424B2 1 d424b2.htm PRICING SUPPLEMENT NO. 138 Pricing Supplement No. 138

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 138

    Trade Date: 9/2/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

    Issue Date: 9/10/2004

 

The date of this Pricing Supplement is September 2, 2004

 

CUSIP or Common Code:

    41013NBN7   41013NBP2   41013NBQ0   41013NBR8   41013NBS6

Price to Public:

    100.000%   100.000%   100.000%   100.000%   100.000%

Principal Amount:

    $696,000.00   $666,000.00   $215,000.00   $208,000.00   $266,000.00

Proceeds to Issuer:

    $692,520.00   $661,837.50   $213,280.00   $205,920.00   $262,675.00

Discounts and Commissions:

    0.500%   0.625%   0.800%   1.000%   1.250%

Reallowance:

    0.100%   0.150%   0.150%   0.150%   0.200%

Dealer:

    99.625%   99.500%   99.350%   99.200%   99.000%

Maturity Date:

    9/15/2006   9/15/2007   9/15/2008   9/15/2009   9/15/2011

Stated Annual Interest Rate:

    2.500%   3.000%   3.350%   3.650%   4.100%

Interest Payment Frequency:

    Semi   Semi   Monthly   Quarterly   Quarterly

First Payment Date:

    3/15/2005   3/15/2005   10/15/2004   12/15/2004   12/15/2004

Additional Amounts:

    N/A   N/A   N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes   Yes   Yes

Callable by Issuer:

    No   No   No   No   No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

    N/A   N/A   N/A   N/A   N/A

Original Issue Discount1:

    N/A   N/A   N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A   N/A   N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders—Original Issue Discount Notes” in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 138

    Trade Date: 9/2/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

    Issue Date: 9/10/2004

 

The date of this Pricing Supplement is September 2, 2004

 

CUSIP or Common Code:

    41013NBT4    41013NBU1    41013NBW7    41013NBX5

Price to Public:

    100.000%    100.000%    100.000%    100.000%

Principal Amount:

    $227,000.00    $1,053,000.00    $665,000.00    $1,827,000.00

Proceeds to Issuer:

    $223,822.00    $1,038,258.00    $653,362.50    $1,781,325.00

Discounts and Commissions:

    1.400%    1.400%    1.750%    2.500%

Reallowance:

    0.200%    0.200%    0.275%    0.350%

Dealer:

    98.800%    98.800%    98.600%    97.850%

Maturity Date:

    9/15/2012    9/15/2012    9/15/2016    9/15/2029

Stated Annual Interest Rate:

    4.250%    Step: 3.100% through 9/14/2006, and 5.750% thereafter (unless called)    5.100%    5.500%

Interest Payment Frequency:

    Monthly    Monthly    Semi    Semi

First Payment Date:

    10/15/2004    10/15/2004    3/15/2005    3/15/2005

Additional Amounts:

    N/A    N/A    N/A    N/A

Survivor’s Option:

    Yes    Yes    Yes    Yes

Callable by Issuer:

    No    Yes    Yes    Yes

If Callable by Issuer, dates and
terms of redemption (including
the redemption price)

    N/A   

9/15/2006

Callable one time only at 100% on call date above with
30 days notice.

   

3/15/2007

Callable one time only at 100% on call date above with
30 days notice.

   

9/15/2009

Callable one time only at 100% on call date above with
30 days notice.

Original Issue Discount2:

    N/A    N/A    N/A    N/A

Other Material Terms (if any):

    N/A    N/A    N/A    N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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