424B2 1 d424b2.htm FORM 424(B)(2) FORM 424(B)(2)

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 231   Trade Date: 6/6/2005

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   Issue Date: 6/9/2005
The date of this Pricing Supplement is June 6, 2005    

 

CUSIP or Common Code:

   41013NRP5    41013NRQ3    41013NRR1    41013NRS9

Price to Public:

   100.000%    100.000%    100.000%    100.000%

Principal Amount:

   $333,000.00    $195,000.00    $50,000.00    $25,000.00

Proceeds to Issuer:

   $331,834.50    $193,976.25    $49,650.00    $24,787.50

Discounts and Commissions:

   0.350%    0.525%    0.700%    0.850%

Reallowance:

   0.100%    0.150%    0.150%    0.150%

Dealer:

   99.700%    99.550%    99.375%    99.250%

Maturity Date:

   6/15/2007    6/15/2008    6/15/2009    6/15/2010

Stated Annual Interest Rate:

   3.600%    3.750%    3.850%    3.900%

Interest Payment Frequency:

   Monthly    Semi    Quarterly    Monthly

First Payment Date:

   7/15/2005    12/15/2005    9/15/2005    7/15/2005

Additional Amounts:

   N/A    N/A    N/A    N/A

Survivor’s Option:

   Yes    Yes    Yes    Yes

Callable by Issuer:

   No    No    No    No
If Callable by Issuer, dates and terms of redemption (including the redemption price)   N/A    N/A    N/A    N/A

Original Issue Discount1:

   N/A    N/A    N/A    N/A

Other Material Terms (if any):

   N/A    N/A    N/A    N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 231   Trade Date: 6/6/2005

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   Issue Date: 6/9/2005
The date of this Pricing Supplement is June 6, 2005    

 

CUSIP or Common Code:

   41013NRU4   41013NRW0   41013NRX8

Price to Public:

   100.000%   100.000%   100.000%

Principal Amount:

   $477,000.00   $147,000.00   $584,000.00

Proceeds to Issuer:

   $472,945.50   $144,427.50   $570,860.00

Discounts and Commissions:

   0.850%   1.750%   2.250%

Reallowance:

   0.150%   0.350%   0.350%

Dealer:

   99.250%   98.350%   97.900%

Maturity Date:

   6/15/2010   6/15/2020   6/15/2030

Stated Annual Interest Rate:

   4.150%   4.900%   5.000%

Interest Payment Frequency:

   Monthly   Monthly   Monthly

First Payment Date:

   7/15/2005   7/15/2005   7/15/2005

Additional Amounts:

   N/A   N/A   N/A

Survivor’s Option:

   Yes   Yes   Yes

Callable by Issuer:

   Yes   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)   6/15/2007
Callable one time only at 100%
on call date above with 30 days
notice.		   6/15/2008
Callable one time only at 100%
on call date above with 30 days
notice.		   6/15/2010
Callable one time only at 100%
on call date above with 30 days
notice.

Original Issue Discount2:

   N/A   N/A   N/A

Other Material Terms (if any):

   N/A   N/A   N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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