The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 1,359 21,085 SH   SOLE   21,085 0 0
AIR PRODUCTS CHEMICAL INC. COM 009158106 229 2,839 SH   SOLE   2,839 0 0
AMERICAN ELECTRIC POWER COM 025537101 258 6,456 SH   SOLE   6,456 0 0
AMERICAN EXPRESS CO. COM 025816109 781 13,418 SH   SOLE   13,418 0 0
AUTOMATIC DATA PROCESSING INC. COM 053015103 373 6,695 SH   SOLE   6,695 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,684 37,904 SH   SOLE   37,904 0 0
BOEING CO. COM 097023105 746 10,037 SH   SOLE   10,037 0 0
C S X CORP. COM 126408103 312 13,966 SH   SOLE   13,966 0 0
PROGRESS ENERGY INC COM 743263105 237 3,946 SH   SOLE   3,946 0 0
CATERPILLAR TRACTOR CO. COM 149123101 743 8,745 SH   SOLE   8,745 0 0
J P MORGAN CHASE CO COM 46625H100 1,823 51,010 SH   SOLE   51,010 0 0
COCA-COLA COMPANY COM 191216100 2,035 26,029 SH   SOLE   26,029 0 0
COLGATE PALMOLIVE CO. COM 194162103 666 6,395 SH   SOLE   6,395 0 0
CONSOL. EDISON INC. COM 209115104 244 3,920 SH   SOLE   3,920 0 0
CORNING INC COM 219350105 263 20,344 SH   SOLE   20,344 0 0
CUMMINS ENGINE INC. COM 231021106 255 2,629 SH   SOLE   2,629 0 0
DISNEY (WALT) PRODUCTIONS COM 254687106 1,164 24,009 SH   SOLE   24,009 0 0
DOW CHEMICAL CO. COM 260543103 505 16,021 SH   SOLE   16,021 0 0
DU PONT (E.I.) DE NEMOURS CO COM 263534109 629 12,443 SH   SOLE   12,443 0 0
ECOLAB INC COM 278865100 239 3,483 SH   SOLE   3,483 0 0
EMERSON ELECTRIC CO. COM 291011104 458 9,831 SH   SOLE   9,831 0 0
NEXTERA ENERGY INC COM 65339F101 389 5,653 SH   SOLE   5,653 0 0
FEDEX CORP COM COM 31428X106 387 4,229 SH   SOLE   4,229 0 0
GENERAL DYNAMICS CORP. COM 369550108 281 4,256 SH   SOLE   4,256 0 0
GENERAL ELECTRIC CO. COM 369604103 2,959 141,986 SH   SOLE   141,986 0 0
HALLIBURTON CO. COM 406216101 348 12,259 SH   SOLE   12,259 0 0
HEWLETT-PACKARD CO. COM 428236103 535 26,620 SH   SOLE   26,620 0 0
INTEL CORP COM 458140100 1,797 67,420 SH   SOLE   67,420 0 0
INTERN'L BUSINESS MACHINES CORP COM 459200101 2,857 14,607 SH   SOLE   14,607 0 0
JOHNSON JOHNSON COM 478160104 2,486 36,804 SH   SOLE   36,804 0 0
JOHNSON CONTROLS INC. COM 478366107 252 9,090 SH   SOLE   9,090 0 0
KIMBERLY-CLARK CORP. COM 494368103 441 5,264 SH   SOLE   5,264 0 0
LILLY (ELI) CO. COM 532457108 588 13,696 SH   SOLE   13,696 0 0
LOWES COMPANIES COM 548661107 458 16,113 SH   SOLE   16,113 0 0
MCDONALD'S CORP. COM 580135101 1,206 13,619 SH   SOLE   13,619 0 0
MEDTRONIC INC. COM 585055106 538 13,902 SH   SOLE   13,902 0 0
BANK OF AMERICA CORP COM COM 060505104 1,180 144,241 SH   SOLE   144,241 0 0
NORFOLK SOUTHERN CORP. COM 655844108 318 4,435 SH   SOLE   4,435 0 0
WELLS FARGO CO COM 949746101 2,195 65,637 SH   SOLE   65,637 0 0
PPG INDUSTRIES INC. COM 693506107 217 2,041 SH   SOLE   2,041 0 0
PEPSICO INC. COM 713448108 1,481 20,957 SH   SOLE   20,957 0 0
PFIZER INC COM COM 717081103 2,308 100,349 SH   SOLE   100,349 0 0
EXELON CORPORATION COM 30161N101 430 11,425 SH   SOLE   11,425 0 0
