The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 1,002 20,418 SH   SOLE   20,418 0 0
AIR PRODUCTS CHEMICAL INC. COM 009158106 252 2,791 SH   SOLE   2,791 0 0
AMERICAN ELECTRIC POWER COM 025537101 224 6,377 SH   SOLE   6,377 0 0
AMERICAN EXPRESS CO. COM 025816109 626 13,860 SH   SOLE   13,860 0 0
AUTOMATIC DATA PROCESSING INC. COM 053015103 339 6,614 SH   SOLE   6,614 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,443 37,454 SH   SOLE   37,454 0 0
BOEING CO. COM 097023105 742 10,036 SH   SOLE   10,036 0 0
C S X CORP. COM 126408103 384 4,888 SH   SOLE   4,888 0 0
CATERPILLAR TRACTOR CO. COM 149123101 924 8,302 SH   SOLE   8,302 0 0
J P MORGAN CHASE CO COM 46625H100 2,432 52,765 SH   SOLE   52,765 0 0
COCA-COLA COMPANY COM 191216100 1,849 27,866 SH   SOLE   27,866 0 0
COLGATE PALMOLIVE CO. COM 194162103 525 6,499 SH   SOLE   6,499 0 0
CORNING INC COM 219350105 427 20,696 SH   SOLE   20,696 0 0
CUMMINS ENGINE INC. COM 231021106 289 2,636 SH   SOLE   2,636 0 0
DISNEY (WALT) PRODUCTIONS COM 254687106 1,119 25,965 SH   SOLE   25,965 0 0
DOW CHEMICAL CO. COM 260543103 579 15,343 SH   SOLE   15,343 0 0
DU PONT (E.I.) DE NEMOURS CO COM 263534109 660 12,015 SH   SOLE   12,015 0 0
EATON CORP PLC COM COM 278058102 248 4,466 SH   SOLE   4,466 0 0
EMERSON ELECTRIC CO. COM 291011104 582 9,955 SH   SOLE   9,955 0 0
NEXTERA ENERGY INC COM 65339F101 304 5,508 SH   SOLE   5,508 0 0
FEDEX CORP COM COM 31428X106 387 4,140 SH   SOLE   4,140 0 0
GENERAL DYNAMICS CORP. COM 369550108 352 4,597 SH   SOLE   4,597 0 0
GENERAL ELECTRIC CO. COM 369604103 2,838 141,547 SH   SOLE   141,547 0 0
HALLIBURTON CO. COM 406216101 599 12,015 SH   SOLE   12,015 0 0
HEWLETT-PACKARD CO. COM 428236103 1,190 29,053 SH   SOLE   29,053 0 0
INTEL CORP COM 458140100 1,485 73,602 SH   SOLE   73,602 0 0
INTERN'L BUSINESS MACHINES CORP COM 459200101 2,767 16,970 SH   SOLE   16,970 0 0
JOHNSON JOHNSON COM 478160104 2,167 36,573 SH   SOLE   36,573 0 0
JOHNSON CONTROLS INC. COM 478366107 370 8,902 SH   SOLE   8,902 0 0
KIMBERLY-CLARK CORP. COM 494368103 357 5,468 SH   SOLE   5,468 0 0
LILLY (ELI) CO. COM 532457108 469 13,335 SH   SOLE   13,335 0 0
LOWES COMPANIES COM 548661107 506 19,135 SH   SOLE   19,135 0 0
MCDONALD'S CORP. COM 580135101 1,081 14,213 SH   SOLE   14,213 0 0
MEDTRONIC INC. COM 585055106 575 14,604 SH   SOLE   14,604 0 0
BANK OF AMERICA CORP COM COM 060505104 1,773 133,042 SH   SOLE   133,042 0 0
NORFOLK SOUTHERN CORP. COM 655844108 335 4,843 SH   SOLE   4,843 0 0
WELLS FARGO CO COM 949746101 2,043 64,436 SH   SOLE   64,436 0 0
PPG INDUSTRIES INC. COM 693506107 211 2,217 SH   SOLE   2,217 0 0
PACCAR INC COM 693718108 251 4,796 SH   SOLE   4,796 0 0
PARKER HANNIFIN CORP. COM 701094104 203 2,148 SH   SOLE   2,148 0 0
PEPSICO INC. COM 713448108 1,375 21,347 SH   SOLE   21,347 0 0
PFIZER INC COM COM 717081103 2,172 106,961 SH   SOLE   106,961 0 0
