The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 1,276 20,825 SH   SOLE   20,825 0 0
AETNA INC NEW COM 00817Y108 241 4,796 SH   SOLE   4,796 0 0
AIR PRODUCTS CHEMICAL INC. COM 009158106 261 2,839 SH   SOLE   2,839 0 0
AMERICAN ELECTRIC POWER COM 025537101 249 6,456 SH   SOLE   6,456 0 0
AMERICAN EXPRESS CO. COM 025816109 814 14,077 SH   SOLE   14,077 0 0
AUTOMATIC DATA PROCESSING INC. COM 053015103 369 6,695 SH   SOLE   6,695 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,449 37,904 SH   SOLE   37,904 0 0
BOEING CO. COM 097023105 736 9,892 SH   SOLE   9,892 0 0
C S X CORP. COM 126408103 318 14,775 SH   SOLE   14,775 0 0
PROGRESS ENERGY INC COM 743263105 210 3,946 SH   SOLE   3,946 0 0
CATERPILLAR TRACTOR CO. COM 149123101 920 8,638 SH   SOLE   8,638 0 0
J P MORGAN CHASE CO COM 46625H100 2,448 53,241 SH   SOLE   53,241 0 0
COCA-COLA COMPANY COM 191216100 1,959 26,470 SH   SOLE   26,470 0 0
COLGATE PALMOLIVE CO. COM 194162103 640 6,550 SH   SOLE   6,550 0 0
CONSOL. EDISON INC. COM 209115104 229 3,920 SH   SOLE   3,920 0 0
CORNING INC COM 219350105 296 21,034 SH   SOLE   21,034 0 0
CUMMINS ENGINE INC. COM 231021106 316 2,629 SH   SOLE   2,629 0 0
DISNEY (WALT) PRODUCTIONS COM 254687106 1,051 24,009 SH   SOLE   24,009 0 0
DOW CHEMICAL CO. COM 260543103 546 15,751 SH   SOLE   15,751 0 0
DU PONT (E.I.) DE NEMOURS CO COM 263534109 658 12,443 SH   SOLE   12,443 0 0
EATON CORP PLC COM COM 278058102 228 4,572 SH   SOLE   4,572 0 0
ECOLAB INC COM 278865100 249 4,027 SH   SOLE   4,027 0 0
EMERSON ELECTRIC CO. COM 291011104 526 10,071 SH   SOLE   10,071 0 0
NEXTERA ENERGY INC COM 65339F101 345 5,653 SH   SOLE   5,653 0 0
FEDEX CORP COM COM 31428X106 389 4,229 SH   SOLE   4,229 0 0
GENERAL DYNAMICS CORP. COM 369550108 327 4,451 SH   SOLE   4,451 0 0
GENERAL ELECTRIC CO. COM 369604103 2,864 142,679 SH   SOLE   142,679 0 0
HALLIBURTON CO. COM 406216101 407 12,259 SH   SOLE   12,259 0 0
HEWLETT-PACKARD CO. COM 428236103 634 26,620 SH   SOLE   26,620 0 0
HUMANA INC. COM 444859102 209 2,256 SH   SOLE   2,256 0 0
INTEL CORP COM 458140100 1,883 66,984 SH   SOLE   66,984 0 0
INTERN'L BUSINESS MACHINES CORP COM 459200101 3,395 16,272 SH   SOLE   16,272 0 0
INTERN'L PAPER CO. COM 460146103 206 5,858 SH   SOLE   5,858 0 0
JOHNSON JOHNSON COM 478160104 2,437 36,941 SH   SOLE   36,941 0 0
JOHNSON CONTROLS INC. COM 478366107 295 9,090 SH   SOLE   9,090 0 0
KIMBERLY-CLARK CORP. COM 494368103 389 5,264 SH   SOLE   5,264 0 0
LILLY (ELI) CO. COM 532457108 552 13,696 SH   SOLE   13,696 0 0
