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ASSET ACCUMULATOR
ASSET PORTFOLIO MANAGER
CORPORATE BENEFITS
STRATEGIC INVESTOR

FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICIES
issued by
Security Life of Denver Insurance Company
and its
Security Life Separate Account L1

Supplement Dated May 16, 2013

This supplement provides up-to-date information about the company and updates and amends your current
prospectus and Statement of Additional Information and subsequent supplements thereto. Please read it carefully
and keep it with your prospectus and Statement of Additional Information for future reference.
______________________________________________________________________________________

IMPORTANT INFORMATION ABOUT THE COMPANY

Information about the Security Life of Denver Insurance Company found in your prospectus and Statement of Additional Information is deleted and replaced with the following:

We are a stock life insurance company organized in 1929 and incorporated under the laws of the State of Colorado. We are admitted to do business in the District of Columbia and all states except New York. Our headquarters is at 8055 East Tufts Avenue, Suite 650, Denver, Colorado 80237.

Until May 7, 2013, we were a wholly owned indirect subsidiary of ING Groep N.V. (“ING”), a global financial institution active in the fields of insurance, banking and asset management. ING is headquartered in Amsterdam, The Netherlands. The obligations under the policy are solely the responsibility of Security Life of Denver Insurance Company.

Pursuant to an agreement with the European Commission (“EC”), ING has agreed to divest itself of ING U.S., Inc. and its subsidiaries, including the company (collectively “ING U.S.”), which constitutes ING’s U.S.-based retirement, investment management and insurance operations. To effect this divestment, on May 7, 2013, ING completed an initial public offering (“IPO”) of the common stock of ING U.S. While ING is currently the majority shareholder of the common stock of ING U.S., pursuant to the agreement with the EC mentioned above ING is required to divest itself of at least 25 percent of ING U.S. by the end of 2013, more than 50 percent by the end of 2014 and 100 percent by the end of 2016.

IMPORTANT INFORMATION ABOUT THE FUNDS AVAILABLE
THROUGH THE POLICIES

The following chart lists the funds that are, effective May 1, 2013, available through the policies, along with each fund’s investment adviser/subadviser and investment objective. More detailed information about these funds can be found in the current prospectus and Statement of Additional Information for each fund. If you received a summary prospectus for any of the funds available through your policy, you may obtain a full prospectus and other fund information free of charge by either accessing the internet address, calling the telephone number or sending an email request to the email address shown on the front of the fund’s summary prospectus.

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There is no assurance that the stated investment objectives of any of the funds will be achieved. Shares of the funds will rise and fall in value and you could lose money by allocating policy value to the subaccounts that invest in the funds. Shares of the funds are not bank deposits and are not guaranteed, endorsed or insured by any financial institution, the Federal Deposit Insurance Corporation (“FDIC”) or any other government agency. Except as noted, all funds are diversified, as defined under the 1940 Act.

  Investment Adviser/  
Fund Name Subadviser Investment Objective
American Funds® – Growth Fund Investment Adviser: Seeks growth of capital by investing
(Class 2) Capital Research and Management primarily in common stocks and
  CompanySM seeks to invest in companies that
    appear to offer superior
    opportunities for growth of capital.
American Funds® – Growth- Investment Adviser: Seeks capital growth over time and
Income Fund (Class 2) Capital Research and Management income by investing primarily in
  CompanySM common stocks or other securities
    that demonstrate the potential for
    appreciation and/or dividends.
American Funds® – International Investment Adviser: Seeks growth of capital over time
Fund (Class 2) Capital Research and Management by investing primarily in common
  CompanySM stocks of companies located outside
    the United States.
BlackRock Global Allocation V.I. Investment Adviser: Seeks high total investment return.
Fund (Class III) BlackRock Advisors, LLC  
  Subadvisers:  
BlackRock Investment Management,
  LLC; BlackRock International  
  Limited  
Fidelity® VIP Contrafund® Investment Adviser: Seeks long-term capital
Portfolio (Service Class) Fidelity Management & Research appreciation.
  Company (“FMR”)  
  Subadvisers:  
FMR Co., Inc. (“FMRC”) and other
  investment advisers  
Fidelity® VIP Equity-Income Investment Adviser: Seeks reasonable income. Also
Portfolio (Service Class) FMR considers the potential for capital
  Subadvisers: appreciation. Seeks to achieve a
  FMRC and other investment yield which exceeds the composite
  advisers yield on the securities comprising
    the S&P 500® Index.
ING BlackRock Health Sciences Investment Adviser: Seeks long-term capital growth.
Opportunities Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  BlackRock Advisors, LLC  
ING BlackRock Large Cap Investment Adviser: Seeks long-term growth of capital.
Growth Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  BlackRock Investment  
  Management, LLC  
ING Clarion Global Real Estate Investment Adviser: Seeks high total return, consisting of
Portfolio (Class S) ING Investments, LLC capital appreciation and current
  Subadviser: income.
  CBRE Clarion Securities LLC  

