EXHIBIT 26(h)(97)

Form of Amendment to Participation Agreement

Among

ING Partners, Inc.

ING Life Insurance and Annuity Company

ING Financial Advisers, LLC

and

Security Life of Denver Insurance Company

This Amendment is dated as of the 28th day of April, 2006 by and between ING Partners, Inc. (the “Fund”), ING Life Insurance and Annuity Company (the “Adviser”), ING Financial Advisers, LLC (the “Distributor”) and Security Life of Denver Insurance Company (the “Company”) (collectively, the “Parties”).

WHEREAS, the Parties entered into a Participation Agreement on May 1, 2002 (the “Agreement”) and subsequently amended the Agreement on May 1, 2003, November 1, 2004, April 29, 2005, August 31, 2005 and December 7, 2005;

WHEREAS, the Parties desire to further amend said Agreement in the manner hereinafter set forth;

NOW THEREFORE, the parties hereby amend the Agreement in the following form:

1. By replacing the existing Amended Schedule B with the Amended Schedule B attached hereto.

2. All of the other provisions contained in the Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have caused this instrument to be executed by their duly authorized signatories as of the date and year first above written.

ING Partners, Inc.		ING Life Insurance and Annuity Company
By:		By:
	Robert S. Naka		Laurie M. Tillinghast
	Executive Vice President		Vice President

ING Financial Advisers, LLC		Security Life of Denver Insurance Company
By:		By:
	Terran R. Titus		Laurie M. Tillinghast
	Vice President, Advisory Services		Vice President

AMENDED SCHEDULE B

ING Partners, Inc.

Designated Portfolios

ING American Century Large Company Value Portfolio - Initial, Adviser and Service Class

ING American Century Select Portfolio - Initial, Adviser and Service Class

ING American Century Small-Mid Cap Value Portfolio - Initial, Adviser and Service Class

ING Baron Asset Portfolio - Initial, Adviser and Service Class

ING Baron Small Cap Growth Portfolio - Initial, Adviser and Service Class

ING Columbia Small Cap Value II Portfolio - Initial, Adviser and Service Class

ING Davis Venture Value Portfolio - Initial, Adviser and Service Class

ING Fidelity® VIP Contrafund® Portfolio - Initial, Adviser and Service Class

ING Fidelity® VIP Equity-Income Portfolio - Initial, Adviser and Service Class

ING Fidelity® VIP Growth Portfolio - Initial, Adviser and Service Class

ING Fidelity® VIP Mid Cap Portfolio - Initial, Adviser and Service Class

ING Fundamental Research Portfolio - Initial, Adviser and Service Class

ING Goldman Sachs® Capital Growth Portfolio - Initial, Adviser and Service Class

ING Goldman Sachs® Structured Equity Portfolio - Initial, Adviser and Service Class

ING JPMorgan International Portfolio - Initial, Adviser and Service Class

ING JPMorgan Mid Cap Value Portfolio - Initial, Adviser and Service Class

ING Legg Mason Partners Aggressive Growth Portfolio - Initial, Adviser and Service Class

ING Legg Mason Partners Large Cap Growth Portfolio - Initial, Adviser and Service Class

ING Lord Abbett U.S. Government Securities Portfolio - Initial, Adviser and Service Class

ING MFS Capital Opportunities Portfolio - Initial, Adviser and Service Class

ING Neuberger Berman Partners Portfolio - Initial, Adviser and Service Class

ING Neuberger Berman Regency Portfolio - Initial, Adviser and Service Class

ING OpCap Balanced Value Portfolio - Initial, Adviser and Service Class

ING Oppenheimer Global Portfolio - Initial, Adviser and Service Class

ING Oppenheimer Strategic Income Portfolio - Initial, Adviser and Service Class

ING PIMCO Total Return Portfolio - Initial, Adviser and Service Class

ING Pioneer High Yield Portfolio - Initial, Adviser and Service Class

ING Solution 2015 Portfolio - Initial, Adviser and Service Class and Class T

ING Solution 2025 Portfolio - Initial, Adviser and Service Class and Class T

ING Solution 2035 Portfolio - Initial, Adviser and Service Class and Class T

ING Solution 2045 Portfolio - Initial, Adviser and Service Class and Class T

ING Solution Income Portfolio - Initial, Adviser and Service Class and Class T

ING T. Rowe Price Diversified Mid Cap Growth Portfolio - Initial, Adviser and Service Class

ING T. Rowe Price Growth Equity Portfolio - Initial, Adviser and Service Class

ING Templeton Foreign Equity Portfolio - Initial, Adviser and Service Class

ING UBS U.S. Large Cap Equity Portfolio - Initial, Adviser and Service Class

ING UBS U.S. Small Cap Growth Portfolio - Initial, Adviser and Service Class

ING Van Kampen Comstock Portfolio - Initial, Adviser and Service Class

ING Van Kampen Equity and Income Portfolio - Initial, Adviser and Service Class

______________

*Goldman Sachs® is a registered service mark of Goldman, Sachs & Co., and it is used by agreement with Goldman, Sachs & Co.

** Fidelity® and Contrafund® are registered trademarks of FMR Corp.

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