LOWES COMPANIES COM 548661107 547 17,446 SH   SOLE   17,446 0 0
MCDONALD'S CORP. COM 580135101 1,364 13,902 SH   SOLE   13,902 0 0
MEDTRONIC INC. COM 585055106 562 14,338 SH   SOLE   14,338 0 0
BANK OF AMERICA CORP COM COM 060505104 1,362 142,335 SH   SOLE   142,335 0 0
NORFOLK SOUTHERN CORP. COM 655844108 292 4,435 SH   SOLE   4,435 0 0
WELLS FARGO CO COM 949746101 2,250 65,905 SH   SOLE   65,905 0 0
PPG INDUSTRIES INC. COM 693506107 203 2,119 SH   SOLE   2,119 0 0
PACCAR INC COM 693718108 229 4,896 SH   SOLE   4,896 0 0
PEPSICO INC. COM 713448108 1,405 21,178 SH   SOLE   21,178 0 0
PFIZER INC COM COM 717081103 2,431 107,286 SH   SOLE   107,286 0 0
EXELON CORPORATION COM 30161N101 439 11,195 SH   SOLE   11,195 0 0
PROCTER GAMBLE CO. COM 742718109 2,526 37,591 SH   SOLE   37,591 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM 744573106 207 6,778 SH   SOLE   6,778 0 0
RAYTHEON CO. NEW COM 755111507 252 4,772 SH   SOLE   4,772 0 0
TRAVELERS COMPANIES INC. COM 89417E109 313 5,281 SH   SOLE   5,281 0 0
SCHLUMBERGER LTD COM 806857108 1,271 18,181 SH   SOLE   18,181 0 0
SOUTHERN CO. COM 842587107 511 11,377 SH   SOLE   11,377 0 0
ATT INC COM COM 00206R102 2,478 79,345 SH   SOLE   79,345 0 0
TEXAS INSTRUMENTS INC. COM 882508104 523 15,557 SH   SOLE   15,557 0 0
UNION PACIFIC CORP. COM 907818108 706 6,572 SH   SOLE   6,572 0 0
UNITED TECHNOLOGIES CORP. COM 913017109 1,017 12,263 SH   SOLE   12,263 0 0
SPRINT NEXTEL CORPORATION COM 852061100 120 42,005 SH   SOLE   42,005 0 0
WAL-MART STORES INC. COM 931142103 1,455 23,776 SH   SOLE   23,776 0 0
WILLIAMS COS COM 969457100 243 7,880 SH   SOLE   7,880 0 0
XEROX CORP COM COM 984121103 152 18,773 SH   SOLE   18,773 0 0
GENERAL MILLS COM 370334104 337 8,553 SH   SOLE   8,553 0 0
ALCOA INC COM 013817101 143 14,252 SH   SOLE   14,252 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 1,037 10,891 SH   SOLE   10,891 0 0
DEERE CO COM 244199105 455 5,623 SH   SOLE   5,623 0 0
BECTON DICKINSON CO COM COM 075887109 228 2,931 SH   SOLE   2,931 0 0
TARGET CORP COM 87612E106 538 9,233 SH   SOLE   9,233 0 0
PG E CORP. COM 69331C108 246 5,668 SH   SOLE   5,668 0 0
MARSH MC LENNAN CO COM 571748102 241 7,349 SH   SOLE   7,349 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 290 5,135 SH   SOLE   5,135 0 0
SOUTHWEST AIRLINES COM 844741108 87 10,608 SH   SOLE   10,608 0 0
NORTHROP GRUMMAN CORP COM 666807102 214 3,507 SH   SOLE   3,507 0 0
H J HEINZ CO COM 423074103 231 4,311 SH   SOLE   4,311 0 0
NIKE INC CLASS B COM 654106103 519 4,784 SH   SOLE   4,784 0 0