 

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  Investment Adviser/  
Fund Name Subadviser Investment Objective
ING DFA World Equity Portfolio Investment Adviser: Seeks long-term capital
(Class I) 1 Directed Services LLC appreciation.
  Subadviser:  
  Dimensional Fund Advisors LP  
ING FMRSM Diversified Mid Cap Investment Adviser: Seeks long-term growth of capital.
Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  FMR  
ING Franklin Templeton Investment Adviser: Seeks capital appreciation and
Founding Strategy Portfolio Directed Services LLC secondarily, income.
(Class I) 1 Subadviser:  
  Franklin Mutual Advisers, LLC  
ING Global Perspectives Portfolio Investment Adviser: Seeks total return.
(Class I) 1 ING Investments, LLC  
  Subadviser:  
 . ING Investment Management Co.
LLC		  
ING Global Resources Portfolio Investment Adviser: A non-diversified portfolio that
(Class I) Directed Services LLC seeks long-term capital
  Subadviser: appreciation.
 

ING Investment Management Co
LLC

  
ING Invesco Growth and Income Investment Adviser: Seeks long-term growth of capital
Portfolio (Class S) 2 Directed Services LLC and income.
  Subadviser:  
  Invesco Advisers, Inc.  
ING JPMorgan Emerging Investment Adviser: Seeks capital appreciation.
Markets Equity Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  J.P. Morgan Investment  
  Management Inc.  
ING JPMorgan Small Cap Core Investment Adviser: Seeks capital growth over the long
Equity Portfolio (Class I) Directed Services LLC term.
  Subadviser:  
  J.P. Morgan Investment  
  Management Inc.  
ING Large Cap Growth Portfolio Investment Adviser: Seeks long-term capital growth.
(Class I) Directed Services LLC  
  Subadviser:  
  ING Investment Management Co.
LLC		  
ING Large Cap Value Portfolio Investment Adviser: Seeks long-term growth of capital
(Class I) Directed Services LLC and current income.
  Subadviser:  
  ING Investment Management Co.
LLC		  

 

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  Investment Adviser/  
Fund Name Subadviser Investment Objective
ING Limited Maturity Bond Investment Adviser: Seeks highest current income
Portfolio (Class S) Directed Services LLC consistent with low risk to principal
  Subadviser: and liquidity and secondarily, seeks
  ING Investment Management Co. to enhance its total return through
  LLC capital appreciation when market
    factors, such as falling interest rates
    and rising bond prices, indicate that
    capital appreciation may be
    available without significant risk to
    principal.
ING Liquid Assets Portfolio Investment Adviser: Seeks high level of current income
(Class S) Directed Services LLC consistent with the preservation of
  Subadviser: capital and liquidity.
  ING Investment Management Co.  
  LLC  
ING MFS Total Return Portfolio Investment Adviser: Seeks above-average income
(Class I) Directed Services LLC (compared to a portfolio entirely
  Subadviser: invested in equity securities)
  Massachusetts Financial Services consistent with the prudent
  Company employment of capital and
    secondarily, seeks reasonable
    opportunity for growth of capital
    and income.
ING MFS Utilities Portfolio Investment Adviser: Seeks total return.
(Class S) Directed Services LLC  
  Subadviser:  
  Massachusetts Financial Services  
  Company  
ING Marsico Growth Portfolio Investment Adviser: Seeks capital appreciation.
(Class I) Directed Services LLC  
  Subadviser:  
Marsico Capital Management, LLC
ING Multi-Manager Large Cap Investment Adviser: Seeks reasonable income and capital
Core Portfolio (Class I) 3 Directed Services LLC growth.
  Subadvisers:  
  Columbia Management Investment
Advisers, LLC and The London		  
  Company of Virginia d/b/a The  
  London Company  
ING PIMCO Total Return Bond Investment Adviser: Seeks maximum total return,
Portfolio (Class I) Directed Services LLC consistent with preservation of
  Subadviser: capital and prudent investment
  Pacific Investment Management management.
  Company LLC  
ING Pioneer Mid Cap Value Investment Adviser: Seeks capital appreciation.
Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  Pioneer Investment Management,  
  Inc.  

