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ESTATE DESIGNER
FIRSTLINE
FIRSTLINE II
STRATEGIC ADVANTAGE
STRATEGIC ADVANTAGE II
VARIABLE SURVIVORSHIP

FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICIES
issued by
Security Life of Denver Insurance Company
and its
Security Life Separate Account L1

Supplement Effective as of May 1, 2009

This supplement updates certain information contained in your current variable life insurance prospectus
and supplements thereto. Please read it carefully and keep it with your prospectus for future reference.
__________________________________________________________________________

IMPORTANT INFORMATION REGARDING
FUND NAME CHANGES

Effective May 1, 2009, certain of the funds available through the Security Life Separate Account L1 will change their names as follows:

Former Fund Name  Current Fund Name 

ING Columbia Small Cap Value II Portfolio  ING Columbia Small Cap Value Portfolio 

ING Global Real Estate Portfolio  ING Clarion Global Real Estate Portfolio 

ING Julius Baer Foreign Portfolio  ING Artio Foreign Portfolio 

ING Legg Mason Value Portfolio  ING Growth and Income Portfolio II 

ING Lehman Brothers U.S. Aggregate Bond Index® Portfolio  ING U.S. Bond Index Portfolio 

ING Opportunistic LargeCap Value Portfolio 1  ING Opportunistic LargeCap Portfolio 

ING PIMCO Core Bond Portfolio  ING PIMCO Total Return Bond Portfolio 

ING VP Balanced Portfolio  ING Balanced Portfolio 

ING VP Growth and Income Portfolio  ING Growth and Income Portfolio 

ING VP Index Plus International Equity Portfolio  ING Index Plus International Equity Portfolio 

ING VP Index Plus LargeCap Portfolio  ING Index Plus LargeCap Portfolio 

ING VP Index Plus MidCap Portfolio  ING Index Plus MidCap Portfolio 

ING VP Index Plus SmallCap Portfolio  ING Index Plus SmallCap Portfolio 

ING VP Intermediate Bond Portfolio  ING Intermediate Bond Portfolio 

ING VP MidCap Opportunities Portfolio 1  ING MidCap Opportunities Portfolio 

ING VP SmallCap Opportunities Portfolio  ING SmallCap Opportunities Portfolio 

ING VP Strategic Allocation Conservative Portfolio 1  ING Strategic Allocation Conservative Portfolio 

ING VP Strategic Allocation Growth Portfolio 1  ING Strategic Allocation Growth Portfolio 

ING VP Strategic Allocation Moderate Portfolio 1  ING Strategic Allocation Moderate Portfolio 


1      On April 28, 2006, the subaccount that invested in this fund was closed to new investors and to new investments by existing investors.
 
153391  Page 1 of 11  May 2009 


NOTICE OF UPCOMING FUND MERGERS

Disappearing Funds  Surviving Funds 

ING American Century Large Company Value Portfolio 2  ING T. Rowe Price Equity Income Portfolio 

ING JPMorgan Value Opportunities Portfolio  ING RussellTM Large Cap Value Index Portfolio 

ING Neuberger Berman Partners Portfolio  ING RussellTM Large Cap Index Portfolio 

ING Oppenheimer Main Street® Portfolio  ING RussellTM Large Cap Index Portfolio 

ING Van Kampen Capital Growth Portfolio  ING RussellTM Large Cap Growth Index Portfolio 


Effective July 20, 2009 (the “Merger Effective Date”), the following Disappearing Funds will merge into and become part of the following Surviving Funds:

Disappearing Funds   Surviving Funds 

ING AllianceBernstein Mid Cap Growth Portfolio  ING RussellTM Mid Cap Growth Index Portfolio 

ING Growth and Income Portfolio II  ING Growth and Income Portfolio 

ING Index Plus International Equity Portfolio  ING International Index Portfolio 


Effective August 10, 2009 (the “Merger Effective Date”), the following Disappearing Funds will merge into and become part of the following Surviving Funds:

IMPORTANT INFORMATION REGARDING THE UPCOMING FUND MERGERS

· Prior to the Merger Effective Date, you may transfer amounts allocated to a subaccount that invests in a Disappearing Fund to any other available subaccount or to the Fixed Account. See the “Transfers” section of your policy prospectus for information about making subaccount transfers, including applicable restrictions and limits on transfers.