PROCTER GAMBLE CO. COM 742718109 2,249 36,720 SH   SOLE   36,720 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM 744573106 220 6,778 SH   SOLE   6,778 0 0
RAYTHEON CO. NEW COM 755111507 254 4,488 SH   SOLE   4,488 0 0
TRAVELERS COMPANIES INC. COM 89417E109 337 5,281 SH   SOLE   5,281 0 0
SCHLUMBERGER LTD COM 806857108 1,160 17,870 SH   SOLE   17,870 0 0
SOUTHERN CO. COM 842587107 539 11,639 SH   SOLE   11,639 0 0
ATT INC COM COM 00206R102 2,802 78,568 SH   SOLE   78,568 0 0
TEXAS INSTRUMENTS INC. COM 882508104 446 15,557 SH   SOLE   15,557 0 0
UNION PACIFIC CORP. COM 907818108 761 6,382 SH   SOLE   6,382 0 0
UNITED TECHNOLOGIES CORP. COM 913017109 926 12,263 SH   SOLE   12,263 0 0
SPRINT NEXTEL CORPORATION COM 852061100 137 42,005 SH   SOLE   42,005 0 0
WAL-MART STORES INC. COM 931142103 1,579 22,649 SH   SOLE   22,649 0 0
WILLIAMS COS COM 969457100 241 8,350 SH   SOLE   8,350 0 0
XEROX CORP COM COM 984121103 148 18,773 SH   SOLE   18,773 0 0
GENERAL MILLS COM 370334104 330 8,553 SH   SOLE   8,553 0 0
ALCOA INC COM 013817101 125 14,252 SH   SOLE   14,252 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 934 10,891 SH   SOLE   10,891 0 0
DEERE CO COM 244199105 431 5,330 SH   SOLE   5,330 0 0
BECTON DICKINSON CO COM COM 075887109 204 2,729 SH   SOLE   2,729 0 0
TARGET CORP COM 87612E106 516 8,861 SH   SOLE   8,861 0 0
PG E CORP. COM 69331C108 257 5,668 SH   SOLE   5,668 0 0
MARSH MC LENNAN CO COM 571748102 237 7,349 SH   SOLE   7,349 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 256 4,922 SH   SOLE   4,922 0 0
SOUTHWEST AIRLINES COM 844741108 98 10,608 SH   SOLE   10,608 0 0
NORTHROP GRUMMAN CORP COM 666807102 215 3,371 SH   SOLE   3,371 0 0
H J HEINZ CO COM 423074103 234 4,311 SH   SOLE   4,311 0 0
NIKE INC CLASS B COM 654106103 420 4,784 SH   SOLE   4,784 0 0
P P L RESOURCES INC COM 69351T106 215 7,732 SH   SOLE   7,732 0 0
ILLINOIS TOOL WORKS COM 452308109 302 5,706 SH   SOLE   5,706 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 267 9,054 SH   SOLE   9,054 0 0
AFLAC INC COM 001055102 267 6,267 SH   SOLE   6,267 0 0
CVS CORPORATION COM 126650100 806 17,256 SH   SOLE   17,256 0 0
APPLE COMPUTER INC COM 037833100 7,318 12,530 SH   SOLE   12,530 0 0
CHUBB CORP COM 171232101 267 3,661 SH   SOLE   3,661 0 0
PNC FINANCIAL SERVICES GROUP. COM 693475105 431 7,051 SH   SOLE   7,051 0 0
NEWMONT MINING COM 651639106 316 6,517 SH   SOLE   6,517 0 0
ANADARKO PETE CORP. COM 032511107 441 6,666 SH   SOLE   6,666 0 0
GOODRICH B.F. COM 382388106 212 1,673 SH   SOLE   1,673 0 0
BAKER HUGHES INC COM COM 057224107 239 5,823 SH   SOLE   5,823 0 0
HUNTINGTON BASHARES COM 446150104 74 11,568 SH   SOLE   11,568 0 0
WALGREEN CO. COM 931422109 343 11,595 SH   SOLE   11,595 0 0
FRANKLIN RESOURCES COM 354613101 207 1,865 SH   SOLE   1,865 0 0
PRECISION CASTPARTS COM 740189105 316 1,922 SH   SOLE   1,922 0 0
MICROSOFT CORP COM 594918104 3,086 100,868 SH   SOLE   100,868 0 0
MICRON TECHNOLOGY INC COM COM 595112103 84 13,259 SH   SOLE   13,259 0 0