P P L RESOURCES INC COM 69351T106 219 7,732 SH   SOLE   7,732 0 0
ILLINOIS TOOL WORKS COM 452308109 341 5,977 SH   SOLE   5,977 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 287 9,054 SH   SOLE   9,054 0 0
AFLAC INC COM 001055102 288 6,267 SH   SOLE   6,267 0 0
CVS CORPORATION COM 126650100 814 18,167 SH   SOLE   18,167 0 0
APPLE COMPUTER INC COM 037833100 7,353 12,266 SH   SOLE   12,266 0 0
CHUBB CORP COM 171232101 253 3,661 SH   SOLE   3,661 0 0
PNC FINANCIAL SERVICES GROUP. COM 693475105 455 7,051 SH   SOLE   7,051 0 0
NEWMONT MINING COM 651639106 334 6,517 SH   SOLE   6,517 0 0
ANADARKO PETE CORP. COM 032511107 522 6,666 SH   SOLE   6,666 0 0
GOODRICH B.F. COM 382388106 210 1,673 SH   SOLE   1,673 0 0
BAKER HUGHES INC COM COM 057224107 244 5,823 SH   SOLE   5,823 0 0
HUNTINGTON BASHARES COM 446150104 75 11,568 SH   SOLE   11,568 0 0
WALGREEN CO. COM 931422109 411 12,265 SH   SOLE   12,265 0 0
FRANKLIN RESOURCES COM 354613101 241 1,941 SH   SOLE   1,941 0 0
PRECISION CASTPARTS COM 740189105 332 1,922 SH   SOLE   1,922 0 0
MICROSOFT CORP COM 594918104 3,215 99,695 SH   SOLE   99,695 0 0
MICRON TECHNOLOGY INC COM COM 595112103 94 11,621 SH   SOLE   11,621 0 0
BAXTER INTL INC COM 071813109 457 7,642 SH   SOLE   7,642 0 0
ORACLE CORPORATION COM 68389X105 1,501 51,462 SH   SOLE   51,462 0 0
FIFTH THIRD BANCORP COM 316773100 173 12,309 SH   SOLE   12,309 0 0
SYSCO CORP COM 871829107 233 7,818 SH   SOLE   7,818 0 0
T J X COMPANIES INC NEW COM 872540109 411 10,346 SH   SOLE   10,346 0 0
APACHE CORP COM COM 037411105 516 5,138 SH   SOLE   5,138 0 0
ALLERGAN INC COM 018490102 390 4,083 SH   SOLE   4,083 0 0
HOME DEPOT INC COM 437076102 1,077 21,411 SH   SOLE   21,411 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 771 22,858 SH   SOLE   22,858 0 0
E.O.G. RESOURCES COM 26875P101 400 3,597 SH   SOLE   3,597 0 0
ADOBE SYS INC COM 00724F101 232 6,759 SH   SOLE   6,759 0 0
AMGEN INC COM 031162100 726 10,680 SH   SOLE   10,680 0 0
DANAHER CORP COM 235851102 412 7,358 SH   SOLE   7,358 0 0
APPLIED MATLS INC COM 038222105 220 17,663 SH   SOLE   17,663 0 0
UNITEDHEALTH GROUP INC COM 91324P102 870 14,757 SH   SOLE   14,757 0 0
KEYCORP NEW COM 493267108 108 12,740 SH   SOLE   12,740 0 0
CENTURYLINK INC COM 156700106 317 8,196 SH   SOLE   8,196 0 0
CISCO SYS INC COM 17275R102 1,559 73,694 SH   SOLE   73,694 0 0
STRYKER CORP COM 863667101 233 4,201 SH   SOLE   4,201 0 0
MACY'S INC. COM 55616P104 227 5,705 SH   SOLE   5,705 0 0
PRAXAIR INC COM 74005P104 466 4,065 SH   SOLE   4,065 0 0
EL PASO CORP COM 28336L109 304 10,303 SH   SOLE   10,303 0 0
