Exhibit 99.(m)

                                 (NAME OF TRUST)

                                DISTRIBUTION PLAN

          SECTION 1. This Distribution Plan (the "Plan") is adopted with respect
to one or more series of (Name of Trust), a Massachusetts business trust (the
"Trust") as listed in Schedule A (a "Fund"), pursuant to Rule 12b-1 under the
Investment Company Act of 1940 (the "1940 Act") and relates to the classes of
shares (the "Shares") specified in Schedule A.

          SECTION 2. Each Fund may incur with respect to a class of shares,
expenses at an annual rate as listed under the column "Distribution Fee" on
Schedule A hereto, subject to any applicable limitations imposed from time to
time by applicable rules of the National Association of Securities Dealers, Inc.
(the "NASD").

          SECTION 3. Amounts set forth under the column "Distribution Fee" on
Schedule A hereto may be used to finance any activity which is primarily
intended to result in the sale of the Shares, including, but not limited to, (i)
the development, formulation and implementation of marketing and promotional
activities, including direct mail promotions and television, radio, magazine,
newspaper, electronic and media advertising; (ii) the preparation, printing and
distribution of prospectuses and statements of additional information (and
supplements thereto) and reports (other than prospectuses and statements of
additional information (and supplements thereto) or reports used for regulatory
purposes or for distribution to existing shareholders); (iii) the preparation,
printing and distribution of sales literature; (iv) expenditures for sales or
distribution support services such as for telephone facilities and in-house
telemarketing; (v) preparation of information, analyses and opinions with
respect to marketing and promotional activities; (vi) commissions, incentive
compensation, finders fees or other compensation to, and expenses of employees
of each fund's distributor (the "Distributor"), brokers, dealers and other
financial institutions attributable to distribution or sales support activities,
as applicable, including interest expenses and other costs associated with
financing of such commissions, compensation and expenses; (vii) travel,
equipment, printing, delivery and mailing costs, overhead and other office
expenses of the Distributor attributable to distribution or sales support
activities, as applicable; (viii) the costs of administering this Plan; (ix)
expenses of organizing and conducting sales seminars; and (x) any other costs
and expenses relating to distribution or sales support activities. To the extent
that amounts paid hereunder are not used specifically to reimburse the
Distributor for any such expense, such amounts may be treated as compensation
for the Distributor's distribution-related services. All amounts expended
pursuant to the Plan shall be paid to the Distributor and are the legal
obligation of the applicable Fund and not of the Distributor.



          SECTION 4. This Plan shall not take effect until it has been approved,
together with any related agreements, by votes of the majority of both (a) the
Board of Trustees of the Trust with respect to each Fund and (b) those trustees
of the Trust who are not "interested persons" of each Fund (as defined in the
1940 Act) and have no direct or indirect financial interest in the operation of
this Plan or any agreements related to it (the "Non-interested Trustees"), cast
in person at a meeting called for the purpose of voting on this Plan or such
agreements.

          SECTION 5. Unless sooner terminated pursuant to Section 7, this Plan
shall continue in effect for a period of one year from the date it takes effect
and thereafter shall continue in effect so long as such continuance is
specifically approved at least annually in the manner provided in Section 4.

          SECTION 6. The distributor shall provide to the Board of Trustees and
the Board of Trustees shall review, at least quarterly, a written report of the
amounts so expended and the purposes for which such expenditures were made.

          SECTION 7. This Plan may be terminated at any time with respect to any
class of Shares of any Fund by vote of a majority of the Non-interested
Trustees, or by vote of a majority of the outstanding voting securities of the
Shares.

          SECTION 8. Any agreement related to this Plan shall be made in
writing, and shall provide:

                (a)  that such agreement may be terminated at any time,
     without payment of any penalty, by vote of a majority of the Non-interested
     Trustees or by a vote of the outstanding voting securities of any Fund
     attributable to the Shares, on not more than sixty (60) days' written
     notice to any other party to the agreement; and

                (b)  that such agreement  shall  terminate  automatically  in
     the event of its assignment (as defined in the 1940 Act).

          SECTION 9. This Plan may not be amended with respect to any class of
Shares of any Fund to increase materially the amount of distribution expenses
provided for in the column "Distribution Fee" on Schedule A hereto unless such
amendment is approved by a vote of at least a "majority of the outstanding
securities" (as defined in the 1940 Act) of the Shares, and no material
amendment to the Plan shall be made unless approved in the manner provided for
in Section 4 hereof.

Adopted:



                                   SCHEDULE A



                                                                          DISTRIBUTION FEE
                                                                          (annual rate  expressed as a percentage  of
                                                       CLASS OF           the average  daily net assets of each class of
FUND                                                   SHARES             Shares)
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