· On the Merger Effective Date, your investment in a subaccount that invests in a Disappearing Fund will automatically become an investment in the subaccount that invests in the corresponding Surviving Fund with an equal total net asset value. Unless you provide us with alternative allocation instructions, all future premiums received that would have been allocated to a subaccount corresponding to a Disappearing Fund will be automatically allocated to the subaccount corresponding to the applicable Surviving Fund. You may give us alternative allocation instructions by contacting our ING Customer Service Center at P.O. Box 5065, Minot, ND 58702-5065, 1-877-253-5050 or www.ingservicecenter.com. See the “Transfers” section of your policy prospectus for information about making allocation changes.

· After the Merger Effective Date, the subaccounts that invest in the Disappearing Funds will no longer be available through your policy.

· You will not incur any fees or charges or any tax liability because of the mergers, and your policy value immediately before the mergers will equal your policy value immediately after the mergers.

· There will be no further disclosure regarding the Disappearing Funds in future supplements to the policy prospectus.

· Because of the upcoming fund mergers, the following funds will be added, effective May 1, 2009, to your policy as available investment options:

  • ING Growth and Income Portfolio
  • ING International Index Portfolio
  • ING RussellTM Large Cap Growth Index Portfolio
  • ING RussellTM Large Cap Index Portfolio
  • ING RussellTM Large Cap Value Index Portfolio
  • ING RussellTM Mid Cap Growth Index Portfolio
2      On April 28, 2006, the subaccount that invested in this fund was closed to new investors and to new investments by existing investors.
 
153391  Page 2 of 11  May 2009 


IMPORTANT INFORMATION ABOUT THE FUNDS AVAILABLE THROUGH THE POLICY

Effective May 1, 2009, subaccounts which invest in the following funds are available through the policy:

