Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Pricing Supplement No. 222	Trade Date: 5/16/2005
(To Prospectus dated July 22, 2002 as supplemented by Prospectus Supplement dated January 10, 2003)	Issue Date: 5/19/2005

The date of this Pricing Supplement is May 16, 2005

CUSIP or Common Code:	41013NQL5	41013NQM3	41013NQN1	41013NQP6
Price to Public:	100.000%	100.000%	100.000%	100.000%
Principal Amount:	$1,361,000.00	$1,461,000.00	$209,000.00	$193,000.00
Proceeds to Issuer:	$1,356,236.50	$1,453,329.75	$207,537.00	$191,359.50
Discounts and Commissions:	0.350%	0.525%	0.700%	0.850%
Reallowance:	0.100%	0.150%	0.150%	0.150%
Dealer:	99.700%	99.550%	99.375%	99.250%
Maturity Date:	5/15/2007	5/15/2008	5/15/2009	5/15/2010
Stated Annual Interest Rate:	3.800%	3.950%	4.050%	4.150%
Interest Payment Frequency:	Quarterly	Quarterly	Monthly	Monthly
First Payment Date:	8/15/2005	8/15/2005	6/15/2005	6/15/2005
Additional Amounts:	N/A	N/A	N/A	N/A
Survivor’s Option:	Yes	Yes	Yes	Yes
Callable by Issuer:	No	No	No	No
If Callable by Issuer, dates and terms of redemption (including the redemption price)	N/A	N/A	N/A	N/A
Original Issue Discount1:	N/A	N/A	N/A	N/A
Other Material Terms (if any):	N/A	N/A	N/A	N/A

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

¹ For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Pricing Supplement No. 222	Trade Date: 5/16/2005
(To Prospectus dated July 22, 2002 as supplemented by Prospectus Supplement dated January 10, 2003)	Issue Date: 5/19/2005

The date of this Pricing Supplement is May 16, 2005

CUSIP or Common Code:	41013NQR2	41013NQT8	41013NQU5
Price to Public:	100.000%	100.000%	100.000%
Principal Amount:	$2,034,000.00	$991,000.00	$1,084,000.00
Proceeds to Issuer:	$2,016,711.00	$973,657.50	$1,059,610.00
Discounts and Commissions:	0.850%	1.750%	2.250%
Reallowance:	0.150%	0.350%	0.350%
Dealer:	99.250%	98.350%	97.900%
Maturity Date:	5/15/2010	5/15/2020	5/15/2030
Stated Annual Interest Rate:	4.400%	5.150%	5.350%
Interest Payment Frequency:	Monthly	Monthly	Monthly
First Payment Date:	6/15/2005	6/15/2005	6/15/2005
Additional Amounts:	N/A	N/A	N/A
Survivor’s Option:	Yes	Yes	Yes
Callable by Issuer:	Yes	Yes	Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)	5/15/2007 Callable one time only at 100% on call date above with 30 days notice.	5/15/2008 Callable one time only at 100% on call date above with 30 days notice.	5/15/2010 Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount2:	N/A	N/A	N/A
Other Material Terms (if any):	N/A	N/A	N/A

² For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

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