-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, FpjwJ5JUMkZ1Vqpz1VksXxfma6Jpw6zZTRdl42Gw3gO0uknqclAn5jNpGYCahIHH iZvfwkMxc3jyl9TRtCchEQ== 0001193125-04-205036.txt : 20041130 0001193125-04-205036.hdr.sgml : 20041130 20041130104242 ACCESSION NUMBER: 0001193125-04-205036 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20041130 DATE AS OF CHANGE: 20041130 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 041173442 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm FORM 424(B)(2) FORM 424(b)(2)

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 162    Trade Date: 11/29/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

    Issue Date: 12/2/2004

 

The date of this Pricing Supplement is November 29, 2004

 

CUSIP or Common Code:    41013NGN2    41013NGP7    41013NGQ5    41013NGR3    41013NGS1    41013NGU6
Price to Public:    100.000%    100.000%    100.000%    100.000%    100.000%    100.000%
Principal Amount:    $544,000.00    $127,000.00    $175,000.00    $165,000.00    $127,000.00    $122,000.00
Proceeds to Issuer:    $540,600.00    $125,984.00    $172,812.50    $162,690.00    $125,222.00    $118,950.00
Discounts and Commissions:    0.625%    0.800%    1.250%    1.400%    1.400%    2.500%
Reallowance:    0.150%    0.150%    0.200%    0.200%    0.200%    0.350%
Dealer:    99.550%    99.375%    99.000%    98.900%    98.900%    97.900%
Maturity Date:    12/15/2007    12/15/2008    12/15/2011    12/15/2012    12/15/2012    12/15/2029
Stated Annual Interest Rate:    3.150%    3.400%    4.000%    4.150%    Step: 3.150%
through 6/14/2007,
and 6.000%
thereafter (unless
called)		    5.250%
Interest Payment Frequency:    Semi    Monthly    Semi    Semi    Monthly    Semi
First Payment Date:    6/15/2005    1/15/2005    6/15/2005    6/15/2005    1/15/2005    6/15/2005
Additional Amounts:    N/A    N/A    N/A    N/A    N/A    N/A
Survivor’s Option:    Yes    Yes    Yes    Yes    Yes    Yes
Callable by Issuer:    No    No    No    No    Yes    Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A    N/A    N/A    N/A    6/15/2007
Callable one time
only at 100% on
call date above
with 30 days
notice.		    12/15/2009
Callable one time
only at 100% on
call date above
with 30 days
notice.
Original Issue Discount1:    N/A    N/A    N/A    N/A    N/A    N/A
Other Material Terms (if any):    N/A    N/A    N/A    N/A    N/A    N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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