  • American Funds – Growth Fund (Class 2)
  • American Funds – Growth-Income Fund (Class 2)
  • American Funds – International Fund (Class 2)
  • BlackRock Global Allocation V.I. Fund (Class III)
  • Fidelity® VIP Contrafund® Portfolio (Service Class)
  • Fidelity® VIP Equity-Income Portfolio (Service Class)
  • ING AllianceBernstein Mid Cap Growth Portfolio (Class I)
  • ING Artio Foreign Portfolio (Class I)
  • ING BlackRock Large Cap Growth Portfolio (Class I)
  • ING Clarion Global Real Estate Portfolio (Class S)
  • ING Evergreen Health Sciences Portfolio (Class I)
  • ING Evergreen Omega Portfolio (Class I)
  • ING FMRSM Diversified Mid Cap Portfolio (Class I)
  • ING Focus 5 Portfolio (Class I)
  • ING Franklin Templeton Founding Strategy Portfolio (Class I) 3
  • ING Global Resources Portfolio (Class I)
  • ING Growth and Income Portfolio II (Class I)
  • ING Index Plus International Equity Portfolio (Class S)
  • ING JPMorgan Emerging Markets Equity Portfolio (Class I)
  • ING JPMorgan Small Cap Core Equity Portfolio (Class I)
  • ING JPMorgan Value Opportunities Portfolio (Class I)
  • ING LifeStyle Aggressive Growth Portfolio (Class I) 3
  • ING LifeStyle Growth Portfolio (Class I) 3
  • ING LifeStyle Moderate Growth Portfolio (Class I) 3
  • ING LifeStyle Moderate Portfolio (Class I) 3
  • ING Limited Maturity Bond Portfolio (Class S)
  • ING Liquid Assets Portfolio (Class I)
  • ING Marsico Growth Portfolio (Class I)
  • ING Marsico International Opportunities Portfolio (Class I)
  • ING MFS Total Return Portfolio (Class I)
  • ING MFS Utilities Portfolio (Class S)
  • ING Oppenheimer Main Street Portfolio® (Class I)
  • ING PIMCO Total Return Bond Portfolio (Class I)
  • ING Pioneer Fund Portfolio (Class I)
  • ING Pioneer Mid Cap Value Portfolio (Class I)
  • ING Stock Index Portfolio (Class I)
  • ING T. Rowe Price Capital Appreciation Portfolio (Class I)
  • ING T. Rowe Price Equity Income Portfolio (Class I)
  • ING Van Kampen Capital Growth Portfolio (Class I)
  • ING Van Kampen Growth and Income Portfolio (Class S)
  • ING Wells Fargo Small Cap Disciplined Portfolio (Class S)
  • ING Baron Small Cap Growth Portfolio (I Class)
  • ING Columbia Small Cap Value Portfolio (I Class)
  • ING JPMorgan Mid Cap Value Portfolio (I Class)
  • ING Neuberger Berman Partners Portfolio (I Class)
  • ING Oppenheimer Global Portfolio (I Class)
  • ING Oppenheimer Strategic Income Portfolio (S Class)
  • ING Pioneer High Yield Portfolio (I Class)
  • ING T. Rowe Price Diversified Mid Cap Growth Portfolio (I Class)
  • ING UBS U.S. Large Cap Equity Portfolio (I Class)
  • ING Van Kampen Comstock Portfolio (I Class)
  • ING Van Kampen Equity and Income Portfolio (I Class)
  • ING Balanced Portfolio (Class I)
  • ING Intermediate Bond Portfolio (Class I)
  • ING Growth and Income Portfolio (Class I)
  • ING Index Plus LargeCap Portfolio (Class I)
  • ING Index Plus MidCap Portfolio (Class I)
  • ING Index Plus SmallCap Portfolio (Class I)
  • ING International Index Portfolio (Class S)
  • ING RussellTM Large Cap Growth Index Portfolio (Class I)
  • ING RussellTM Large Cap Index Portfolio (Class I)
  • ING RussellTM Large Cap Value Index Portfolio (Class I)
  • ING RussellTM Mid Cap Growth Index Portfolio (Class I)
  • ING RussellTM Small Cap Index Portfolio (Class I)
  • ING U.S. Bond Index Portfolio (Class I)
  • ING SmallCap Opportunities Portfolio (Class I)
  • Neuberger Berman AMT Socially Responsive Portfolio® (Class I)

More information about these funds is contained in the tables below.

3      This fund is structured as a “fund of funds.” A fund structured as a “fund of funds” may have higher fees and expenses than a fund that invests directly in debt and equity securities because it also incurs the fees and expenses of the underlying funds in which it invests. Please refer to the fund prospectus for information about the aggregate annual operating expenses of the fund and its corresponding underlying fund or funds.
 
153391  Page 3 of 11  May 2009 


The following chart lists the investment advisers and subadvisers and information regarding the investment objectives of the funds available through the policy. More detailed information about these funds can be found in the current prospectus and Statement of Additional Information for each fund.

There is no assurance that the stated investment objectives of any of the funds will be achieved. Shares of the funds will rise and fall in value and you could lose money by allocating policy value to the subaccounts that invest in the funds. Shares of the funds are not bank deposits and are not guaranteed, endorsed or insured by any financial institution, the Federal Deposit Insurance Corporation or any other government agency. Except as noted, all funds are diversified, as defined under the 1940 Act.

  Investment Adviser/   
Fund Name  Subadviser  Investment Objective 

American Funds – Growth Fund  Investment Adviser:  Seeks growth of capital by investing 
(Class 2)  Capital Research and Management  primarily in common stocks. 
  Company   

American Funds – Growth-  Investment Adviser:  Seeks capital growth and income 
Income Fund (Class 2)  Capital Research and Management  over time by investing primarily in 
  Company  U.S. common stocks or other 
    securities that demonstrate the 
    potential for appreciation and/or 
    dividends. 

American Funds – International  Investment Adviser:  Seeks growth of capital over time by 
Fund (Class 2)  Capital Research and Management  investing primarily in common 
  Company  stocks of companies located outside 
    the United States. 