 

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  Investment Adviser/  
Fund Name Subadviser Investment Objective
ING Retirement Growth Portfolio Investment Adviser: Seeks a high level of total return
(Class I) 1 Directed Services LLC (consisting of capital appreciation
  Subadviser: and income) consistent with a level
  ING Investment Management Co. of risk that can be expected to be
  LLC greater than that of the ING
    Retirement Moderate Growth
    Portfolio.
ING Retirement Moderate Investment Adviser: Seeks a high level of total return
Growth Portfolio (Class I) 1 Directed Services LLC (consisting of capital appreciation
  Subadviser: and income) consistent with a level
  ING Investment Management Co. of risk that can be expected to be
  LLC greater than that of ING Retirement
    Moderate Portfolio but less than that
    of ING Retirement Growth
    Portfolio.
ING Retirement Moderate Investment Adviser: Seeks a high level of total return
Portfolio (Class I) 1 Directed Services LLC (consisting of capital appreciation
  Subadviser: and income) consistent with a level
  ING Investment Management Co. of risk that can be expected to be
  LLC greater than that of ING Retirement
    Conservative Portfolio but less than
    that of ING Retirement Moderate
    Growth Portfolio.
ING T. Rowe Price Capital Investment Adviser: Seeks, over the long-term, a high
Appreciation Portfolio (Class I) Directed Services LLC total investment return, consistent
  Subadviser: with the preservation of capital and
  T. Rowe Price Associates, Inc. with prudent investment risk.
ING T. Rowe Price Equity Income Investment Adviser: Seeks substantial dividend income
Portfolio (Class I) Directed Services LLC as well as long-term growth of
  Subadviser: capital.
  T. Rowe Price Associates, Inc.  
ING T. Rowe Price International Investment Adviser: Seeks long-term growth of capital.
Stock Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  T. Rowe Price Associates, Inc.  
ING U.S. Stock Index Portfolio Investment Adviser: Seeks total return.
(Class I) Directed Services LLC  
  Subadviser:  
  ING Investment Management Co.  
  LLC  
ING Baron Growth Portfolio Investment Adviser: Seeks capital appreciation.
(Class I) Directed Services LLC  
  Subadviser:  
  BAMCO, Inc.  
ING Columbia Small Cap Value Investment Adviser: Seeks long-term growth of capital.
II Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  Columbia Management Investment
Advisers, LLC		  
ING Global Bond Portfolio Investment Adviser: Seeks to maximize total return
(Class S) Directed Services LLC through a combination of current
  Subadviser: income and capital appreciation.
  ING Investment Management Co.  
  LLC  

 

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  Investment Adviser/  
Fund Name Subadviser Investment Objective
ING Invesco Comstock Portfolio Investment Adviser: Seeks capital growth and income.
(Class I) 4 Directed Services LLC  
  Subadviser:  
  Invesco Advisers, Inc.  
ING Invesco Equity and Income Investment Adviser: Seeks total return, consisting of
Portfolio (Class I) 5 Directed Services LLC long-term capital appreciation and
  Subadviser: current income.
  Invesco Advisers, Inc.  
ING JPMorgan Mid Cap Value Investment Adviser: Seeks growth from capital
Portfolio (Class I) Directed Services LLC appreciation.
  Subadviser:  
  J. P. Morgan Investment  
  Management Inc.  
ING Oppenheimer Global Investment Adviser: Seeks capital appreciation.
Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  OppenheimerFunds, Inc.  
ING Pioneer High Yield Portfolio Investment Adviser: Seeks to maximize total return
(Class I) Directed Services LLC through income and capital
  Subadviser: appreciation.
  Pioneer Investment Management,  
  Inc.  
ING T. Rowe Price Diversified Investment Adviser: Seeks long-term capital
Mid Cap Growth Portfolio Directed Services LLC appreciation.
(Class I) Subadviser:  
  T. Rowe Price Associates, Inc.  
ING Templeton Foreign Equity Investment Adviser: Seeks long-term capital growth.
Portfolio (Class I) Directed Services LLC  
  Subadviser:  
  Templeton Investment Counsel,  
  LLC  
ING Balanced Portfolio (Class I) Investment Adviser: Seeks total return consisting of
  ING Investments, LLC capital appreciation (both realized
  Subadviser: and unrealized) and current income;
  ING Investment Management Co. the secondary investment objective
  LLC is long-term capital appreciation.
ING Intermediate Bond Portfolio Investment Adviser: Seeks to maximize total return
(Class I) ING Investments, LLC consistent with reasonable risk. The
  Subadviser: portfolio seeks its objective through
  ING Investment Management Co. investments in a diversified
  LLC portfolio consisting primarily of
    debt securities. It is anticipated that
    capital appreciation and investment
    income will both be major factors in
    achieving total return.
ING Growth and Income Investment Adviser: Seeks to maximize total return
Portfolio (Class I) ING Investments, LLC through investments in a diversified
  Subadviser: portfolio of common stocks and
  ING Investment Management Co. securities convertible into common
  LLC stocks. It is anticipated that capital
    appreciation and investment income
    will both be major factors in
    achieving total return.

