424B2 1 d424b2.htm PRICING SUPPLEMENT NO. 30 Pricing Supplement No. 30

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

Pricing Supplement No. 30   Trade Date: 2/21/2006
(To Prospectus dated July 8, 2005)   Issue Date: 2/24/2006

The date of this Pricing Supplement is February 21, 2006

 

CUSIP or Common Code:

    41013NF45

Price to Public:

    100.000%

Principal Amount:

    $1,958,000.00

Proceeds to Issuer:

    $1,947,720.50

Discounts and Commissions:

    0.525%

Reallowance:

    0.150%

Dealer:

    99.550%

Maturity Date:

    4/15/2009

Stated Annual Interest Rate:

    Floating Rate Note

Interest Rate Determination Date:

    The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

    Monthly. The first interest period will run from and including the Issue Date to but excluding March 15, 2006.

Interest Reset Dates:

    The 15th day of each month during the term of the notes, beginning March 15, 2006.

Day Count Convention:

    30/360

Interest Rate Basis:

    Consumer Price Index Adjustment Rate

Index Maturity:

    N/A

Spread:

    +1.75%

Initial Interest Rate:

    5.17%

Maximum Interest Rate:

    N/A

Minimum Interest Rate:

    0.00% per annum with respect to each Interest Reset Period

Interest Payment Frequency and Dates:

    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding March 15, 2006 (or, if such day is not a business day, the following business day).

Interest Payment Date:

    The 15th day of each month during the term of the notes, beginning March 15, 2006 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).

Additional Amounts:

    N/A

Survivor’s Option:

    Yes

Callable by Issuer:

    No

If Callable by Issuer, dates and terms of redemption

(including the redemption price):

    N/A

Original Issue Discount1:

    N/A

Other Material Terms (if any):

    N/A
1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 1 of 4

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

Pricing Supplement No. 30   Trade Date: 2/21/2006
(To Prospectus dated July 8, 2005)   Issue Date: 2/24/2006

The date of this Pricing Supplement is February 21, 2006

 

CUSIP or Common Code:

    41013NF60

Price to Public:

    100.000%

Principal Amount:

    $934,000.00

Proceeds to Issuer:

    $926,061.00

Discounts and Commissions:

    0.850%

Reallowance:

    0.150%

Dealer:

    99.250%

Maturity Date:

    2/15/2011

Stated Annual Interest Rate:

    Floating Rate Note

Interest Rate Determination Date:

    The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

    Monthly. The first interest period will run from and including the Issue Date to but excluding March 15, 2006.

Interest Reset Dates:

    The 15th day of each month during the term of the notes, beginning March 15, 2006.

Day Count Convention:

    30/360

Interest Rate Basis:

    Consumer Price Index Adjustment Rate

Index Maturity:

    N/A

Spread:

    +1.86%

Initial Interest Rate:

    5.28%

Maximum Interest Rate:

    N/A

Minimum Interest Rate:

    0.00% per annum with respect to each Interest Reset Period

Interest Payment Frequency and Dates:

    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding March 15, 2006 (or, if such day is not a business day, the following business day).

Interest Payment Date:

    The 15th day of each month during the term of the notes, beginning March 15, 2006 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).

Additional Amounts:

    N/A

Survivor’s Option:

    Yes

Callable by Issuer:

    No

If Callable by Issuer, dates and terms of redemption

(including the redemption price):

    N/A

Original Issue Discount2:

    N/A

Other Material Terms (if any):

    N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

Pricing Supplement No. 30   Trade Date: 2/21/2006
(To Prospectus dated July 8, 2005)   Issue Date: 2/24/2006

The date of this Pricing Supplement is February 21, 2006

 

CUSIP or Common Code:

    41013NF86

Price to Public:

    100.000%

Principal Amount:

    $362,000.00

Proceeds to Issuer:

    $357,294.00

Discounts and Commissions:

    1.300%

Reallowance:

    0.200%

Dealer:

    98.800%

Maturity Date:

    2/15/2016

Stated Annual Interest Rate:

    Floating Rate Note

Interest Rate Determination Date:

    The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

    Monthly. The first interest period will run from and including the Issue Date to but excluding March 15, 2006.

Interest Reset Dates:

    The 15th day of each month during the term of the notes, beginning March 15, 2006.

Day Count Convention:

    30/360

Interest Rate Basis:

    Consumer Price Index Adjustment Rate

Index Maturity:

    N/A

Spread:

    +2.00%

Initial Interest Rate:

    5.42%

Maximum Interest Rate:

    N/A

Minimum Interest Rate:

    0.00% per annum with respect to each Interest Reset Period

Interest Payment Frequency and Dates:

    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding March 15, 2006 (or, if such day is not a business day, the following business day).

Interest Payment Date:

    The 15th day of each month during the term of the notes, beginning March 15, 2006 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).

Additional Amounts:

    N/A

Survivor’s Option:

    Yes

Callable by Issuer:

    No

If Callable by Issuer, dates and terms of redemption

(including the redemption price):

    N/A

Original Issue Discount3:

    N/A

Other Material Terms (if any):

    N/A
3 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

Pricing Supplement No. 30   Trade Date: 2/21/2006
(To Prospectus dated July 8, 2005)   Issue Date: 2/24/2006

The date of this Pricing Supplement is

 

CUSIP or Common Code:

    41013NF52   41013NF78   41013NF94

Price to Public:

    100.000%   100.000%   100.000%

Principal Amount:

    $205,000.00   $2,461,000.00   $1,222,000.00

Proceeds to Issuer:

    $203,565.00   $2,436,390.00   $1,194,505.00

Discounts and Commissions:

    0.700%   1.000%   2.250%

Reallowance:

    0.150%   0.175%   0.350%

Dealer:

    99.375%   99.100%   97.900%

Maturity Date:

    2/15/2010   2/15/2012   2/15/2031

Stated Annual Interest Rate:

    4.650%   5.150%   5.550%

Interest Payment Frequency:

    Quarterly   Semi   Monthly

First Payment Date:

    5/15/2006   8/15/2006   3/15/2006

Additional Amounts:

    N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes

Callable by Issuer:

    No   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   2/15/2008
Callable one
time only at
100% on
call date
above with
30 days
notice		   2/15/2011
Callable one
time only at
100% on
call date
above with
30 days
notice

Original Issue Discount4:

    N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A
4 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

As of September 12, 2005 ABN AMRO Financial Services, Inc. changed its name to LaSalle Financial Services, Inc. Consequently, all references to "ABN AMRO Financial Services, Inc." in the prospectus are amended to read "LaSalle Financial Services, Inc."

 

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