-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, UtykcnhncAxc9l1KteWeQ9BiQATWMIv+YcDh60r1jAri+wQ2HHd7CMZbpkF0NWyE ALSBnXidygrUjxLlQ5I3YQ== 0001193125-05-172859.txt : 20050823 0001193125-05-172859.hdr.sgml : 20050823 20050823103332 ACCESSION NUMBER: 0001193125-05-172859 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050823 DATE AS OF CHANGE: 20050823 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-124223 FILM NUMBER: 051042662 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm PRICING SUPPLEMENT Pricing Supplement

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

 

Pricing Supplement No. 4    Trade Date: 8/22/2005
(To Prospectus dated July 8, 2005)    Issue Date: 8/25/2005

 

The date of this Pricing Supplement is August 22, 2005

 

CUSIP or Common Code:    41013NUJ5
Price to Public:    100.000%
Principal Amount:    $912,000.00
Proceeds to Issuer:    $904,248.00
Discounts and Commissions:    0.850%
Reallowance:    0.150%
Dealer:    99.250%
Maturity Date:    8/15/2010
Stated Annual Interest Rate:    Floating Rate Note

Interest Rate Determination Date:

    The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

    Monthly. The first interest period will run from and including the Issue Date to but excluding September 15, 2005.

Interest Reset Dates:

    The 15th day of each month during the term of the notes, beginning September 15, 2005.

Day Count Convention:

    30/360

Interest Rate Basis:

    Consumer Price Index Adjustment Rate

Index Maturity:

    N/A

Spread:

    +1.36%

Initial Interest Rate:

    3.89%

Maximum Interest Rate:

    N/A

Minimum Interest Rate:

    0.00% per annum with respect to each Interest Reset Period
Interest Payment Frequency and Dates:    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding September 15, 2005 (or, if such day is not a business day, the following business day).
Interest Payment Date:    The 15th day of each month during the term of the notes, beginning September 15, 2005 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).
Additional Amounts:    N/A
Survivor’s Option:    Yes
Callable by Issuer:    No

If Callable by Issuer, dates and terms of

redemption (including the redemption price):

    N/A
Original Issue Discount1:    N/A
Other Material Terms (if any):    N/A
1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 1 of 4

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

 

Pricing Supplement No. 4    Trade Date: 8/22/2005
(To Prospectus dated July 8, 2005)    Issue Date: 8/25/2005

 

The date of this Pricing Supplement is August 22, 2005

 

CUSIP or Common Code:    41013NUL0
Price to Public:    100.000%
Principal Amount:    $320,000.00
Proceeds to Issuer:    $315,840.00
Discounts and Commissions:    1.300%
Reallowance:    0.200%
Dealer:    98.800%
Maturity Date:    8/15/2015
Stated Annual Interest Rate:    Floating Rate Note
Interest Rate Determination Date:    The 7th business day preceding an Interest Reset Date.

Interest Reset Periods:

    Monthly. The first interest period will run from and including the Issue Date to but excluding September 15, 2005.

Interest Reset Dates:

    The 15th day of each month during the term of the notes, beginning September 15, 2005.

Day Count Convention:

    30/360

Interest Rate Basis:

    Consumer Price Index Adjustment Rate

Index Maturity:

    N/A

Spread:

    +1.63%

Initial Interest Rate:

    4.16%

Maximum Interest Rate:

    N/A

Minimum Interest Rate:

    0.00% per annum with respect to each Interest Reset Period
Interest Payment Frequency and Dates:    Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding September 15, 2005 (or, if such day is not a business day, the following business day).
Interest Payment Date:    The 15th day of each month during the term of the notes, beginning September 15, 2005 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made).
Additional Amounts:    N/A
Survivor’s Option:    Yes
Callable by Issuer:    No

If Callable by Issuer, dates and terms of

redemption (including the redemption price):

    N/A
Original Issue Discount2:    N/A
Other Material Terms (if any):    N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 2 of 4

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

 

Pricing Supplement No. 4    Trade Date: 8/22/2005
(To Prospectus dated July 8, 2005)    Issue Date: 8/25/2005

 

The date of this Pricing Supplement is August 22, 2005

 

CUSIP or Common Code:

    41013NUG1   41013NUH9   41013NUK2

Price to Public:

    100.000%   100.000%   100.000%

Principal Amount:

    $221,000.00   $150,000.00   $460,000.00

Proceeds to Issuer:

    $219,453.00   $148,725.00   $456,090.00

Discounts and Commissions:

    0.700%   0.850%   0.850%

Reallowance:

    0.150%   0.150%   0.150%

Dealer:

    99.375%   99.250%   99.250%

Maturity Date:

    8/15/2009   8/15/2010   8/15/2010

Stated Annual Interest Rate:

    4.100%   4.200%   4.450%

Interest Payment Frequency:

    Monthly   Semi   Monthly

First Payment Date:

    9/15/2005   2/15/2006   9/15/2005

Additional Amounts:

    N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes

Callable by Issuer:

    No   No   Yes
If Callable by Issuer, dates
and terms of redemption (including
the redemption price)		    N/A   N/A  

8/15/2007

Callable one time only at

100% on call date above

with 30 days notice.

Original Issue Discount3:

    N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A
3 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 3 of 4

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

 

 

Pricing Supplement No. 4    Trade Date: 8/22/2005
(To Prospectus dated July 8, 2005)    Issue Date: 8/25/2005

 

The date of this Pricing Supplement is August 22, 2005

 

CUSIP or Common Code:

    41013NUM8   41013NUN6

Price to Public:

    100.000%   100.000%

Principal Amount:

    $262,000.00   $315,000.00

Proceeds to Issuer:

    $257,415.00   $307,912.50

Discounts and Commissions:

    1.750%   2.250%

Reallowance:

    0.350%   0.350%

Dealer:

    98.350%   97.900%

Maturity Date:

    8/15/2020   8/15/2030

Stated Annual Interest Rate:

    5.000%   5.050%

Interest Payment Frequency:

    Monthly   Monthly

First Payment Date:

    9/15/2005   9/15/2005

Additional Amounts:

    N/A   N/A

Survivor’s Option:

    Yes   Yes

Callable by Issuer:

    Yes   Yes

If Callable by Issuer, dates

and terms of redemption

(including the redemption price)

    8/15/2008
Callable one time only at
100% on call date above
with 30 days notice.		   8/15/2010
Callable one time only at
100% on call date above
with 30 days notice.

Original Issue Discount4:

    N/A   N/A

Other Material Terms (if any):

    N/A   N/A
4 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 4 of 4

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