BlackRock Global Allocation V.I.  Investment Adviser:  The fund seeks to provide high total 
Fund (Class III)  BlackRock Advisors, LLC  return through a fully managed 
  Subadvisers:  investment policy utilizing U.S. and 
  BlackRock Investment Management,  foreign equity, debt and money 
  LLC, BlackRock Asset Management  market instruments, the combination 
  U.K. Limited  of which will be varied from time to 
    time both with respect to types of 
    securities and markets in response to 
    changing market and economic 
    trends. 

Fidelity ® VIP Contrafund ®  Investment Adviser:  Seeks long-term capital appreciation. 
Portfolio (Service Class)  Fidelity Management & Research   
  Company   
  Subadvisers:   
FMR Co., Inc.; Fidelity Management
  & Research (U.K.) Inc.; Fidelity   
  Research & Analysis Company;   
Fidelity Investments Japan Limited;
  Fidelity International Investment   
  Advisors; Fidelity International   
Investment Advisors (U.K.) Limited

 
 
 
 
153391  Page 4 of 11                                             May 2009 


  Investment Adviser/   
Fund Name  Subadviser  Investment Objective 

Fidelity ® VIP Equity-Income  Investment Adviser:  Seeks reasonable income. Also 
Portfolio (Service Class)  Fidelity Management & Research  considers the potential for capital 
  Company  appreciation. Seeks to achieve a yield 
  Subadvisers:  which exceeds the composite yield 
  FMR Co., Inc.; Fidelity Management  on the securities comprising the 
  & Research (U.K.) Inc.; Fidelity  Standard & Poor's 500SM Index (S&P 
  Research & Analysis Company;  500® ). 
Fidelity Investments Japan Limited;
  Fidelity International Investment   
  Advisors; Fidelity International   
Investment Advisors (U.K.) Limited

ING AllianceBernstein Mid Cap  Investment Adviser:  Seeks long-term growth of capital. 
Growth Portfolio (Class I)  Directed Services LLC   
  Subadviser:   
  AllianceBernstein, L.P.   

ING Artio Foreign Portfolio  Investment Adviser:  Seeks long-term growth of capital. 
(Class I)  Directed Services LLC   
  Subadviser:   
  Artio Global Management LLC   

ING BlackRock Large Cap  Investment Adviser:  Seeks long-term growth of capital. 
Growth Portfolio (Class I)  Directed Services LLC   
  Subadviser:   
BlackRock Investment Management,
  LLC   

ING Clarion Global Real Estate  Investment Adviser:  A non-diversified portfolio that seeks 
Portfolio (Class S)  ING Investments, LLC  to provide investors with high total 
  Subadviser:  return consisting of capital 
  ING Clarion Real Estate Securities  appreciation and current income. 
  L.P.   

ING Evergreen Health Sciences  Investment Adviser:  A non-diversified portfolio that seeks 
Portfolio (Class I)  Directed Services LLC  long-term capital growth. 
  Subadviser:   
Evergreen Investment Management
  Company, LLC   

ING Evergreen Omega Portfolio  Investment Adviser:  Seeks long-term capital growth. 
(Class I)  Directed Services LLC   
  Subadviser:   
Evergreen Investment Management
  Company, LLC   

ING FMRSM Diversified Mid Cap  Investment Adviser:  Seeks long-term growth of capital. 
Portfolio (Class I)  Directed Services LLC   
  Subadviser:   
  Fidelity Management & Research   
  Co.   

ING Focus 5 Portfolio (Class I)  Investment Adviser:  Seeks total return through capital 
  Directed Services LLC  appreciation and dividend income. 
  Subadviser:   
  ING Investment Management Co.   

ING Franklin Templeton  Investment Adviser:  Seeks capital appreciation and 
Founding Strategy Portfolio  Directed Services LLC  secondarily, income. 
(Class I)     

 
 
 
 
153391  Page 5 of 11                                             May 2009 


  Investment Adviser/   
Fund Name  Subadviser  Investment Objective 

ING Global Resources Portfolio  Investment Adviser:  A non-diversified portfolio that seeks 
(Class I)  Directed Services LLC  long-term capital appreciation. 
  Subadviser:   
  ING Investment Management Co.   