BAXTER INTL INC COM 071813109 392 7,380 SH   SOLE   7,380 0 0
EDISON INTERNATIONAL COM 281020107 202 4,366 SH   SOLE   4,366 0 0
ORACLE CORPORATION COM 68389X105 1,528 51,462 SH   SOLE   51,462 0 0
FIFTH THIRD BANCORP COM 316773100 165 12,309 SH   SOLE   12,309 0 0
SYSCO CORP COM 871829107 233 7,818 SH   SOLE   7,818 0 0
T J X COMPANIES INC NEW COM 872540109 426 9,928 SH   SOLE   9,928 0 0
APACHE CORP COM COM 037411105 460 5,237 SH   SOLE   5,237 0 0
ALLERGAN INC COM 018490102 378 4,083 SH   SOLE   4,083 0 0
HOME DEPOT INC COM 437076102 1,087 20,510 SH   SOLE   20,510 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 822 22,858 SH   SOLE   22,858 0 0
E.O.G. RESOURCES COM 26875P101 324 3,597 SH   SOLE   3,597 0 0
ADOBE SYS INC COM 00724F101 219 6,759 SH   SOLE   6,759 0 0
AMGEN INC COM 031162100 761 10,421 SH   SOLE   10,421 0 0
DANAHER CORP COM 235851102 405 7,778 SH   SOLE   7,778 0 0
APPLIED MATLS INC COM 038222105 202 17,663 SH   SOLE   17,663 0 0
UNITEDHEALTH GROUP INC COM 91324P102 813 13,904 SH   SOLE   13,904 0 0
KEYCORP NEW COM 493267108 99 12,740 SH   SOLE   12,740 0 0
CENTURYLINK INC COM 156700106 324 8,196 SH   SOLE   8,196 0 0
CISCO SYS INC COM 17275R102 1,233 71,785 SH   SOLE   71,785 0 0
STRYKER CORP COM 863667101 231 4,201 SH   SOLE   4,201 0 0
PRAXAIR INC COM 74005P104 442 4,065 SH   SOLE   4,065 0 0
SYMANTEC CORP COM 871503108 148 10,123 SH   SOLE   10,123 0 0
EMC CORP MASS COM COM 268648102 721 28,142 SH   SOLE   28,142 0 0
MORGAN STANLEY COM 617446448 302 20,696 SH   SOLE   20,696 0 0
INTUIT INC COM 461202103 241 4,054 SH   SOLE   4,054 0 0
ACE LIMITED F COM H0023R105 335 4,520 SH   SOLE   4,520 0 0
BOSTON SCIENTIFIC CORP COM 101137107 116 20,475 SH   SOLE   20,475 0 0
ALLSTATE CORP COM 020002101 233 6,632 SH   SOLE   6,632 0 0
PRICE GROUP INC COM 74144T108 219 3,480 SH   SOLE   3,480 0 0
EQUITY RESIDENTIAL PPTYS TR COM 29476L107 246 3,948 SH   SOLE   3,948 0 0
COSTCO WHOLESALE CORP COM 22160K105 556 5,854 SH   SOLE   5,854 0 0
US BANCORP DEL NEW COM 902973304 816 25,384 SH   SOLE   25,384 0 0
THE CHARLES SCHWAB CORPORATION COM 808513105 181 14,032 SH   SOLE   14,032 0 0
CAPITAL ONE FINL CORP COM 14040H105 425 7,777 SH   SOLE   7,777 0 0
LOCKHEED MARTIN CORP COM 539830109 310 3,557 SH   SOLE   3,557 0 0
B B T CORPORATION COM 054937107 288 9,332 SH   SOLE   9,332 0 0
WHOLE FOODS MKT INC COM COM 966837106 234 2,459 SH   SOLE   2,459 0 0
FREEPORT-MCMORAN COPPER GOCL B COM 35671D857 432 12,693 SH   SOLE   12,693 0 0
WASTE MANAGEMENT COM 94106L109 212 6,354 SH   SOLE   6,354 0 0
EXPRESS SCRIPTS HOLDING COMPANY COM 30219G108 607 10,879 SH   SOLE   10,879 0 0
QUALCOMM INC COM 747525103 1,279 22,976 SH   SOLE   22,976 0 0
SYNOVUS FINL CORP COM 87161C105 22 11,026 SH   SOLE   11,026 0 0
STARBUCKS CORP COM 855244109 536 10,044 SH   SOLE   10,044 0 0
CITRIX SYS INC COM 177376100 211 2,519 SH   SOLE   2,519 0 0
NATIONAL OILWELL VARCO INC. COMMON COM 637071101 365 5,668 SH   SOLE   5,668 0 0