EXELON CORPORATION COM 30161N101 357 8,663 SH   SOLE   8,663 0 0
PROCTER GAMBLE CO. COM 742718109 2,347 38,105 SH   SOLE   38,105 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM 744573106 212 6,736 SH   SOLE   6,736 0 0
RAYTHEON CO. NEW COM 755111507 243 4,770 SH   SOLE   4,770 0 0
TRAVELERS COMPANIES INC. COM 89417E109 343 5,764 SH   SOLE   5,764 0 0
SCHLUMBERGER LTD COM 806857108 1,685 18,072 SH   SOLE   18,072 0 0
SOUTHERN CO. COM 842587107 416 10,904 SH   SOLE   10,904 0 0
ATT INC COM COM 00206R102 2,395 78,229 SH   SOLE   78,229 0 0
TEXAS INSTRUMENTS INC. COM 882508104 559 16,172 SH   SOLE   16,172 0 0
UNION PACIFIC CORP. COM 907818108 659 6,706 SH   SOLE   6,706 0 0
UNITED TECHNOLOGIES CORP. COM 913017109 1,043 12,322 SH   SOLE   12,322 0 0
SPRINT NEXTEL CORPORATION COM 852061100 182 39,296 SH   SOLE   39,296 0 0
WAL-MART STORES INC. COM 931142103 1,336 25,675 SH   SOLE   25,675 0 0
WILLIAMS COS COM 969457100 242 7,748 SH   SOLE   7,748 0 0
XEROX CORP COM COM 984121103 196 18,382 SH   SOLE   18,382 0 0
GENERAL MILLS COM 370334104 321 8,773 SH   SOLE   8,773 0 0
ALCOA INC COM 013817101 236 13,370 SH   SOLE   13,370 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 1,123 10,752 SH   SOLE   10,752 0 0
DEERE CO COM 244199105 541 5,588 SH   SOLE   5,588 0 0
BECTON DICKINSON CO COM COM 075887109 234 2,936 SH   SOLE   2,936 0 0
TARGET CORP COM 87612E106 460 9,190 SH   SOLE   9,190 0 0
PG E CORP. COM 69331C108 230 5,197 SH   SOLE   5,197 0 0
MARSH MC LENNAN CO COM 571748102 211 7,062 SH   SOLE   7,062 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 303 5,461 SH   SOLE   5,461 0 0
SOUTHWEST AIRLINES COM 844741108 126 10,012 SH   SOLE   10,012 0 0
NORTHROP GRUMMAN CORP COM 666807102 251 4,009 SH   SOLE   4,009 0 0
H J HEINZ CO COM 423074103 204 4,186 SH   SOLE   4,186 0 0
NIKE INC CLASS B COM 654106103 360 4,760 SH   SOLE   4,760 0 0
ILLINOIS TOOL WORKS COM 452308109 311 5,795 SH   SOLE   5,795 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 308 8,554 SH   SOLE   8,554 0 0
AFLAC INC COM 001055102 325 6,161 SH   SOLE   6,161 0 0
CVS CORPORATION COM 126650100 619 18,034 SH   SOLE   18,034 0 0
APPLE COMPUTER INC COM 037833100 4,203 12,059 SH   SOLE   12,059 0 0
CHUBB CORP COM 171232101 245 4,004 SH   SOLE   4,004 0 0
KROGER CO COM 501044101 205 8,543 SH   SOLE   8,543 0 0
PNC FINANCIAL SERVICES GROUP. COM 693475105 435 6,900 SH   SOLE   6,900 0 0
NEWMONT MINING COM 651639106 343 6,291 SH   SOLE   6,291 0 0
ANADARKO PETE CORP. COM 032511107 539 6,577 SH   SOLE   6,577 0 0
SUN TRUST BANKS COM 867914103 205 7,104 SH   SOLE   7,104 0 0
BAKER HUGHES INC COM COM 057224107 419 5,705 SH   SOLE   5,705 0 0
HUNTINGTON BASHARES COM 446150104 76 11,450 SH   SOLE   11,450 0 0
WALGREEN CO. COM 931422109 492 12,254 SH   SOLE   12,254 0 0
FRANKLIN RESOURCES COM 354613101 244 1,954 SH   SOLE   1,954 0 0