SYMANTEC CORP COM 871503108 189 10,123 SH   SOLE   10,123 0 0
EMC CORP MASS COM COM 268648102 824 27,568 SH   SOLE   27,568 0 0
MORGAN STANLEY COM 617446448 406 20,696 SH   SOLE   20,696 0 0
INTUIT INC COM 461202103 244 4,054 SH   SOLE   4,054 0 0
ACE LIMITED F COM H0023R105 331 4,520 SH   SOLE   4,520 0 0
BOSTON SCIENTIFIC CORP COM 101137107 122 20,475 SH   SOLE   20,475 0 0
ALLSTATE CORP COM 020002101 231 7,007 SH   SOLE   7,007 0 0
PRICE GROUP INC COM 74144T108 227 3,480 SH   SOLE   3,480 0 0
EQUITY RESIDENTIAL PPTYS TR COM 29476L107 247 3,948 SH   SOLE   3,948 0 0
COSTCO WHOLESALE CORP COM 22160K105 532 5,854 SH   SOLE   5,854 0 0
BED BATH BEYOND INC COM 075896100 220 3,338 SH   SOLE   3,338 0 0
CARDINAL HEALTH INC COM 14149Y108 202 4,697 SH   SOLE   4,697 0 0
US BANCORP DEL NEW COM 902973304 818 25,814 SH   SOLE   25,814 0 0
THE CHARLES SCHWAB CORPORATION COM 808513105 202 14,032 SH   SOLE   14,032 0 0
CAPITAL ONE FINL CORP COM 14040H105 374 6,706 SH   SOLE   6,706 0 0
LOCKHEED MARTIN CORP COM 539830109 320 3,557 SH   SOLE   3,557 0 0
B B T CORPORATION COM 054937107 293 9,332 SH   SOLE   9,332 0 0
FREEPORT-MCMORAN COPPER GOCL B COM 35671D857 483 12,693 SH   SOLE   12,693 0 0
FASTENAL CO COM 311900104 214 3,951 SH   SOLE   3,951 0 0
WASTE MANAGEMENT COM 94106L109 222 6,354 SH   SOLE   6,354 0 0
EXPRESS SCRIPTS HOLDING COMPANY COM 30219G108 354 6,541 SH   SOLE   6,541 0 0
QUALCOMM INC COM 747525103 1,522 22,369 SH   SOLE   22,369 0 0
SYNOVUS FINL CORP COM 87161C105 23 11,026 SH   SOLE   11,026 0 0
STARBUCKS CORP COM 855244109 561 10,044 SH   SOLE   10,044 0 0
NATIONAL OILWELL VARCO INC. COMMON COM 637071101 450 5,668 SH   SOLE   5,668 0 0
SIMON PROPERTY GROUP INC COM 828806109 573 3,931 SH   SOLE   3,931 0 0
AMAZON COM INC COM 023135106 986 4,870 SH   SOLE   4,870 0 0
STATE STR CORP COM 857477103 307 6,753 SH   SOLE   6,753 0 0
BOSTON PPTYS INC COM 101121101 205 1,950 SH   SOLE   1,950 0 0
NETAPP INC COM 64110D104 221 4,929 SH   SOLE   4,929 0 0
ANNALY CAPITAL MGT INC COM 035710409 202 12,742 SH   SOLE   12,742 0 0
YAHOO INC COM COM 984332106 247 16,210 SH   SOLE   16,210 0 0
VORNADO RLTY TR COM 929042109 208 2,469 SH   SOLE   2,469 0 0
FIRSTENERGY CORP COM 337932107 255 5,603 SH   SOLE   5,603 0 0
BROADCOM CORP COM 111320107 282 7,183 SH   SOLE   7,183 0 0
FRONTIER COMMUNICATIONS CORPORATION COM 35906A108 58 13,973 SH   SOLE   13,973 0 0
MCKESSON CORPORATION COM 58155Q103 296 3,378 SH   SOLE   3,378 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 863 6,937 SH   SOLE   6,937 0 0