SIMON PROPERTY GROUP INC COM 828806109 632 4,062 SH   SOLE   4,062 0 0
AMAZON COM INC COM 023135106 1,112 4,870 SH   SOLE   4,870 0 0
STATE STR CORP COM 857477103 292 6,549 SH   SOLE   6,549 0 0
BOSTON PPTYS INC COM 101121101 211 1,950 SH   SOLE   1,950 0 0
ANNALY CAPITAL MGT INC COM 035710409 214 12,742 SH   SOLE   12,742 0 0
YAHOO INC COM COM 984332106 257 16,210 SH   SOLE   16,210 0 0
VORNADO RLTY TR COM 929042109 207 2,469 SH   SOLE   2,469 0 0
FIRSTENERGY CORP COM 337932107 276 5,603 SH   SOLE   5,603 0 0
BROADCOM CORP COM 111320107 243 7,183 SH   SOLE   7,183 0 0
SEMPRA ENGERY COM 816851109 221 3,208 SH   SOLE   3,208 0 0
FRONTIER COMMUNICATIONS CORPORATION COM 35906A108 54 13,973 SH   SOLE   13,973 0 0
MCKESSON CORPORATION COM 58155Q103 297 3,170 SH   SOLE   3,170 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 632 6,591 SH   SOLE   6,591 0 0
EBAY INC COM 278642103 649 15,442 SH   SOLE   15,442 0 0
CROWN CASTLE INTL CORP COM 228227104 228 3,891 SH   SOLE   3,891 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 314 5,418 SH   SOLE   5,418 0 0
GILEAD SCIENCES INC COM 375558103 520 10,150 SH   SOLE   10,150 0 0
UNITED PARCEL SERVICE INC COM 911312106 765 9,708 SH   SOLE   9,708 0 0
EXXON MOBIL CORP COM 30231G102 5,361 62,649 SH   SOLE   62,649 0 0
HONEYWELL INTL INC COM 438516106 589 10,545 SH   SOLE   10,545 0 0
DOMINION RES INC VA NEW COM 25746U109 417 7,714 SH   SOLE   7,714 0 0
METLIFE INC COM 59156R108 352 11,402 SH   SOLE   11,402 0 0
CELGENE CORP COM 151020104 378 5,895 SH   SOLE   5,895 0 0
FORD MTR CO DEL COM 345370860 479 49,923 SH   SOLE   49,923 0 0
COACH INC COM 189754104 230 3,933 SH   SOLE   3,933 0 0
MONSANTO CO NEW COM 61166W101 594 7,181 SH   SOLE   7,181 0 0
KRAFT FOODS INC COM 50075N104 918 23,759 SH   SOLE   23,759 0 0
ACCENTURE COM G1151C101 520 8,650 SH   SOLE   8,650 0 0
CHEVRON CORP COM COM 166764100 2,789 26,435 SH   SOLE   26,435 0 0
PRUDENTIAL FINL INC COM 744320102 303 6,260 SH   SOLE   6,260 0 0
MARATHON OIL CORP COM 565849106 244 9,541 SH   SOLE   9,541 0 0
LORILLARD INC COM 544147101 231 1,749 SH   SOLE   1,749 0 0
3M CO COM 88579Y101 833 9,298 SH   SOLE   9,298 0 0
NOBLE ENERGY INC COM 655044105 201 2,365 SH   SOLE   2,365 0 0
YUM BRANDS INC COM 988498101 402 6,238 SH   SOLE   6,238 0 0
VENTAS INC COM 92276F100 244 3,872 SH   SOLE   3,872 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP COM 192446102 245 4,077 SH   SOLE   4,077 0 0
CONOCOPHILLIPS COM 20825C104 947 16,945 SH   SOLE   16,945 0 0
COMCAST CORP NEW COM 20030N101 1,151 35,992 SH   SOLE   35,992 0 0
ALTRIA GROUP INC COM 02209S103 942 27,271 SH   SOLE   27,271 0 0
PROLOGIS INC COM COM 74340W103 204 6,148 SH   SOLE   6,148 0 0
SIRIUS XM HOLDINGS INC. COM 82968B103 103 55,409 SH   SOLE   55,409 0 0
PRICELINE COM INC COM 741503403 442 665 SH   SOLE   665 0 0
DELL INC COM 24702R101 247 19,756 SH   SOLE   19,756 0 0
INTUITIVE SURGICAL INC COM 46120E602 292 527 SH   SOLE   527 0 0
