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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 BQIlqSv9O5ZA8atvFOrIf6tkgZkaQahweVrE+Qz4Je6oJHGwnoLk+pRVWYzgBlzw
 TO+jlSywIGpIyZ6d7nQOJg==

<SEC-DOCUMENT>0001047469-05-000244.txt : 20050106
<SEC-HEADER>0001047469-05-000244.hdr.sgml : 20050106
<ACCEPTANCE-DATETIME>20050106135128
ACCESSION NUMBER:		0001047469-05-000244
CONFORMED SUBMISSION TYPE:	497
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20050106
DATE AS OF CHANGE:		20050106
EFFECTIVENESS DATE:		20050106

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JP MORGAN MUTUAL FUND TRUST
		CENTRAL INDEX KEY:			0000919034
		IRS NUMBER:				161408763
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0831

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-75250
		FILM NUMBER:		05515224

	BUSINESS ADDRESS:	
		STREET 1:		C/O J.P. MORGAN FUND DISTRIBUTORS, INC.
		STREET 2:		522 FIFTH AVENUE, 11TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-837-1968

	MAIL ADDRESS:	
		STREET 1:		C/O J.P. MORGAN FUND DISTRIBUTORS, INC.
		STREET 2:		522 FIFTH AVENUE, 11TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MUTUAL FUND TRUST
		DATE OF NAME CHANGE:	19940215
</SEC-HEADER>
<DOCUMENT>
<TYPE>497
<SEQUENCE>1
<FILENAME>a2149581z497.txt
<DESCRIPTION>497
<TEXT>
<Page>

                          JPMORGAN MONEY MARKET FUNDS

                       JPMORGAN PRIME MONEY MARKET FUND
                    JPMORGAN LIQUID ASSETS MONEY MARKET FUND
                   JPMORGAN U.S. GOVERNMENT MONEY MARKET FUND
                    JPMORGAN TREASURY PLUS MONEY MARKET FUND
                       JPMORGAN FEDERAL MONEY MARKET FUND
           JPMORGAN 100% U.S. TREASURY SECURITIES MONEY MARKET FUND
                       JPMORGAN TAX FREE MONEY MARKET FUND
                 JPMORGAN CALIFORNIA TAX FREE MONEY MARKET FUND
                  JPMORGAN NEW YORK TAX FREE MONEY MARKET FUND
                    (EACH A "FUND," COLLECTIVELY, THE "FUNDS")

                               ALL SHARE CLASSES

                        SUPPLEMENT DATED JANUARY 6, 2005
                  TO THE PROSPECTUSES DATED DECEMBER 29, 2004

     The information relating to when the Funds are open for business in the
section, "How Your Accounts Works - Buying Fund Shares," is hereby deleted
and replaced with the following:

     Shares are available on any business day that the Federal Reserve Bank
     of New York and the New York Stock Exchange (NYSE) are open, except the
     following holidays:  New Year's Day, Martin Luther King, Jr. Day,
     Presidents' Day, Good Friday, Memorial Day, Independence Day, Labor Day,
     Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day.


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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