 

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  Investment Adviser/  
Fund Name Subadviser Investment Objective
ING Index Plus LargeCap Investment Adviser: Seeks to outperform the total return
Portfolio (Class I) ING Investments, LLC performance of the S&P 500 Index,
  Subadviser: while maintaining a market level of
  ING Investment Management Co. risk.
  LLC  
ING Index Plus MidCap Portfolio Investment Adviser: Seeks to outperform the total return
(Class I) ING Investments, LLC performance of the Standard and
  Subadviser: Poor’s MidCap 400 Index, while
  ING Investment Management Co. maintaining a market level of risk.
  LLC  
ING Index Plus SmallCap Investment Adviser: Seeks to outperform the total return
Portfolio (Class I) ING Investments, LLC performance of the Standard and
  Subadviser: Poor’s SmallCap 600 Index, while
  ING Investment Management Co. maintaining a market level of risk.
  LLC  
ING International Index Portfolio Investment Adviser: Seeks investment results (before
(Class S) ING Investments, LLC fees and expenses) that correspond
  Subadviser: to the total return (which includes
  ING Investment Management Co. capital appreciation and income) of
  LLC a widely accepted international
    index.
ING RussellTM Large Cap Growth Investment Adviser: Seeks investment results (before
Index Portfolio (Class I) ING Investments, LLC fees and expenses) that correspond
  Subadviser: to the total return (which includes
  ING Investment Management Co. capital appreciation and income) of
  LLC the Russell Top 200® Growth Index.
ING RussellTM Large Cap Index Investment Adviser: Seeks investment results (before
Portfolio (Class I) ING Investments, LLC fees and expenses) that correspond
  Subadviser: to the total return (which includes
  ING Investment Management Co. capital appreciation and income) of
  LLC the Russell Top 200® Index.
ING RussellTM Large Cap Value Investment Adviser: Seeks investment results (before
Index Portfolio (Class I) ING Investments, LLC fees and expenses) that correspond
  Subadviser: to the total return (which includes
  ING Investment Management Co. capital appreciation and income) of
  LLC the Russell Top 200® Value Index.
ING RussellTM Mid Cap Growth Investment Adviser: Seeks investment results (before
Index Portfolio (Class I) ING Investments, LLC fees and expenses) that correspond
  Subadviser: to the total return (which includes
  ING Investment Management Co. capital appreciation and income) of
  LLC the Russell Midcap® Growth Index.
ING RussellTM Small Cap Index Investment Adviser: Seeks investment results (before
Portfolio (Class I) ING Investments, LLC fees and expenses) that correspond
  Subadviser: to the total return (which includes
  ING Investment Management Co. capital appreciation and income) of
  LLC the Russell 2000® Index.
ING Small Company Portfolio Investment Adviser: Seeks growth of capital primarily
(Class S) ING Investments, LLC through investment in a diversified
  Subadviser: portfolio of common stocks of
  ING Investment Management Co. companies with smaller market
  LLC capitalizations.