PRECISION CASTPARTS COM 740189105 275 1,870 SH   SOLE   1,870 0 0
MICROSOFT CORP COM 594918104 2,577 101,478 SH   SOLE   101,478 0 0
MICRON TECHNOLOGY INC COM COM 595112103 129 11,242 SH   SOLE   11,242 0 0
BAXTER INTL INC COM 071813109 423 7,873 SH   SOLE   7,873 0 0
ORACLE CORPORATION COM 68389X105 1,685 50,398 SH   SOLE   50,398 0 0
FIFTH THIRD BANCORP COM 316773100 169 12,172 SH   SOLE   12,172 0 0
CITIGROUP INC COM COM 172967101 1,241 280,791 SH   SOLE   280,791 0 0
SYSCO CORP COM 871829107 215 7,776 SH   SOLE   7,776 0 0
SAINT JUDE MEDICAL INC COM 790849103 221 4,307 SH   SOLE   4,307 0 0
T J X COMPANIES INC NEW COM 872540109 267 5,362 SH   SOLE   5,362 0 0
APACHE CORP COM COM 037411105 664 5,068 SH   SOLE   5,068 0 0
ALLERGAN INC COM 018490102 284 3,998 SH   SOLE   3,998 0 0
HOME DEPOT INC COM 437076102 829 22,377 SH   SOLE   22,377 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 603 22,814 SH   SOLE   22,814 0 0
E.O.G. RESOURCES COM 26875P101 421 3,552 SH   SOLE   3,552 0 0
ADOBE SYS INC COM 00724F101 229 6,917 SH   SOLE   6,917 0 0
AMGEN INC COM 031162100 679 12,705 SH   SOLE   12,705 0 0
DANAHER CORP COM 235851102 365 7,027 SH   SOLE   7,027 0 0
APPLIED MATLS INC COM 038222105 276 17,645 SH   SOLE   17,645 0 0
UNITEDHEALTH GROUP INC COM 91324P102 677 14,986 SH   SOLE   14,986 0 0
GENZYME CORP COM 372917104 265 3,482 SH   SOLE   3,482 0 0
KEYCORP NEW COM 493267108 112 12,609 SH   SOLE   12,609 0 0
CISCO SYS INC COM 17275R102 1,294 75,432 SH   SOLE   75,432 0 0
STRYKER CORP COM 863667101 252 4,138 SH   SOLE   4,138 0 0
PRAXAIR INC COM 74005P104 411 4,046 SH   SOLE   4,046 0 0
SYMANTEC CORP COM 871503108 199 10,729 SH   SOLE   10,729 0 0
EMC CORP MASS COM COM 268648102 722 27,170 SH   SOLE   27,170 0 0
MORGAN STANLEY COM 617446448 547 20,013 SH   SOLE   20,013 0 0
ACE LIMITED F COM H0023R105 291 4,501 SH   SOLE   4,501 0 0
BOSTON SCIENTIFIC CORP COM 101137107 146 20,280 SH   SOLE   20,280 0 0
ALLSTATE CORP COM 020002101 228 7,163 SH   SOLE   7,163 0 0
PRICE GROUP INC COM 74144T108 226 3,408 SH   SOLE   3,408 0 0
EQUITY RESIDENTIAL PPTYS TR COM 29476L107 213 3,768 SH   SOLE   3,768 0 0
COSTCO WHOLESALE CORP COM 22160K105 427 5,826 SH   SOLE   5,826 0 0
KOHLS CORP COM 500255104 204 3,851 SH   SOLE   3,851 0 0
US BANCORP DEL NEW COM 902973304 672 25,438 SH   SOLE   25,438 0 0
THE CHARLES SCHWAB CORPORATION COM 808513105 234 12,995 SH   SOLE   12,995 0 0
CAPITAL ONE FINL CORP COM 14040H105 316 6,075 SH   SOLE   6,075 0 0
LOCKHEED MARTIN CORP COM 539830109 308 3,833 SH   SOLE   3,833 0 0
B B T CORPORATION COM 054937107 253 9,213 SH   SOLE   9,213 0 0
FREEPORT-MCMORAN COPPER GOCL B COM 35671D857 690 12,424 SH   SOLE   12,424 0 0
WASTE MANAGEMENT COM 94106L109 240 6,429 SH   SOLE   6,429 0 0
EXPRESS SCRIPTS HOLDING COMPANY COM 30219G108 403 7,249 SH   SOLE   7,249 0 0
QUALCOMM INC COM 747525103 1,188 21,673 SH   SOLE   21,673 0 0
