-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, FwCRc+fGuNXqf+T96i3f5M7eJgg9UgPJt4J9I2/ey2XMunceQ3jr3jB2E29JpngB a+E0xSKEr4ZyEgJXgkraSQ== 0001193125-05-176960.txt : 20050830 0001193125-05-176960.hdr.sgml : 20050830 20050830113727 ACCESSION NUMBER: 0001193125-05-176960 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050830 DATE AS OF CHANGE: 20050830 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-124223 FILM NUMBER: 051057589 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm PRICING SUPPLEMENT Pricing Supplement

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

 

Pricing Supplement No. 5    Trade Date: 8/29/2005
(To Prospectus dated July 8, 2005)    Issue Date: 9/1/2005

 

The date of this Pricing Supplement is August 29, 2005

 

CUSIP or Common Code:    41013NUS5
Price to Public:    100.000%
Principal Amount:    $897,000.00
Proceeds to Issuer:    $889,375.50
Discounts and Commissions:    0.850%
Reallowance:    0.150%
Dealer:    99.250%
Maturity Date:    9/15/2010
Stated Annual Interest Rate:    Floating Rate Note

Interest Rate Determination Date:

    The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

    Monthly. The first interest period will run from and including the Issue Date to but excluding October 15, 2005.

Interest Reset Dates:

    The 15th day of each month during the term of the notes, beginning October 15, 2005.

Day Count Convention:

    30/360

Interest Rate Basis:

    Consumer Price Index Adjustment Rate

Index Maturity:

    N/A

Spread:

    +1.34%

Initial Interest Rate:

    4.51%

Maximum Interest Rate:

    N/A

Minimum Interest Rate:

    0.00% per annum with respect to each Interest Reset Period
Interest Payment Frequency and Dates:    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding October 15, 2005 (or, if such day is not a business day, the following business day).
Interest Payment Date:    The 15th day of each month during the term of the notes, beginning October 15, 2005 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).
Additional Amounts:    N/A
Survivor’s Option:    Yes
Callable by Issuer:    No

If Callable by Issuer, dates and terms of

redemption (including the redemption price):

    N/A
Original Issue Discount1:    N/A
Other Material Terms (if any):    N/A
1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 1 of 4

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

 

Pricing Supplement No. 5    Trade Date: 8/29/2005
(To Prospectus dated July 8, 2005)    Issue Date: 9/1/2005

 

The date of this Pricing Supplement is August 29, 2005

 

CUSIP or Common Code:    41013NUU0
Price to Public:    100.000%
Principal Amount:    $462,000.00
Proceeds to Issuer:    $455,994.00
Discounts and Commissions:    1.300%
Reallowance:    0.200%
Dealer:    98.800%
Maturity Date:    9/15/2015
Stated Annual Interest Rate:    Floating Rate Note

Interest Rate Determination Date:

    The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

    Monthly. The first interest period will run from and including the Issue Date to but excluding October 15, 2005.

Interest Reset Dates:

    The 15th day of each month during the term of the notes, beginning October 15, 2005.

Day Count Convention:

    30/360

Interest Rate Basis:

    Consumer Price Index Adjustment Rate

Index Maturity:

    N/A

Spread:

    +1.63%

Initial Interest Rate:

    4.80%

Maximum Interest Rate:

    N/A

Minimum Interest Rate:

    0.00% per annum with respect to each Interest Reset Period
Interest Payment Frequency and Dates:    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding October 15, 2005 (or, if such day is not a business day, the following business day).
Interest Payment Date:    The 15th day of each month during the term of the notes, beginning October 15, 2005 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).
Additional Amounts:    N/A
Survivor’s Option:    Yes
Callable by Issuer:    No

If Callable by Issuer, dates and terms of

redemption (including the redemption price):

    N/A
Original Issue Discount2:    N/A
Other Material Terms (if any):    N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 2 of 4

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

 

Pricing Supplement No. 5    Trade Date: 8/29/2005
(To Prospectus dated July 8, 2005)    Issue Date: 9/1/2005

 

The date of this Pricing Supplement is August 29, 2005

 

CUSIP or Common Code:

    41013NUP1   4103NUQ9   41013NUR7

Price to Public:

    100.000%   100.000%   100.000%

Principal Amount:

    $567,000.00   $35,000.00   $250,000.00

Proceeds to Issuer:

    $564,023.25   $34,755.00   $247,875.00

Discounts and Commissions:

    0.525%   0.700%   0.850%

Reallowance:

    0.150%   0.150%   0.150%

Dealer:

    99.550%   99.375%   99.250%

Maturity Date:

    9/15/2008   9/15/2009   9/15/2010

Stated Annual Interest Rate:

    4.050%   4.100%   4.200%

Interest Payment Frequency:

    Semi   Monthly   Semi

First Payment Date:

    3/15/2006   10/15/2005   3/15/2006

Additional Amounts:

    N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes

Callable by Issuer:

    No   No   No

If Callable by Issuer, dates

and terms of redemption

(including the redemption price)

    N/A   N/A   N/A

Original Issue Discount3:

    N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A
3 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 3 of 4

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

 

Pricing Supplement No. 5    Trade Date: 8/29/2005
(To Prospectus dated July 8, 2005)    Issue Date: 9/1/2005

 

The date of this Pricing Supplement is August 29, 2005

 

CUSIP or Common Code:

    41013NUT3   41013NUV8   41013NUW6

Price to Public:

    100.000%   100.000%   100.000%

Principal Amount:

    $708,000.00   $144.000.00   $298.000.00

Proceeds to Issuer:

    $701,982.00   $142,128.00   $291,295.00

Discounts and Commissions:

    0.850%   1.300%   2.250%

Reallowance:

    0.150%   0.200%   0.350%

Dealer:

    99.250%   98.800%   97.900%

Maturity Date:

    9/15/2010   9/15/2015   9/15/2030

Stated Annual Interest Rate:

    4.450%   4.850%   5.050%

Interest Payment Frequency:

    Monthly   Monthly   Monthly

First Payment Date:

    10/15/2005   10/15/2005   10/15/2005

Additional Amounts:

    N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes

Callable by Issuer:

    Yes   Yes   Yes

If Callable by Issuer, dates

and terms of redemption

(including the redemption price)

    9/15/2007
Callable one time only at
100% on call date above
with 30 days notice.		   9/15/2007
Callable one time only at
100% on call date above
with 30 days notice.		  

9/15/2010

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount4:

    N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A
4 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 4 of 4

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