-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, S6mNsTQL3MAvuAOmxBwNWGgMiuiLa+wEJjpZgsD7Z5ge3geTi3I2Aj4B+rO8aO/2 JMlYz+NMo24TTJO8F8b0Cg== 0001193125-05-035201.txt : 20050223 0001193125-05-035201.hdr.sgml : 20050223 20050223165228 ACCESSION NUMBER: 0001193125-05-035201 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050223 DATE AS OF CHANGE: 20050223 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 05634861 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm FORM 424B2 FORM 424B2

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 186

              Trade Date: 2/22/2005

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

              Issue Date: 2/25/2005

The date of this Pricing Supplement is February 22, 2005

               

CUSIP or Common Code:

    41013NLD8    41013NLE6    41013NLG1    41013NLH9    41013NLK2

Price to Public:

    100.000%    100.000%    100.000%    100.000%    100.000%

Principal Amount:

    $219,000.00    $362,000.00    $275,000.00    $1,198,000.00    $503,000.00

Proceeds to Issuer:

    $217,631.25    $359,104.00    $271,562.50    $1,181,228.00    $490,425.00

Discounts and Commissions:

    0.625%    0.800%    1.250%    1.400%    2.500%

Reallowance:

    0.150%    0.150%    0.200%    0.200%    0.350%

Dealer:

    99.550%    99.375%    99.000%    98.900%    97.900%

Maturity Date:

    2/15/2008    2/15/2009    2/15/2012    2/15/2013    2/15/2030

Stated Annual Interest Rate:

    3.500%    3.650%    4.000%   

Step:

3.450% through 8/14/2007, and 5.750% thereafter (unless called)

    5.050%

Interest Payment Frequency:

    Semi    Quarterly    Semi    Monthly    Semi

First Payment Date:

    8/15/2005    5/15/2005    8/15/2005    3/15/2005    8/15/2005

Additional Amounts:

    N/A    N/A    N/A    N/A    N/A

Survivor’s Option:

    Yes    Yes    Yes    Yes    Yes

Callable by Issuer:

    No    No    No    Yes    Yes

If Callable by Issuer, dates and terms

of redemption (including the

redemption price)

    N/A    N/A    N/A   

8/15/2007

Callable one time only at 100% on

call date above with

30 days notice.

   

2/15/2010

Callable one

time only at

100% on call

date above

with 30 days

notice.

Original Issue Discount1:

    N/A    N/A    N/A    N/A    N/A

Other Material Terms (if any):

    N/A    N/A    N/A    N/A    N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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