-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, FSv+eqOqOJ68Kr7Uw1W94E/1/oCyhNyTx3D2Hum1Mc9bemzdLQ1CyE8cbdga84NM qx3sosYbf3Hux6QClqJKJA== 0001193125-05-213096.txt : 20051101 0001193125-05-213096.hdr.sgml : 20051101 20051101162343 ACCESSION NUMBER: 0001193125-05-213096 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20051101 DATE AS OF CHANGE: 20051101 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-124223 FILM NUMBER: 051170067 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B3 1 d424b3.htm FORM 424(B)(3) FORM 424(b)(3)

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(3)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

Pricing Supplement No. 14(a)    Trade Date: 10/31/2005

(To Prospectus dated July 8, 2005 and Pricing Supplement No. 14

dated October 31,2005)

   Issue Date: 11/3/2005

 

The date of this Pricing Supplement is November 1, 2005

 

CUSIP or Common Code:    41013NXN3
Price to Public:    100.000%
Principal Amount:    $5,234,000.00
Proceeds to Issuer:    $5,189,511.00
Discounts and Commissions:    0.850%
Reallowance:    0.150%
Dealer:    99.250%
Maturity Date:    11/15/2010
Stated Annual Interest Rate:    Floating Rate Note

Interest Rate Determination Date:

   The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

   Monthly. The first interest period will run from and including the Issue Date to but excluding December 15, 2005.

Interest Reset Dates:

   The 15th day of each month during the term of the notes, beginning December 15, 2005.

Day Count Convention:

   30/360

Interest Rate Basis:

   Consumer Price Index Adjustment Rate

Index Maturity:

   N/A

Spread:

   +1.31%

Initial Interest Rate:

   6.00%

Maximum Interest Rate:

   N/A

Minimum Interest Rate:

   0.00% per annum with respect to each Interest Reset Period
Interest Payment Frequency and Dates:    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding December 15, 2005 (or, if such day is not a business day, the following business day).
Interest Payment Date:    The 15th day of each month during the term of the notes, beginning December 15, 2005 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).
Additional Amounts:    N/A
Survivor’s Option:    Yes
Callable by Issuer:    No
If Callable by Issuer, dates and terms of redemption (including the redemption price):    N/A
Original Issue Discount1:    N/A
Other Material Terms (if any):    N/A

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 1 of 3


Registration No. 333-124223

Filed Pursuant to Rule 424(b)(3)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

Pricing Supplement No. 14(a)    Trade Date: 10/31/2005

(To Prospectus dated July 8, 2005 and Pricing Supplement No. 14

dated October 31, 2005)

   Issue Date: 11/3/2005

 

The date of this Pricing Supplement is November 1, 2005

 

CUSIP or Common Code:    41013NXQ6
Price to Public:    100.000%
Principal Amount:    $1,866,000.00
Proceeds to Issuer:    $1,841,742.00
Discounts and Commissions:    1.300%
Reallowance:    0.200%
Dealer:    98.800%
Maturity Date:    11/15/2015
Stated Annual Interest Rate:    Floating Rate Note

Interest Rate Determination Date:

   The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

   Monthly. The first interest period will run from and including the Issue Date to but excluding December 15, 2005.

Interest Reset Dates:

   The 15th day of each month during the term of the notes, beginning December 15, 2005.

Day Count Convention:

   30/360

Interest Rate Basis:

   Consumer Price Index Adjustment Rate

Index Maturity:

   N/A

Spread:

   +1.70%

Initial Interest Rate:

   6.39%

Maximum Interest Rate:

   N/A

Minimum Interest Rate:

   0.00% per annum with respect to each Interest Reset Period
Interest Payment Frequency and Dates:    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding December 15, 2005 (or, if such day is not a business day, the following business day).
Interest Payment Date:    The 15th day of each month during the term of the notes, beginning December 15, 2005 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).
Additional Amounts:    N/A
Survivor’s Option:    Yes
Callable by Issuer:    No
If Callable by Issuer, dates and terms of redemption (including the redemption price):    N/A
Original Issue Discount2:    N/A
Other Material Terms (if any):    N/A

2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 2 of 3


Registration No. 333-124223

Filed Pursuant to Rule 424(b)(3)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

Pricing Supplement No. 14(a)    Trade Date: 10/31/2005

(To Prospectus dated July 8, 2005 and Pricing

Supplement No. 14 dated October 31, 2005)

   Issue Date: 11/3/2005

 

The date of this Pricing Supplement is November 1, 2005

 

CUSIP or Common Code:    41013NXK9   41013NXL7   41013NXM5   41013NXP8   41013NXR4
Price to Public:    100.000%   100.000%   100.000%   100.000%   100.000%
Principal Amount:    $550,000.00   $225,000.00   $45,000.00   $120,000.00   $155,000.00
Proceeds to Issuer:    $547,112.50   $223,425.00   $44,617.50   $118,980.00   $151,512.50
Discounts and Commissions:    0.525%   0.700%   0.850%   0.850%   2.250%
Reallowance:    0.150%   0.150%   0.150%   0.150%   0.350%
Dealer:    99.550%   99.375%   99.250%   99.250%   97.900%
Maturity Date:    11/15/2008   11/15/2009   11/15/2010   11/15/2010   11/15/2030
Stated Annual Interest Rate:    4.300%   4.400%   4.500%   4.800%   5.400%
Interest Payment Frequency:    Monthly   Monthly   Monthly   Monthly   Monthly
First Payment Date:    12/15/2005   12/15/2005   12/15/2005   12/15/2005   12/15/2005
Additional Amounts:    N/A   N/A   N/A   N/A   N/A
Survivor’s Option:    Yes   Yes   Yes   Yes   Yes
Callable by Issuer:    No   No   No   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   N/A   N/A   11/15/2007
Callable
one time
only at
100% on
call date
above with
30 days
notice.
  11/15/2010
Callable one
time only at
100% on
call date
above with
30 days
notice.
Original Issue Discount3:    N/A   N/A   N/A   N/A   N/A
Other Material Terms (if any):    N/A   N/A   N/A   N/A   N/A

3 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

As of September 12, 2005 ABN AMRO Financial Services, Inc. changed its name to LaSalle Financial Services, Inc. Consequently, all references to "ABN AMRO Financial Services, Inc." in the prospectus are amended to read "LaSalle Financial Services, Inc.".

 

Page 3 of 3

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