Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income
Loans, including fees	$ 2,890	$ 3,623	$ 8,804	$ 11,173
Interest and dividends on securities:
Taxable	388	224	1,006	668
Tax-exempt	35	46	119	250
Interest on federal funds sold	8	9	30	19
Total interest income	3,321	3,902	9,959	12,110
Interest expense
Deposits	570	985	1,946	3,176
Borrowings	126	135	378	388
Total interest expense	696	1,120	2,324	3,564
Net interest income	2,625	2,782	7,635	8,546
Provision for loan losses	1,017	2,796	2,542	7,435
Net interest income after provision for loan losses	1,608	(14)	5,093	1,111
Non-interest income
Service charges on deposit accounts	294	341	880	1,125
Trust and investment services income	224	192	742	655
Gain on sale of mortgage loans	96	214	195	418
Gain on sale of fixed assets	349	0	349	0
Gain on sale of securities	0	0	5	71
Other than temporary loss	0	(307)	0	(307)
Other income and fees	577	498	1,625	1,427
Total non-interest income	1,540	938	3,796	3,389
Non-interest expense
Salaries and employee benefits	1,789	1,573	5,085	4,787
Occupancy	289	309	849	941
Furniture and equipment	237	340	807	968
Loan and collection	393	391	990	1,096
Advertising and promotional	36	22	99	89
Other operating expenses	959	767	2,466	2,236
Total non-interest expense	3,703	3,402	10,296	10,117
Loss from continuing operations before income tax	(555)	(2,478)	(1,407)	(5,617)
Federal income tax expense (benefit)	145	(235)	(300)	(128)
Net loss from continuing operations	(700)	(2,243)	(1,107)	(5,489)
Discontinued operations, net of tax
Net loss from discontinued operations	0	(94)	3	(111)
Gain from sale of discontinued operations	0	0	469	0
Net (loss) income from discontinued operations	0	(94)	472	(111)
Net loss	$ (700)	$ (2,337)	$ (635)	$ (5,600)
Net loss per share from continuing operations
Basic and diluted	$ (0.30)	$ (0.98)	$ (0.48)	$ (2.42)
Net (loss) income per share from discontinued operations
Basic and diluted	$ 0.00	$ (0.05)	$ 0.21	$ (0.05)
Net loss per share
Basic and diluted	$ (0.30)	$ (1.03)	$ (0.27)	$ (2.47)
Cash Dividends declared	$ 0.00	$ 0.00	$ 0.00	$ 0.00