EBAY INC COM 278642103 570 15,442 SH   SOLE   15,442 0 0
CROWN CASTLE INTL CORP COM 228227104 208 3,891 SH   SOLE   3,891 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 403 5,667 SH   SOLE   5,667 0 0
GILEAD SCIENCES INC COM 375558103 525 10,757 SH   SOLE   10,757 0 0
UNITED PARCEL SERVICE INC COM 911312106 795 9,844 SH   SOLE   9,844 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 208 4,663 SH   SOLE   4,663 0 0
EXXON MOBIL CORP COM 30231G102 5,750 66,293 SH   SOLE   66,293 0 0
HONEYWELL INTL INC COM 438516106 644 10,545 SH   SOLE   10,545 0 0
DOMINION RES INC VA NEW COM 25746U109 395 7,714 SH   SOLE   7,714 0 0
METLIFE INC COM 59156R108 411 11,005 SH   SOLE   11,005 0 0
CELGENE CORP COM 151020104 457 5,895 SH   SOLE   5,895 0 0
FORD MTR CO DEL COM 345370860 624 49,923 SH   SOLE   49,923 0 0
COACH INC COM 189754104 304 3,933 SH   SOLE   3,933 0 0
MONSANTO CO NEW COM 61166W101 573 7,181 SH   SOLE   7,181 0 0
KRAFT FOODS INC COM 50075N104 842 22,139 SH   SOLE   22,139 0 0
ACCENTURE COM G1151C101 558 8,650 SH   SOLE   8,650 0 0
CHEVRON CORP COM COM 166764100 2,888 26,934 SH   SOLE   26,934 0 0
PRUDENTIAL FINL INC COM 744320102 413 6,512 SH   SOLE   6,512 0 0
MARATHON OIL CORP COM 565849106 302 9,541 SH   SOLE   9,541 0 0
LORILLARD INC COM 544147101 234 1,811 SH   SOLE   1,811 0 0
3M CO COM 88579Y101 849 9,521 SH   SOLE   9,521 0 0
CHESAPEAKE ENERGY CORP COM 165167107 204 8,812 SH   SOLE   8,812 0 0
NOBLE ENERGY INC COM 655044105 231 2,365 SH   SOLE   2,365 0 0
YUM BRANDS INC COM 988498101 444 6,238 SH   SOLE   6,238 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP COM 192446102 314 4,077 SH   SOLE   4,077 0 0
CONOCOPHILLIPS COM 20825C104 1,355 17,822 SH   SOLE   17,822 0 0
COMCAST CORP NEW COM 20030N101 1,109 36,951 SH   SOLE   36,951 0 0
POPULAR INC COM 733174700 29 14,371 SH   SOLE   14,371 0 0
ALTRIA GROUP INC COM 02209S103 866 28,048 SH   SOLE   28,048 0 0
PROLOGIS INC COM COM 74340W103 221 6,148 SH   SOLE   6,148 0 0
SIRIUS XM HOLDINGS INC. COM 82968B103 128 55,409 SH   SOLE   55,409 0 0
PRICELINE COM INC COM 741503403 477 665 SH   SOLE   665 0 0
DELL INC COM 24702R101 345 20,755 SH   SOLE   20,755 0 0
INTUITIVE SURGICAL INC COM 46120E602 286 527 SH   SOLE   527 0 0
MEDCO HEALTH SOLUTIONS INC COM 58405U102 377 5,356 SH   SOLE   5,356 0 0
BIOGEN IDEC INC COM COM 09062X103 408 3,238 SH   SOLE   3,238 0 0
SALESFORCE.COM INC COM 79466L302 277 1,794 SH   SOLE   1,794 0 0
REGIONS FINL CORP NEW COM 7591EP100 124 18,864 SH   SOLE   18,864 0 0