ING Growth and Income Portfolio  Investment Adviser:  Seeks to maximize total return 
II (Class I)  Directed Services LLC  through investments in a diversified 
  Subadviser:  portfolio of common stocks and 
  ING Investment Management Co.  securities convertible into common 
    stocks. 

ING Index Plus International  Investment Adviser:  Seeks to outperform the total return 
Equity Portfolio (Class S)  ING Investments, LLC  performance of the Morgan Stanley 
  Subadviser:  Capital International Europe 
  ING Investment Management  Australasia and Far East® Index 
  Advisors, B. V.  (“MSCI EAFE® Index”), while 
    maintaining a market level of risk. 

ING JPMorgan Emerging Markets  Investment Adviser:  Seeks capital appreciation. 
Equity Portfolio (Class I)  Directed Services LLC   
  Subadviser:   
J.P. Morgan Investment Management
  Inc.   

ING JPMorgan Small Cap Core  Investment Adviser:  Seeks capital growth over the long 
Equity Portfolio (Class I)  Directed Services LLC  term. 
  Subadviser:   
J.P. Morgan Investment Management
  Inc.   

ING JPMorgan Value  Investment Adviser:  Seeks long-term capital appreciation. 
Opportunities Portfolio (Class I)  Directed Services LLC   
  Subadviser:   
  J. P. Morgan Investment   
  Management Inc.   

ING LifeStyle Aggressive Growth  Investment Adviser:  Seeks growth of capital. 
Portfolio (Class I)  ING Investments, LLC   
  Asset Allocation Consultants:   
  Ibbotson Associates and ING   
  Investment Management Co.   

ING LifeStyle Growth Portfolio  Investment Adviser:  Seeks growth of capital and some 
(Class I)  ING Investments, LLC  current income. 
  Asset Allocation Consultants:   
  Ibbotson Associates and ING   
  Investment Management Co.   

ING LifeStyle Moderate Growth  Investment Adviser:  Seeks growth of capital and a low to 
Portfolio (Class I)  ING Investments, LLC  moderate level of current income. 
  Asset Allocation Consultants:   
  Ibbotson Associates and ING   
  Investment Management Co.   

ING LifeStyle Moderate Portfolio  Investment Adviser:  Seeks growth of capital and current 
(Class I)  ING Investments, LLC  income. 
  Asset Allocation Consultants:   
  Ibbotson Associates and ING   
  Investment Management Co.   

 
 
 
 
153391  Page 6 of 11                                             May 2009 


  Investment Adviser/   
Fund Name  Subadviser  Investment Objective 

ING Limited Maturity Bond  Investment Adviser:  Seeks highest current income 
Portfolio (Class S)  Directed Services LLC  consistent with low risk to principal 
  Subadviser:  and liquidity and secondarily, seeks 
  ING Investment Management Co.  to enhance its total return through 
    capital appreciation when market 
    factors, such as falling interest rates 
    and rising bond prices, indicate that 
    capital appreciation may be available 
    without significant risk to principal. 

ING Liquid Assets Portfolio  Investment Adviser:  Seeks high level of current income 
(Class I)  Directed Services LLC  consistent with the preservation of 
  Subadviser:  capital and liquidity. 
  ING Investment Management Co.   

ING Marsico Growth Portfolio  Investment Adviser:  Seeks capital appreciation. 
(Class I)  Directed Services LLC   
  Subadviser:   
Marsico Capital Management, LLC

ING Marsico International  Investment Adviser:  Seeks long-term growth of capital. 
Opportunities Portfolio (Class I)  Directed Services LLC   
  Subadviser:   
Marsico Capital Management, LLC

ING MFS Total Return Portfolio  Investment Adviser:  Seeks above-average income 
(Class I)  Directed Services LLC  (compared to a portfolio entirely 
  Subadviser:  invested in equity securities) 
  Massachusetts Financial Services  consistent with the prudent 
  Company  employment of capital. Secondarily 
    seeks reasonable opportunity for 
    growth of capital and income. 