SYNOVUS FINL CORP COM 87161C105 25 10,402 SH   SOLE   10,402 0 0
STARBUCKS CORP COM 855244109 362 9,795 SH   SOLE   9,795 0 0
NATIONAL OILWELL VARCO INC. COMMON COM 637071101 442 5,579 SH   SOLE   5,579 0 0
SIMON PROPERTY GROUP INC COM 828806109 412 3,848 SH   SOLE   3,848 0 0
AMAZON COM INC COM 023135106 833 4,624 SH   SOLE   4,624 0 0
STATE STR CORP COM 857477103 300 6,676 SH   SOLE   6,676 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 158 23,165 SH   SOLE   23,165 0 0
NETAPP INC COM 64110D104 235 4,878 SH   SOLE   4,878 0 0
VALERO REFNG MARKETING CO COM 91913Y100 225 7,548 SH   SOLE   7,548 0 0
ANNALY CAPITAL MGT INC COM 035710409 183 10,515 SH   SOLE   10,515 0 0
YAHOO INC COM COM 984332106 288 17,249 SH   SOLE   17,249 0 0
FIRSTENERGY CORP COM 337932107 207 5,590 SH   SOLE   5,590 0 0
BROADCOM CORP COM 111320107 281 7,146 SH   SOLE   7,146 0 0
FRONTIER COMMUNICATIONS CORPORATION COM 35906A108 110 13,327 SH   SOLE   13,327 0 0
MCKESSON CORPORATION COM 58155Q103 270 3,419 SH   SOLE   3,419 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,082 6,822 SH   SOLE   6,822 0 0
EBAY INC COM 278642103 473 15,226 SH   SOLE   15,226 0 0
JUNIPER NETWORKS INC COM 48203R104 291 6,913 SH   SOLE   6,913 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 544 5,926 SH   SOLE   5,926 0 0
GILEAD SCIENCES INC COM 375558103 448 10,546 SH   SOLE   10,546 0 0
UNITED PARCEL SERVICE INC COM 911312106 701 9,438 SH   SOLE   9,438 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 205 4,567 SH   SOLE   4,567 0 0
EXXON MOBIL CORP COM 30231G102 5,685 67,577 SH   SOLE   67,577 0 0
HONEYWELL INTL INC COM 438516106 605 10,129 SH   SOLE   10,129 0 0
DOMINION RES INC VA NEW COM 25746U109 349 7,814 SH   SOLE   7,814 0 0
METLIFE INC COM 59156R108 386 8,621 SH   SOLE   8,621 0 0
CELGENE CORP COM 151020104 353 6,123 SH   SOLE   6,123 0 0
FORD MTR CO DEL COM 345370860 725 48,656 SH   SOLE   48,656 0 0
COACH INC COM 189754104 208 4,006 SH   SOLE   4,006 0 0
MONSANTO CO NEW COM 61166W101 521 7,214 SH   SOLE   7,214 0 0
PEABODY ENERGY CORP COM 704549104 258 3,583 SH   SOLE   3,583 0 0
KRAFT FOODS INC COM 50075N104 667 21,278 SH   SOLE   21,278 0 0
ACCENTURE COM G1151C101 444 8,085 SH   SOLE   8,085 0 0
CHEVRON CORP COM COM 166764100 2,863 26,639 SH   SOLE   26,639 0 0
PRUDENTIAL FINL INC COM 744320102 376 6,109 SH   SOLE   6,109 0 0
MARATHON OIL CORP COM 565849106 501 9,401 SH   SOLE   9,401 0 0
INGERSOLL-RAND PLC COM G47791101 206 4,271 SH   SOLE   4,271 0 0
3M CO COM 88579Y101 881 9,422 SH   SOLE   9,422 0 0
CHESAPEAKE ENERGY CORP COM 165167107 291 8,674 SH   SOLE   8,674 0 0
NOBLE ENERGY INC COM 655044105 225 2,328 SH   SOLE   2,328 0 0
YUM BRANDS INC COM 988498101 316 6,147 SH   SOLE   6,147 0 0
WEATHERFORD INTL LTD COM H27013103 224 9,898 SH   SOLE   9,898 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP COM 192446102 320 3,936 SH   SOLE   3,936 0 0
