424B2 1 d424b2.htm FORM 424(B)(2) FORM 424(B)(2)

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 207   Trade Date: 4/11/2005

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   Issue Date: 4/14/2005
The date of this Pricing Supplement is April 11, 2005    

 

CUSIP or Common Code:

    41013NNP9   41013NNQ7   41013NNR5   41013NNT1

Price to Public:

    100.000%   100.000%   100.000%   100.000%

Principal Amount:

    $458,000.00   $507,000.00   $105,000.00   $573,000.00

Proceeds to Issuer:

    $455,137.50   $502,944.00   $103,950.00   $567,270.00

Discounts and Commissions:

    0.625%   0.800%   1.000%   1.000%

Reallowance:

    0.150%   0.150%   0.150%   0.150%

Dealer:

    99.550%   99.375%   99.250%   99.250%

Maturity Date:

    4/15/2008   4/15/2009   4/15/2010   4/15/2010

Stated Annual Interest Rate:

    3.900%   4.100%   4.200%   4.400%

Interest Payment Frequency:

    Quarterly   Quarterly   Monthly   Monthly

First Payment Date:

    7/15/2005   7/15/2005   5/15/2005   5/15/2005

Additional Amounts:

    N/A   N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes   Yes

Callable by Issuer:

    No   No   No   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   N/A   N/A   4/15/2007
Callable one time
only at 100% on
call date above
with 30 days
notice.

Original Issue Discount1:

    N/A   N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A   N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 1 of 2

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 207   Trade Date: 4/11/2005

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   Issue Date: 4/14/2005
The date of this Pricing Supplement is April 11, 2005    

 

CUSIP or Common Code:

    41013NNU8   41013NNW4   41013NNX2

Price to Public:

    100.000%   100.000%   100.000%

Principal Amount:

    $137,000.00   $958,000.00   $442,000.00

Proceeds to Issuer:

    $135,082.00   $941,235.00   $430,950.00

Discounts and Commissions:

    1.400%   1.750%   2.500%

Reallowance:

    0.200%   0.275%   0.350%

Dealer:

    98.900%   98.600%   97.900%

Maturity Date:

    4/15/2013   4/15/2017   4/15/2030

Stated Annual Interest Rate:

    4.500%   5.050%   5.300%

Interest Payment Frequency:

    Quarterly   Monthly   Monthly

First Payment Date:

    7/15/2005   5/15/2005   5/15/2005

Additional Amounts:

    N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes

Callable by Issuer:

    No   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   10/15/2007
Callable one time
only at 100% on
call date above
with 30 days
notice.		   4/15/2010
Callable one time
only at 100% on
call date above
with 30 days
notice.

Original Issue Discount2:

    N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 2 of 2