 

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  Investment Adviser/  
Fund Name Subadviser Investment Objective
ING U.S. Bond Index Portfolio Investment Adviser: Seeks investment results (before
(Class I) ING Investments, LLC fees and expenses) that correspond
  Subadviser: to the total return (which includes
  ING Investment Management Co. capital appreciation and income) of
  LLC the Barclays Capital U.S. Aggregate
    Bond Index.
ING SmallCap Opportunities Investment Adviser: Seeks long-term capital
Portfolio (Class I) ING Investments, LLC appreciation.
  Subadviser:  
ING Investment Management Co.
  LLC  
M Capital Appreciation Fund 6 Investment Adviser: Seeks to provide maximum capital
  M Financial Investment Advisers, appreciation.
  Inc. (“MFIA”)  
  Subadviser:  
  Frontier Capital Management  
  Company, LLC  
M International Equity Fund 6 Investment Adviser: Seeks to provide long-term capital
  MFIA appreciation.
  Subadviser:  
  Northern Cross, LLC  
M Large Cap Growth Fund 6 Investment Adviser: Seeks to provide long-term capital
  MFIA appreciation.
  Subadviser:  
  DSM Capital Partners LLC  
M Large Cap Value Fund 6,7 Investment Adviser: Seeks to provide long-term capital
  MFIA appreciation.
  Subadviser:  
  AJO, L.P.  
Neuberger Berman AMT Socially Investment Adviser: Seeks long-term growth of capital
Responsive Portfolio® (Class I) Neuberger Berman Management by investing primarily in securities
  LLC of companies that meet the
  Subadviser: portfolio’s financial criteria and
  Neuberger Berman LLC social policy.

 

1     

This fund is structured as a “fund of funds.” A fund structured as a “fund of funds” may have higher fees and expenses than a fund that invests directly in debt and equity securities because it also incurs the fees and expenses of the underlying funds in which it invests. Please refer to the fund prospectus for information about the aggregate annual operating expenses of the fund and its corresponding underlying fund or funds.

2     

Prior to May 1, 2013, this fund was known as the ING Invesco Van Kampen Growth and Income Portfolio.

3     

Prior to May 1, 2013, this fund was known as the ING Pioneer Fund Portfolio.

4     

Prior to May 1, 2013, this fund was known as the ING Invesco Van Kampen Comstock Portfolio.

5     

Prior to May 1, 2013, this fund was known as the ING Invesco Van Kampen Equity and Income Portfolio.

6     

The M Funds are only available through broker/dealers associated with the M Financial Group.

7     

Prior to May 1, 2013, this fund was known as the M Business Opportunity Value Fund.

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IMPORTANT INFORMATION ABOUT FUNDS
CLOSED TO NEW INVESTMENT

The subaccounts that invest in the following funds have been closed to new investment:

  Investment Adviser/  
Fund Name Subadviser Investment Objective
Fidelity® VIP Investment Grade Investment Adviser: Seeks as high a level of current
Bond Portfolio (Initial Class) FMR income as is consistent with the
  Subadviser: preservation of capital.
  Fidelity Investments Money  
  Management, Inc. and other  
  investment advisers  
ING American Century Small- Investment Adviser: Seeks long-term capital growth;
Mid Cap Value Portfolio (Class I) Directed Services LLC income is a secondary objective.
  Subadviser:  
  American Century Investment  
  Management, Inc.  
ING DFA Global Allocation Investment Adviser: Seeks high level of total return,
Portfolio (Class I) 1 Directed Services LLC consisting of capital appreciation
  Subadviser: and income.
  Dimensional Fund Advisors LP  
ING International Value Portfolio Investment Adviser: Seeks long-term capital
(Class I) ING Investments, LLC appreciation.
  Subadviser:  
ING Investment Management Co.
  LLC  
ING MidCap Opportunities Investment Adviser: Seeks long-term capital
Portfolio (Class I) ING Investments, LLC appreciation.
  Subadviser:  
  ING Investment Management Co.
LLC		  
ING PIMCO Total Return Investment Adviser: Seeks maximum total return,
Portfolio (Class I) Directed Services LLC consistent with capital preservation
  Subadviser: and prudent investment
  PIMCO management.
ING Strategic Allocation Investment Adviser: Seeks to provide total return (i.e.,
Conservative Portfolio ING Investments, LLC income and capital growth, both
(Class I) 1 Subadviser: realized and unrealized) consistent
  ING Investment Management Co. with preservation of capital.
  LLC  
ING Strategic Allocation Growth Investment Adviser: Seeks to provide capital
Portfolio (Class I) 1 ING Investments, LLC appreciation.
  Subadviser:  
  ING Investment Management Co.
LLC		  
ING Strategic Allocation Investment Adviser: Seeks to provide total return (i.e.,
Moderate Portfolio (Class I) 1 ING Investments, LLC income and capital appreciation,
  Subadviser: both realized and unrealized).
  ING Investment Management Co.
LLC		  
Invesco V.I. Core Equity Fund Investment Adviser: Seeks long-term growth of capital.
(Series 1) Invesco Advisers, Inc.  