CONOCOPHILLIPS COM 20825C104 1,575 19,718 SH   SOLE   19,718 0 0
COMCAST CORP NEW COM 20030N101 922 37,317 SH   SOLE   37,317 0 0
POPULAR INC COM 733174700 40 13,561 SH   SOLE   13,561 0 0
ALTRIA GROUP INC COM 02209S103 714 27,417 SH   SOLE   27,417 0 0
CARNIVAL CORP COM COM 143658300 222 5,793 SH   SOLE   5,793 0 0
SIRIUS XM HOLDINGS INC. COM 82968B103 85 51,440 SH   SOLE   51,440 0 0
PRICELINE COM INC COM 741503403 319 629 SH   SOLE   629 0 0
DELL INC COM 24702R101 325 22,377 SH   SOLE   22,377 0 0
MEDCO HEALTH SOLUTIONS INC COM 58405U102 301 5,366 SH   SOLE   5,366 0 0
AMERICAN TOWER CORP COM 029912201 275 5,305 SH   SOLE   5,305 0 0
BIOGEN IDEC INC COM COM 09062X103 237 3,226 SH   SOLE   3,226 0 0
SALESFORCE.COM INC COM 79466L302 201 1,505 SH   SOLE   1,505 0 0
REGIONS FINL CORP NEW COM 7591EP100 122 16,779 SH   SOLE   16,779 0 0
GOOGLE INC COM COM 38259P508 1,893 3,226 SH   SOLE   3,226 0 0
TWENTY-FIRST CENTURY FOX INC. CL A COM 90130A101 533 30,304 SH   SOLE   30,304 0 0
WELLPOINT INC COM 94973V107 348 4,981 SH   SOLE   4,981 0 0
PUBLIC STORAGE INC (COM) COM 74460D109 204 1,835 SH   SOLE   1,835 0 0
AMERIPRISE FINANCIAL INC (COM) COM 03076C106 210 3,438 SH   SOLE   3,438 0 0
CBS CORP (COM) COM 124857202 227 9,074 SH   SOLE   9,074 0 0
VIACOM INC CL-B COM COM 92553P201 375 8,057 SH   SOLE   8,057 0 0
DUKE ENERGY CORP COM COM 26441C204 312 17,195 SH   SOLE   17,195 0 0
BLACKROCK INC (COM) COM 09247X101 245 1,217 SH   SOLE   1,217 0 0
LEVEL 3 COMMUNICATIONS INC (COM) COM 52729N308 33 22,460 SH   SOLE   22,460 0 0
HESS CORP (COM) COM 42809H107 339 3,981 SH   SOLE   3,981 0 0
MASTERCARD INC (COM) COM 57636Q104 322 1,280 SH   SOLE   1,280 0 0
SPECTRA ENERGY CORP COM COM 847560109 235 8,636 SH   SOLE   8,636 0 0
DELTA AIR LINES INC COM COM 247361702 108 11,070 SH   SOLE   11,070 0 0
BANK OF NEW YORK MELLON CORP COM COM 064058100 475 15,918 SH   SOLE   15,918 0 0
TYCO INTERNATIONAL LTD NEW F COM H89128104 284 6,334 SH   SOLE   6,334 0 0
COVIDIEN PLC F COM G2554F113 342 6,593 SH   SOLE   6,593 0 0
CME GROUP COM 12572Q105 263 871 SH   SOLE   871 0 0
VISA INC CL A COM COM 92826C839 455 6,174 SH   SOLE   6,174 0 0
HCP INC COM 40414L109 202 5,324 SH   SOLE   5,324 0 0
PHILIP MORRIS INTERNATIONAL COM COM 718172109 1,612 24,557 SH   SOLE   24,557 0 0
FIRST HORIZON NATIONAL CORP FRACTIONAL COM DCA517101 0 18,320 SH   SOLE   18,320 0 0
TIME WARNER CABLE INC COM COM 88732J207 331 4,636 SH   SOLE   4,636 0 0
TIME WARNER INC COM COM 887317303 540 15,113 SH   SOLE   15,113 0 0
CHIMERA INVESTMENT CORP COM COM 16934Q109 53 13,369 SH   SOLE   13,369 0 0
MERCK CO INC COM COM 58933Y105 1,363 41,305 SH   SOLE   41,305 0 0
DIRECTV COM COM 25490A101 479 10,245 SH   SOLE   10,245 0 0
BERKSHIRE HATHAWAY INC CL-B COM COM 084670702 1,918 22,934 SH   SOLE   22,934 0 0
ISHARES RUSSELL 3000 COM 464287689 7,800 98,404 SH   SOLE   98,404 0 0