ING MFS Utilities Portfolio  Investment Adviser:  Seeks total return. 
(Class S)  Directed Services LLC   
  Subadviser:   
  Massachusetts Financial Services   
  Company   

ING Oppenheimer Main Street  Investment Adviser:  Seeks long-term growth of capital 
Portfolio ® (Class I)  Directed Services LLC  and future income. 
  Subadviser:   
  OppenheimerFunds, Inc.   

ING PIMCO Total Return Bond  Investment Adviser:  Seeks maximum total return, 
Portfolio (Class I)  Directed Services LLC  consistent with preservation of 
  Subadviser:  capital and prudent investment 
  Pacific Investment Management  management. 
  Company LLC   

ING Pioneer Fund Portfolio  Investment Adviser:  Seeks reasonable income and capital 
(Class I)  Directed Services LLC  growth. 
  Subadviser:   
  Pioneer Investment Management,   
  Inc.   

ING Pioneer Mid Cap Value  Investment Adviser:  Seeks capital appreciation. 
Portfolio (Class I)  Directed Services LLC   
  Subadviser:   
  Pioneer Investment Management,   
  Inc.   

 
 
 
153391                             Page 7 of 11                                             May 2009 


  Investment Adviser/   
Fund Name  Subadviser  Investment Objective 

ING Stock Index Portfolio (Class I)  Investment Adviser:  Seeks total return. 
  Directed Services LLC   
  Subadviser:   
  ING Investment Management Co.   

ING T. Rowe Price Capital  Investment Adviser:  Seeks, over the long-term, a high 
Appreciation Portfolio (Class I)  Directed Services LLC  total investment return, consistent 
  Subadviser:  with the preservation of capital and 
  T. Rowe Price Associates, Inc.  prudent investment risk. 

ING T. Rowe Price Equity Income  Investment Adviser:  Seeks substantial dividend income as 
Portfolio (Class I)  Directed Services LLC  well as long-term growth of capital. 
  Subadviser:   
  T. Rowe Price Associates, Inc.   

ING Van Kampen Capital Growth  Investment Adviser:  Seeks long-term capital appreciation. 
Portfolio (Class I)  Directed Services LLC   
  Subadviser:   
  Van Kampen   

ING Van Kampen Growth and  Investment Adviser:  Seeks long-term growth of capital 
Income Portfolio (Class S)  Directed Services LLC  and income. 
  Subadviser:   
  Van Kampen   

ING Wells Fargo Small Cap  Investment Adviser:  Seeks long-term capital appreciation. 
Disciplined Portfolio (Class S)  Directed Services LLC   
  Subadviser:   
  Wells Capital Management, Inc.   

ING Baron Small Cap Growth  Investment Adviser:  Seeks capital appreciation. 
Portfolio (Initial Class)  Directed Services LLC   
  Subadviser:   
  BAMCO, Inc.   

ING Columbia Small Cap Value  Investment Adviser:  Seeks long-term growth of capital. 
Portfolio (Initial Class)  Directed Services LLC   
  Subadviser:   
  Columbia Management Advisors,   
  LLC   

ING JPMorgan Mid Cap Value  Investment Adviser:  Seeks growth from capital 
Portfolio (Initial Class)  Directed Services LLC  appreciation. 
  Subadviser:   
  J. P. Morgan Investment   
  Management Inc.   

ING Neuberger Berman Partners  Investment Adviser:  Seeks capital growth. 
Portfolio (Initial Class)  Directed Services LLC   
  Subadviser:   
Neuberger Berman Management Inc.

ING Oppenheimer Global  Investment Adviser:  Seeks capital appreciation. 
Portfolio (Initial Class)  Directed Services LLC   
  Subadviser:   
  OppenheimerFunds, Inc.   

ING Oppenheimer Strategic  Investment Adviser:  Seeks a high level of current income 
Income Portfolio (Service Class)  Directed Services LLC  principally derived from interest on 
  Subadviser:  debt securities. 
  OppenheimerFunds, Inc.   

 
 
 
 
153391  Page 8 of 11                                             May 2009 


  Investment Adviser/   
Fund Name  Subadviser  Investment Objective 

ING Pioneer High Yield Portfolio  Investment Adviser:  Seeks to maximize total return 
(Initial Class)  Directed Services LLC  through income and capital 
  Subadviser:  appreciation. 
  Pioneer Investment Management,   
  Inc.   