 

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  Investment Adviser/  
Fund Name Subadviser Investment Objective
Van Eck VIP Global Hard Assets Investment Adviser: Seeks long-term capital
Fund 2 Van Eck Associates Corporation appreciation by investing in
    common stocks of gold-mining
    companies. The Fund may take
    current income into consideration
    when choosing investments.

 

Policy owners who have policy value allocated to one or more of the subaccounts that correspond to these funds may leave their policy value in those subaccounts, but future allocations and transfers into those subaccounts are prohibited. If your most recent premium allocation instructions includes a subaccount that corresponds to one of these funds, premium received that would have been allocated to a subaccount corresponding to one of these funds may be automatically allocated among the other available subaccounts according to your most recent premium allocation instructions. If your most recent allocation instructions do not include any available funds, you must provide us with alternative allocation instructions or the premium payment will be returned to you. You may give us alternative allocation instructions by contacting our ING Customer Service Center at P.O. Box 5065, Minot, ND 58702-5065, 1-877-253-5050 or www.ingservicecenter.com. See the Transfers section of your policy prospectus for information about making fund allocation changes.

Your failure to provide us with alternative allocation instructions before we return your premium payment(s) may result in your policy entering the 61 day grace period and/or your policy lapsing without value. See the Lapse section of your policy prospectus for more information about how to keep your policy from lapsing. See also the Reinstatement section of your policy prospectus for information about how to put your policy back in force if it has lapsed.

1     

This fund is structured as a “fund of funds.” A fund structured as a “fund of funds” may have higher fees and expenses than a fund that invests directly in debt and equity securities because it also incurs the fees and expenses of the underlying funds in which it invests. Please refer to the fund prospectus for information about the aggregate annual operating expenses of the fund and its corresponding underlying fund or funds.

2     

The Van Eck VIP Global Hard Assets Fund was never offered as an investment option in the Corporate Benefits product.

IMPORTANT INFORMATION ABOUT THE COMPANY’S INTEREST BEARING RETAINED ASSET ACCOUNT

Subject to the conditions and requirements of state law, full payment of your surrender value or death benefit proceeds (“Proceeds”) to a beneficiary may be made either into an interest bearing retained asset account that is backed by our general account or by check. For additional information about the payment options available to you, please refer to your claim forms or contact our ING Customer Service Center at P.O. Box 5065, Minot, ND 58702-5065, 1-877-253-5050 or www.ingservicecenter.com. Beneficiaries should carefully review all settlement and payment options available under the policy and are encouraged to consult with a financial professional or tax adviser before choosing a settlement or payment option.

The retained asset account, known as the ING Personal Transition Account, is an interest bearing account backed by our general account. The retained asset account is not guaranteed by the FDIC. Beneficiaries that receive their payment through the retained asset account may access the entire Proceeds in the account at any time without penalty through a draftbook feature. The company seeks to earn a profit on the account, and interest credited on the account may vary from time to time but will not be less than the minimum rate stated in the supplemental contract delivered to the beneficiary together with the paperwork to make a claim to the Proceeds. Interest earned on the Proceeds in the account may be less than could be earned if the Proceeds were invested outside of the account. Likewise, interest credited on the Proceeds in the account may be less than under other settlement or payment options available through the policy.

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MORE INFORMATION IS AVAILABLE

More information about the funds available through your policy, including information about the risks associated with investing in them, can be found in the current prospectus and Statement of Additional Information for each fund. You may obtain these documents by contacting us at our:

ING Customer Service Center
P.O. Box 5065
Minot, ND 58702-5065
1-877-253-5050

If you received a summary prospectus for any of the funds available through your policy, you may obtain a full prospectus and other fund information free of charge by either accessing the internet address, calling the telephone number or sending an email request to the email address shown on the front of the fund’s summary prospectus.

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