GOOGLE INC COM COM 38259P508 2,162 3,372 SH   SOLE   3,372 0 0
MOSAIC CO NEW COM 61945C103 204 3,692 SH   SOLE   3,692 0 0
TWENTY-FIRST CENTURY FOX INC. CL A COM 90130A101 572 29,050 SH   SOLE   29,050 0 0
WELLPOINT INC COM 94973V107 345 4,670 SH   SOLE   4,670 0 0
ALEXION PHARMACEUTICALS INC (COM) COM 015351109 229 2,463 SH   SOLE   2,463 0 0
PUBLIC STORAGE INC (COM) COM 74460D109 260 1,882 SH   SOLE   1,882 0 0
CBS CORP (COM) COM 124857202 304 8,961 SH   SOLE   8,961 0 0
VIACOM INC CL-B COM COM 92553P201 352 7,412 SH   SOLE   7,412 0 0
LAS VEGAS SANDS CORP (COM) COM 517834107 302 5,254 SH   SOLE   5,254 0 0
DUKE ENERGY CORP COM COM 26441C204 375 17,837 SH   SOLE   17,837 0 0
BLACKROCK INC (COM) COM 09247X101 236 1,150 SH   SOLE   1,150 0 0
HESS CORP (COM) COM 42809H107 240 4,065 SH   SOLE   4,065 0 0
MASTERCARD INC (COM) COM 57636Q104 604 1,437 SH   SOLE   1,437 0 0
SPECTRA ENERGY CORP COM COM 847560109 275 8,708 SH   SOLE   8,708 0 0
DELTA AIR LINES INC COM COM 247361702 112 11,333 SH   SOLE   11,333 0 0
BANK OF NEW YORK MELLON CORP COM COM 064058100 401 16,637 SH   SOLE   16,637 0 0
DISCOVER FINANCIAL SERVICES COM COM 254709108 244 7,309 SH   SOLE   7,309 0 0
TYCO INTERNATIONAL LTD NEW F COM H89128104 353 6,283 SH   SOLE   6,283 0 0
COVIDIEN PLC F COM G2554F113 363 6,642 SH   SOLE   6,642 0 0
CME GROUP COM 12572Q105 260 899 SH   SOLE   899 0 0
VISA INC CL A COM COM 92826C839 827 7,006 SH   SOLE   7,006 0 0
HCP INC COM 40414L109 215 5,440 SH   SOLE   5,440 0 0
PHILIP MORRIS INTERNATIONAL COM COM 718172109 2,159 24,368 SH   SOLE   24,368 0 0
MEAD JOHNSON NUTRITION CO COM COM 582839106 226 2,738 SH   SOLE   2,738 0 0
TIME WARNER CABLE INC COM COM 88732J207 349 4,283 SH   SOLE   4,283 0 0
TIME WARNER INC COM COM 887317303 518 13,715 SH   SOLE   13,715 0 0
CHIMERA INVESTMENT CORP COM COM 16934Q109 41 14,421 SH   SOLE   14,421 0 0
MERCK CO INC COM COM 58933Y105 1,588 41,355 SH   SOLE   41,355 0 0
DIRECTV COM COM 25490A101 467 9,471 SH   SOLE   9,471 0 0
BERKSHIRE HATHAWAY INC CL-B COM COM 084670702 1,903 23,454 SH   SOLE   23,454 0 0
ISHARES RUSSELL 3000 COM 464287689 741 8,894 SH   SOLE   8,894 0 0
GENERAL MOTORS CO COM COM 37045V100 261 10,184 SH   SOLE   10,184 0 0
GENON ENERGY INC COM COM 37244E107 23 10,832 SH   SOLE   10,832 0 0
CITIGROUP INC COM COM 172967424 1,423 38,935 SH   SOLE   38,935 0 0
MARATHON PETROLEUM CORP COM COM 56585A102 207 4,770 SH   SOLE   4,770 0 0
RAYONIER INC FRACTIONAL COM HFE907109 0 50,000 SH   SOLE   50,000 0 0
AMERICAN TOWER CORP COM 03027X100 335 5,314 SH   SOLE   5,314 0 0