-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, C0AAdRnIEMr25Vk7GdO3sMQzxT5V+laXhOa5P+rax8fGYtFc7RfZ51GCc84hYifN Y3h/rRnE5k0wR9x4ShAiVg== 0001193125-04-190829.txt : 20041109 0001193125-04-190829.hdr.sgml : 20041109 20041109124603 ACCESSION NUMBER: 0001193125-04-190829 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20041109 DATE AS OF CHANGE: 20041109 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 041128389 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm FORM 424(B)(2) FORM 424(b)(2)

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 156

   Trade Date: 11/8/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   Issue Date: 11/12/2004

 

The date of this Pricing Supplement is November 8, 2004

 

CUSIP or Common Code:    41013NFG8   41013NFH6   41013NFJ2   41013NFK9   41013NFL7
Price to Public:    100.000%   100.000%   100.000%   100.000%   100.000%
Principal Amount:    $360,000.00   $705,000.00   $119,000.00   $380,000.00   $512,000.00
Proceeds to Issuer:    $357,750.00   $699,360.00   $117,810.00   $375,725.00   $504,832.00
Discounts and Commissions:    0.625%   0.800%   1.000%   1.125%   1.400%
Reallowance:    0.150%   0.150%   0.150%   0.175%   0.200%
Dealer:    99.550%   99.375%   99.250%   99.100%   98.900%
Maturity Date:    11/15/2007   11/15/2008   11/15/2009   11/15/2010   11/15/2012
Stated Annual Interest Rate:    2.900%   3.200%   3.450%   3.700%   4.000%
Interest Payment Frequency:    Monthly   Monthly   Monthly   Quarterly   Monthly
First Payment Date:    12/15/2004   12/15/2004   12/15/2004   2/15/2005   12/15/2004
Additional Amounts:    N/A   N/A   N/A   N/A   N/A
Survivor’s Option:    Yes   Yes   Yes   Yes   Yes
Callable by Issuer:    No   No   No   No   No
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   N/A   N/A   N/A   N/A
Original Issue Discount1:    N/A   N/A   N/A   N/A   N/A
Other Material Terms (if any):    N/A   N/A   N/A   N/A   N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 156

   Trade Date: 11/8/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   Issue Date: 11/12/2004

 

The date of this Pricing Supplement is November 8, 2004

 

CUSIP or Common Code:    41013NFM5   41013NFN3   41013NFQ6   41013NFR4
Price to Public:    100.000%   100.000%   100.000%   100.000%
Principal Amount:    $206,000.00   $58,000.00   $346,000.00   $977,000.00
Proceeds to Issuer:    $203,116.00   $57,130.00   $339,945.00   $952,575.00
Discounts and Commissions:    1.400%   1.500%   1.750%   2.500%
Reallowance:    0.200%   0.200%   0.275%   0.350%
Dealer:    98.900%   98.800%   98.600%   97.900%
Maturity Date:    11/15/2012   11/15/2014   11/15/2016   11/15/2029
Stated Annual Interest Rate:    Step: 3.100%
through 5/14/2007,
and 5.750%
thereafter (unless
called)		   4.300%   4.850%   5.300%
Interest Payment Frequency:    Monthly   Monthly   Semi   Semi
First Payment Date:    12/15/2004   12/15/2004   5/15/2005   5/15/2005
Additional Amounts:    N/A   N/A   N/A   N/A
Survivor’s Option:    Yes   Yes   Yes   Yes
Callable by Issuer:    Yes   No   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)    5/15/2007
Callable one time
only at 100% on
call date above
with 30 days
notice.		   N/A   5/15/2007
Callable one time
only at 100% on call
date above with
30 days notice.		   11/15/2009
Callable one time
only at 100% on call
date above with 30
days notice.
Original Issue Discount2:    N/A   N/A   N/A   N/A
Other Material Terms (if any):    N/A   N/A   N/A   N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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