EXHIBIT 32.1


                            CERTIFICATION PURSUANT TO
                             18 U.S.C SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


     In  connection  with  the  Quarterly  Report  of Coastal Bancorp, Inc. (the
"Company")  on  Form  10-Q  for the period ended June 30, 2003 as filed with the
Securities  and  Exchange Commission on August 8, 2003 (the "Report"), I, Manuel
J.  Mehos,  Chairman  of  the  Board and Chief Executive Officer of the Company,
certify,  pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906
of  the  Sarbanes-Oxley  Act  of  2002,  that:

     (1)     The Report fully complies with the requirements of section 13(a) or
15(d)  of  the  Securities  Exchange  Act  of  1934;  and

     (2)     The  information  contained  in  the Report fairly presents, in all
material  respects,  the  financial  condition  and results of operations of the
Company.


Dated:     8/8/03                            By     /s/  Manuel  J. Mehos
           ------                                   ---------------------
                                             Manuel  J.  Mehos
                                             Chairman  of  the  Board  and Chief
                                             Executive  Officer


(A  signed  original  of this written statement required by Section 906 has been
provided  to Coastal Bancorp, Inc. and will be retained by Coastal Bancorp, Inc.
and  furnished  to  the  Securities  and  Exchange  Commission or its staff upon
request.)