Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2012

Regulatory Matters [Abstract]

Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies

The Corporation’s principal source of funds for dividend payments is dividends received from the Bank. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies.

(000s omitted)	Actual					For Capital Adequacy Purposes					Regulatory Agreement Requirements
As of September 30, 2012	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total Capital
(to Risk Weighted Assets)
The State Bank		28,233	13.0%				17,321		8.0	%		25,981		12.0	%
Tier 1 Capital
(to Risk Weighted Assets)
The State Bank		25,483	11.8				8,660		4.0			NA		NA
Tier 1 Capital
(to Average Assets)
The State Bank		25,483	8.5				11,949		4.0			23,899		8.0
(000s omitted)	Actual					For Capital Adequacy Purposes					Regulatory Agreement Requirements
As of December 31, 2011	Amount			Ratio		Amount		Ratio			Amount		Ratio
Total Capital
(to Risk Weighted Assets)
The State Bank		$ 26,448			12.3	$	17,166		8.0		$	25,749		12.0	%
Tier 1 Capital
(to Risk Weighted Assets)
The State Bank		23,700			11.0		8,583		4.0			NA		NA
Tier 1 Capital
(to Average Assets)
The State Bank		23,700			8.1		11,654		4.0			23,307		8.0