ING T. Rowe Price Diversified Mid  Investment Adviser:  Seeks long-term capital appreciation. 
Cap Growth Portfolio (Initial  Directed Services LLC   
Class)  Subadviser:   
  T. Rowe Price Associates, Inc.   

ING UBS U.S. Large Cap Equity  Investment Adviser:  Seeks long-term growth of capital 
Portfolio (Initial Class)  Directed Services LLC  and future income. 
  Subadviser:   
  UBS Global Asset Management   
  (Americas) Inc.   

ING Van Kampen Comstock  Investment Adviser:  Seeks capital growth and income. 
Portfolio (Initial Class)  Directed Services LLC   
  Subadviser:   
  Van Kampen   

ING Van Kampen Equity and  Investment Adviser:  Seeks total return, consisting of long- 
Income Portfolio (Initial Class)  Directed Services LLC  term capital appreciation and current 
  Subadviser:  income. 
  Van Kampen   

ING Balanced Portfolio (Class I)  Investment Adviser:  Seeks to maximize investment return, 
  ING Investments, LLC  consistent with reasonable safety of 
  Subadviser:  principal, by investing in a 
  ING Investment Management Co.  diversified portfolio of one or more 
    of the following asset classes: 
    stocks, bonds and cash equivalents, 
    based on the judgment of the 
    portfolio’s management, of which of 
    those sectors or mix thereof offers 
    the best investment prospects. 

ING Intermediate Bond Portfolio  Investment Adviser:  Seeks to maximize total return 
(Class I)  ING Investments, LLC  consistent with reasonable risk. 
  Subadviser:   
  ING Investment Management Co.   

ING Growth and Income Portfolio  Investment Adviser:  Seeks to maximize total return 
(Class I)  ING Investments, LLC  through investments in a diversified 
  Subadviser:  portfolio of common stocks and 
  ING Investment Management Co.  securities convertible into common 
    stock. 

ING Index Plus LargeCap  Investment Adviser:  Seeks to outperform the total return 
Portfolio (Class I)  ING Investments, LLC  performance of the Standard & 
  Subadviser:  Poor’s 500 Composite Stock Price 
  ING Investment Management Co.  Index (S&P 500 Index), while 
    maintaining a market level of risk. 

ING Index Plus MidCap Portfolio  Investment Adviser:  Seeks to outperform the total return 
(Class I)  ING Investments, LLC  performance of the Standard & 
  Subadviser:  Poor’s MidCap 400 Index (S&P 
  ING Investment Management Co.  MidCap 400 Index), while 
    maintaining a market level of risk. 

 
 
 
 
153391                             Page 9 of 11                                             May 2009 


  Investment Adviser/   
Fund Name  Subadviser  Investment Objective 

ING Index Plus SmallCap  Investment Adviser:  Seeks to outperform the total return 
Portfolio (Class I)  ING Investments, LLC  performance of the Standard & 
  Subadviser:  Poor’s SmallCap 600 Index (S&P 
  ING Investment Management Co.  SmallCap 600 Index), while 
    maintaining a market level of risk. 

ING International Index Portfolio  Investment Adviser:  Seeks investment results (before fees 
(Class S)  ING Investments, LLC  and expenses) that correspond to the 
  Subadviser:  total return of a widely accepted 
  ING Investment Management Co.  International Index. 

ING RussellTM Large Cap Growth  Investment Adviser:  Seeks investment results (before fees 
Index Portfolio (Class I)  ING Investments, LLC  and expenses) that correspond to the 
  Subadviser:  total return of the Russell Top 200® 
  ING Investment Management Co.  Growth Index. 

ING RussellTM Large Cap Index  Investment Adviser:  Seeks investment results (before fees 
Portfolio (Class I)  ING Investments, LLC  and expenses) that correspond to the 
  Subadviser:  total return of the Russell Top 200® 
  ING Investment Management Co.  Index. 

