Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest income
Loans, including fees	$ 2,814	$ 2,890	$ 8,256	$ 8,865
Interest and dividends on securities:
Taxable	251	388	905	1,006
Tax-exempt	27	35	86	119
Interest on federal funds sold	3	8	22	30
Total interest income	3,095	3,321	9,269	10,020
Interest expense
Deposits	336	569	1,232	1,945
Borrowings	54	126	319	378
Total interest expense	390	695	1,551	2,323
Net interest income	2,705	2,626	7,718	7,697
Provision for loan losses	(850)	1,017	92	2,542
Net interest income after provision for loan losses	3,555	1,609	7,626	5,155
Non-interest income
Service charges on deposit accounts	264	319	762	904
Trust and investment services income	346	224	858	742
Gain on sale of mortgage loans	204	97	572	195
Gain on sale of fixed assets	0	349	0	349
Gain on sale of securities	116	0	134	5
Other income and fees	398	601	1,316	1,907
Total non-interest income	1,328	1,590	3,642	4,102
Non-interest expense
Salaries and employee benefits	1,544	1,789	4,875	5,084
Occupancy	277	289	811	848
Furniture and equipment	267	237	794	806
Loan and collection	412	393	732	826
Advertising and promotional	41	36	119	99
Other operating expenses	939	1,009	3,250	2,922
Total non-interest expense	3,480	3,753	10,581	10,585
Income (loss) from continuing operations before income tax	1,403	(554)	687	(1,328)
Federal income tax (expense) benefit	0	145	(124)	(222)
Net income (loss) from continuing operations	1,403	(699)	811	(1,106)
Discontinued operations, net of tax
Net income from discontinued operations	0	0	0	5
Gain from sale of discontinued operations	0	0	0	469
Net Income from discontinued operations	0	0	0	474
Net income (loss)	$ 1,403	$ (699)	$ 811	$ (632)
Net income (loss) per share from continuing operations
Basic and diluted	$ 0.58	$ (0.30)	$ 0.34	$ (0.48)
Net income per share from discontinued operations
Basic and diluted	$ 0.00	$ 0.00	$ 0.00	$ 0.21
Net income (loss) per share
Basic and diluted	$ 0.58	$ (0.30)	$ 0.34	$ (0.27)