-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 UTu4OymOlW+vqeVGouKxBqYHijhTxY1pvZywpvZbrXdoyDpD4NGkbGTAIZao/Rwu
 EIRFfsEWKg9uXsZI3k49Mg==

<SEC-DOCUMENT>0001047469-02-005350.txt : 20021202
<SEC-HEADER>0001047469-02-005350.hdr.sgml : 20021202
<ACCEPTANCE-DATETIME>20021202163558
ACCESSION NUMBER:		0001047469-02-005350
CONFORMED SUBMISSION TYPE:	497
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20021202
EFFECTIVENESS DATE:		20021202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MUTUAL FUND TRUST
		CENTRAL INDEX KEY:			0000919034
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0831

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-75250
		FILM NUMBER:		02846158

	BUSINESS ADDRESS:	
		STREET 1:		1 CHASE MANHATTAN PLAZA
		STREET 2:		3RD FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10081

	MAIL ADDRESS:	
		STREET 1:		ONE CHASE SQUARE 7TH FLOOR
		CITY:			ROCHESTER
		STATE:			NY
		ZIP:			14643
</SEC-HEADER>
<DOCUMENT>
<TYPE>497
<SEQUENCE>1
<FILENAME>a2095269z497.txt
<DESCRIPTION>497
<TEXT>
<Page>
                          JPMORGAN MONEY MARKET FUNDS

            JPMORGAN 100% U.S. TREASURY SECURITIES MONEY MARKET FUND
                               ALL SHARE CLASSES

                       SUPPLEMENT DATED DECEMBER 2, 2002
                  TO THE PROSPECTUSES DATED DECEMBER 21, 2001

    In the table, under the heading BUYING FUND SHARES, the Fund's normal
cut-off time will move from Noon to 2:00 P.M. Eastern Time, effective
December 2, 2002.

                                                                   SUP-USTS-1202

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----