Jr.
	L. Glynn Riddle, Jr
	Chief Financial Officer

Date: April 29, 2005

EXHIBIT INDEX

Number	Exhibit
99.1	Press Release dated April 29, 2005.

EX-99.1

                                                                   EXHIBIT 99.1

ADVOCAT INC.
277 MALLORY STATION ROAD, SUITE 130
FRANKLIN, TENNESSEE  37067
(615) 771-7575                                                     NEWS RELEASE
- -------------------------------------------------------------------------------

Contact:    William R. Council, III
            Chief Executive Officer


                         ADVOCAT REFINANCES CERTAIN DEBT

FRANKLIN, Tenn. - (April 29, 2005) - Advocat Inc. (NASDAQ OTC: AVCA) today
announced that it executed an agreement to refinance debt related to its nursing
home property in Hartford, Alabama.

         "The new financing agreement provides $3.7 million in financing with a
three-year term," stated William R. Council, III, Chief Executive Officer of
Advocat Inc. "We are pleased to have reached this agreement with a major
commercial finance company."

         The financing will replace bank debt that matured in February 2005 and
had been subject to annual maturities. The new debt bears interest based on
LIBOR plus 4%, and is payable in monthly installments based on a twenty-five
year amortization, with a final balloon payment in 2008.


         Forward-looking statements made in this release involve a number of
risks and uncertainties, including but not limited to, uncertainty regarding the
Company's ability to restructure or refinance its debt, the impact of
under-insured professional liability claims, factors affecting the long-term
care industry in general, governmental reimbursement, government regulation,
health care reforms, the impact of future licensing surveys, changing economic
and market conditions and other risk factors detailed in the Company's
Securities and Exchange Commission filings. Advocat Inc. is not responsible for
updating the information contained in this press release beyond the published
date, or for changes made to this document by wire services or Internet
services.

         Advocat Inc. provides long-term care services to nursing home patients
and residents of assisted living facilities in nine states, primarily in the
Southeast.

     For additional information about the Company, visit Advocat's web site:
                            http://www.irinfo.com/avc