BIOGEN IDEC INC COM COM 09062X103 468 3,238 SH   SOLE   3,238 0 0
SALESFORCE.COM INC COM 79466L302 257 1,859 SH   SOLE   1,859 0 0
REGIONS FINL CORP NEW COM 7591EP100 127 18,864 SH   SOLE   18,864 0 0
REYNOLDS AMERN INC COM 761713106 202 4,491 SH   SOLE   4,491 0 0
GOOGLE INC COM COM 38259P508 2,012 3,469 SH   SOLE   3,469 0 0
MOSAIC CO NEW COM 61945C103 218 3,975 SH   SOLE   3,975 0 0
TWENTY-FIRST CENTURY FOX INC. CL A COM 90130A101 626 28,075 SH   SOLE   28,075 0 0
WELLPOINT INC COM 94973V107 283 4,434 SH   SOLE   4,434 0 0
ALEXION PHARMACEUTICALS INC (COM) COM 015351109 256 2,574 SH   SOLE   2,574 0 0
PUBLIC STORAGE INC (COM) COM 74460D109 272 1,882 SH   SOLE   1,882 0 0
CBS CORP (COM) COM 124857202 285 8,685 SH   SOLE   8,685 0 0
VIACOM INC CL-B COM COM 92553P201 333 7,073 SH   SOLE   7,073 0 0
LAS VEGAS SANDS CORP (COM) COM 517834107 228 5,254 SH   SOLE   5,254 0 0
DUKE ENERGY CORP COM COM 26441C204 411 17,837 SH   SOLE   17,837 0 0
BLACKROCK INC (COM) COM 09247X101 290 1,707 SH   SOLE   1,707 0 0
MASTERCARD INC (COM) COM 57636Q104 618 1,437 SH   SOLE   1,437 0 0
SPECTRA ENERGY CORP COM COM 847560109 253 8,708 SH   SOLE   8,708 0 0
DELTA AIR LINES INC COM COM 247361702 124 11,333 SH   SOLE   11,333 0 0
BANK OF NEW YORK MELLON CORP COM COM 064058100 351 15,986 SH   SOLE   15,986 0 0
DISCOVER FINANCIAL SERVICES COM COM 254709108 253 7,309 SH   SOLE   7,309 0 0
TYCO INTERNATIONAL LTD NEW F COM H89128104 332 6,283 SH   SOLE   6,283 0 0
COVIDIEN PLC F COM G2554F113 346 6,464 SH   SOLE   6,464 0 0
CME GROUP COM 12572Q105 241 899 SH   SOLE   899 0 0
VISA INC CL A COM COM 92826C839 866 7,006 SH   SOLE   7,006 0 0
HCP INC COM 40414L109 240 5,440 SH   SOLE   5,440 0 0
PHILIP MORRIS INTERNATIONAL COM COM 718172109 1,995 22,857 SH   SOLE   22,857 0 0
MEAD JOHNSON NUTRITION CO COM COM 582839106 220 2,738 SH   SOLE   2,738 0 0
TIME WARNER CABLE INC COM COM 88732J207 352 4,283 SH   SOLE   4,283 0 0
TIME WARNER INC COM COM 887317303 495 12,864 SH   SOLE   12,864 0 0
CHIMERA INVESTMENT CORP COM COM 16934Q109 34 14,421 SH   SOLE   14,421 0 0
AMERICAN INTERNATIONAL GROUP COM COM 026874784 277 8,641 SH   SOLE   8,641 0 0
MERCK CO INC COM COM 58933Y105 1,702 40,760 SH   SOLE   40,760 0 0
DIRECTV COM COM 25490A101 431 8,820 SH   SOLE   8,820 0 0
BERKSHIRE HATHAWAY INC CL-B COM COM 084670702 1,989 23,864 SH   SOLE   23,864 0 0
ISHARES RUSSELL 3000 COM 464287689 3,062 38,094 SH   SOLE   38,094 0 0
GENERAL MOTORS CO COM COM 37045V100 201 10,184 SH   SOLE   10,184 0 0
GENON ENERGY INC COM COM 37244E107 19 10,832 SH   SOLE   10,832 0 0
KINDER MORGAN INC COM COM 49456B101 213 6,601 SH   SOLE   6,601 0 0
CITIGROUP INC COM COM 172967424 1,077 39,291 SH   SOLE   39,291 0 0
MARATHON PETROLEUM CORP COM COM 56585A102 205 4,565 SH   SOLE   4,565 0 0
RAYONIER INC FRACTIONAL COM HFE907109 0 50,000 SH   SOLE   50,000 0 0
AMERICAN TOWER CORP COM 03027X100 372 5,314 SH   SOLE   5,314 0 0
PHILLIPS 66 COM COM 718546104 280 8,419 SH   SOLE   8,419 0 0