ING RussellTM Large Cap Value  Investment Adviser:  Seeks investment results (before fees 
Index Portfolio (Class I)  ING Investments, LLC  and expenses) that correspond to the 
  Subadviser:  total return of the Russell Top 200® 
  ING Investment Management Co.  Value Index. 

ING RussellTM Mid Cap Growth  Investment Adviser:  Seeks investment results (before fees 
Index Portfolio (Class I)  ING Investments, LLC  and expenses) that correspond to the 
  Subadviser:  total return of the Russell Midcap® 
  ING Investment Management Co.  Growth Index. 

ING RussellTM Small Cap Index  Investment Adviser:  Seeks investment results (before fees 
Portfolio (Class I)  ING Investments, LLC  and expenses) that correspond to the 
  Subadviser:  total return of the Russell 2000® 
  ING Investment Management Co.  Index. 

ING U.S. Bond Index Portfolio  Investment Adviser:  Seeks investment results (before fees 
(Class I)  ING Investments, LLC  and expenses) that correspond to the 
  Subadviser:  total return of the Barclays Capital 
  Lehman Brothers Asset Management  U.S. Aggregate Bond Index ® . 
  LLC   

ING SmallCap Opportunities  Investment Adviser:  Seeks long-term capital appreciation. 
Portfolio (Class I)  ING Investments, LLC   
  Subadviser:   
  ING Investment Management Co.   

Neuberger Berman AMT Socially  Investment Adviser:  Seeks long-term growth of capital by 
Responsive Portfolio® (Class I)  Neuberger Berman Management  investing primarily in securities of 
  LLC  companies that meet the portfolio’s 
  Subadviser:  financial criteria and social policy. 
  Neuberger Berman, LLC   

 
 
 
 
153391  Page 10 of 11                                             May 2009 


IMPORTANT INFORMATION ABOUT FUNDS CLOSED TO NEW INVESTMENT

The subaccounts that invest in the following funds have been closed to new investment:

  • AIM V.I. Core Equity Fund
  • Fidelity® VIP Investment Grade Bond Portfolio
  • ING American Century Large Company Value Portfolio
  • ING American Century Small-Mid Cap Value Portfolio
  • ING BlackRock Large Cap Value Portfolio
  • ING Legg Mason Partners Aggressive Growth Portfolio
  • ING Lord Abbett Affiliated Portfolio
  • ING MidCap Opportunities Portfolio
  • ING Opportunistic LargeCap Portfolio
  • ING PIMCO Total Return Portfolio
  • ING Strategic Allocation Conservative Portfolio
  • ING Strategic Allocation Growth Portfolio
  • ING Strategic Allocation Moderate Portfolio
  • Van Eck Worldwide Hard Assets Fund

Policy owners who have policy value allocated to one or more of the subaccounts that correspond to these funds may leave their policy value in those subaccounts, but future allocations and transfers into those subaccounts are prohibited. If your most recent premium allocation instructions includes a subaccount that corresponds to one of these funds, premium received that would have been allocated to a subaccount corresponding to one of these funds may be automatically allocated among the other available subaccounts according to your most recent premium allocation instructions. If your most recent allocation instructions do not include any available funds, you must provide us with alternative allocation instructions or the premium payment will be returned to you. You may give us alternative allocation instructions by contacting our ING Customer Service Center at P.O. Box 5065, Minot, ND 58702-5065, 1-877-253-5050 or www.ingservicecenter.com. See the “Transfers” section of your policy prospectus for information about making allocation changes.

Your failure to provide us with alternative allocation instructions before we return your premium payment(s) may result in your policy entering the 61 day grace period and/or your policy lapsing without value. See the “Lapse” section of your policy prospectus for more information about how to keep your policy from lapsing. See also the “Reinstatement” section of your policy prospectus for information about how to put your policy back in force if it has lapsed.

MORE INFORMATION IS AVAILABLE

More information about the funds available through your policy, including information about the risks associated with investing in them, can be found in the current prospectus and Statement of Additional Information for each fund. You may obtain these documents by contacting us at our:

  ING Customer Service Center
P.O. Box 5065
Minot, ND 58702-5065
1-877-253-5050

153391  Page 11 of 11  May 2009