CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                    AS ADOPTED PURSUANT TO SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2002


In connection with the Semi-Annual Report for Schwab Annuity Portfolios
("issuer") on Form N-CSR for the period ended June 30, 2006 ("periodic report"),
each of the undersigned, being the Chief Executive Officer and Principal
Financial Officer, hereby certifies, pursuant to 18 U.S.C. section 1350, as
adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that to the
best of my knowledge:

(1) The periodic report fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the periodic report fairly presents, in all
material respects, the financial condition and results of operations of the
issuer for the period presented therein.

/s/ Evelyn Dilsaver                 Date:  August 16, 2006
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Evelyn Dilsaver
President and Chief Executive
Officer

/s/ George Pereira                  Date:    August 16, 2006
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George Pereira
Treasurer and Principal Financial
Officer

This certification is being furnished to the Securities and Exchange Commission
solely pursuant to 18 U.S.C. section 1350 and is not being filed as part of the
Form N-CSR with the Commission.